Asked by Katie BP, San Jose, CA • Sat Feb 23, 2013
Joint application - I have 10 years credit history 780 , my husband has short credit history. Neither of us have been late on any payments.
He has three CC's and one installment loan. By the time we are ready to purchase one tradeline will be about 22 months old, and the other 3 will be around 15 months old.
We have solid rental and employment history, along with 15% down.
Should we wait for all tradelines to be 24 months old?
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