Asked by Jeff.c230, Saint Petersburg, FL • Wed Feb 20, 2013
Hello! My wife has an amazing score (well over 700), however she is a waitress with no real reported income. I have a credit score of a 627 and did a short sale a couple of years ago. We bring in over 2k monthly and just want to get a break instead of my past issues causing continuing problems. We have around 5k to put down on a place and keep finding houses under 80k that we love around our area. Is this scenario going to work in my favor? I read online that most places require a good 640 score....which makes sense. I just need another chance.
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