Are there any lenders that use rapid rescoring? I need to raise my scores so i can purchase a home!

Asked by Nymets010, 32082 Thu Jul 7, 2011

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Jason Hall’s answer
Jason Hall, Agent, Makawao, HI
Mon Aug 8, 2011
Rapid rescore works only on specific accounts with documentation.

The most popular are:
Credit Cards
Collection Accounts

Rapid rescore updates balances to the credit bureaus once paid down. The rescore will take a few days that will increase your credit scores.

Collection accounts are a little trickier. Before making payment on a collection, request a "deletion letter". Once the deletion letter is obtained, then the collection will be removed in a few days through the rapid rescore process.
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Michael F. W…, , Florida
Fri Jul 8, 2011
If you have documentation the items you want updated; such as trade lines showing balance due that where paid, paid collections, paid charge offs... a rapid re-score can be done.

Visit the site below and we can go from there.
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Shane Milne, Mortgage Broker Or Lender, South Jordan, UT
Thu Jul 7, 2011
Alina's credit company does rapid rescoring, she's not a lender, let her know I sent you and depending on exactly how much work is involved she may be able to give you a better deal than they advertise. Be prepared with a copy of your credit report from as it's one of the easier consumer website formats to read and she prefers it as well (any lender should since it's in the "tri-merge" format) - TrueCredit's scores aren't accurate though, so I don't recommend you purchase any additional "add-ons".

Alina McCoy
Toll - (866) 979-1099 ext. 207
Direct– (702) 487-3401 (Nevada time zone)

The rapid rescore price is actually better than lenders get - as it's unlimited.

If you want to get an accurate read on your scores, you can get the same Equifax score as a lender should get from as well as your TransUnion score, however while's Equifax uses the same scoring models as lenders Equifax score, the TransUnion score at is using the Classic 98 scoring model, and not the Classic 04 scoring model which lenders are now using (so the TU score won't be exact).

Good luck on correcting your credit.
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