Can a buyer who has claimed bankruptcy qualify to purchase a home three years later?

Asked by Charlotte Marrocco-Mohler, Nashua, NH Tue Jan 14, 2014

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Shawn M. Mas…, Agent, Barrington, RI
Wed Jan 15, 2014

Yes, there are certain criteria, such as the hardship encountered which led to filing the petition, but there are some programs to aid the buyer. Do you have a lender?


Shawn M. Masterson
Managing Broker
Barristers Real Estate Advisors, LLC
145 Waterman Street
Providence, RI 02906
(508) 687-BREA (2732)
0 votes
Wen Farina, Agent, Reading, MA
Tue Jan 14, 2014
in short yes but will depend on the circumstances so it would be best if the buyer talked to a few lenders to see where they stand (assuming they will be financing).
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Lisa Mehlhoff, Agent, Portland, OR
Tue Jan 14, 2014
Yes. We are seeing in Oregon two years. In some cases in 12 months if the bankruptcy was due to an "economic event". Please consult a lender for more specifics. Good luck!
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Richard Shap…, , Framingham, MA
Tue Jan 14, 2014
Possibly. Depends on the circumstance of the bk
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