Are there any places will work with me on a home loan with my credit score under 560. I'm currently working on it, but would like to buy once my

Asked by Felicia Miner, 77080 Wed Jun 12, 2013


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Bryan O'leary’s answer
Bryan O'leary, Agent, Katy, TX
Wed Jun 12, 2013
Your credit score most likely needs to improve. Are you a vet, or married to a vet? Ask your lender to look into all options. If you need some lender referrals, call or email me. I have 3 or 4 I've been working with for years.

Thank you,

0 votes
Jaafarlendin…, Home Buyer, New York, NY
Wed Mar 30, 2016
Looking for 24 hours Cash Loan, Business Loan, Payday Loan, Small Business Loan, Personal Loan, Mortgage / Home Equity, Hard Money Loan and so on?

0 votes
Kelisha Brown, Home Buyer,
Mon Mar 14, 2016
Any lenders in Shreveport/Bossier City Area that finance people in bankrupts and a credit score of 600.And working to clean up credit report.
0 votes
Brian.young, Home Buyer, Rockford, IL
Mon Dec 28, 2015
Licensned in 43 states not just Illinois, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
NMLS# 902687
0 votes
, ,
Tue Jul 9, 2013
Most lenders nationally will want you to have a FICO of 620 or higher. While there are programs available that go down to 580, I think it is in your best interest to work on your credit score and obtain the best loan possible once it has risen.

Another suggestion you may want to look into is a credit union or portfolio lender where they essentially make their own credit guidelines.

Hope this helps!
0 votes
Richard Lueb…, Agent, Cypress, TX
Wed Jun 12, 2013
Good aftternoon, you will need to contact a loan officer to do a pre-approval. If you cannot get pre-approved, they will inform you of what needs to be done and how long it will take. Have a Great Day!

"Selling Real Estate Since 2001"
Best Regards,
Richard Luebeck
Elite Texas Properties
12320 Barker Cypress Road
Suite 600-224
Cypress TX 77429
Cell 832-646-2886
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