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Home Buying in Covington : Real Estate Advice

  • All175
  • Local Info19
  • Home Buying52
  • Home Selling4
  • Market Conditions8

Activity 62
Lindsay  But…, Renter in Covington, GA
Wed Aug 17, 2016
Lindsay Butler asked:
I completed a chapter 13 bankruptcy due to extensive back surgurey and loos of employment for 4 months. Getting back on track with new credit lines, and negative items removed off credit.…
0 votes 0 Answers Share Flag
Angelica P, Home Buyer in Seattle, WA
Thu Jul 14, 2016
Angelica P answered:
Hello,

We’re excited you’re using Trulia for your home search process. We are a real estate search engine so we don't represent the homes found on our site. Please follow these steps to begin your home search:

1. Click the 'Rent' tab at the top of our homepage.
2. Enter your desired city and state in the search bar and hit Enter.
3. Click 'Max Price' to select what your highest price would be to pay for a home. Click 'Min Price' to set the lowest price you would pay.
4. Click 'More Filters'.
5. Select your preferred property type, square footage, etc.
6. Click the red 'Apply' button.

This will begin to pull up listings that are more tailored to what you are looking for.

If you are interested in a listing, click on the "Contact the agent" button to get in touch with a real estate professional in your area. You can also take advantage of our vast network of agents here:

http://www.trulia.com/directory/

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.


Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Rebeccaahouse, Home Buyer in Wentzville, MO
Thu Jul 7, 2016
Rebeccaahouse answered:
I am in the process of buying a second home right now.....I am single and at this time do not have a renter for my current home (but have someone who is interested in renting from me). I have been pre-approved since November and inspections are scheduled for tomorrow on my new home. By the way, I am a single, 61 year old female with a credit score around 740. I am by no means wealthy, but I can pay both mortgages if I had to. Good luck in your home buying process!! ... more
0 votes 1 answer Share Flag
kimazzaro01, Home Buyer in Lake City, SC
Thu Apr 28, 2016
kimazzaro01 asked:
Can I get a home loan if I have tax debt and would I be able to add the tax debt int the loan balance?
0 votes 0 Answers Share Flag
kimazzaro01, Home Buyer in Lake City, SC
Thu Apr 28, 2016
kimazzaro01 asked:
Kirsten Well…, Real Estate Pro in Atlanta, GA
Wed Mar 16, 2016
Kirsten Wellborn answered:
Hi Deionb,

Give me a call, and I will be happy to refer you to a lender that I work with frequently. He is able to go ahead and get your loan fully approved (not just pre-qualified) before you have a property. He also has other tools that can help you figure out what to do to get your scores to an acceptable number even if they are not there yet.

Let me know what I can do to help!

Kirsten Wellborn
404-867-5662
... more
0 votes 1 answer Share Flag
Tamika Jones, Both Buyer and Seller in Los Angeles, CA
Fri Sep 18, 2015
Tamika Jones answered:
The Lenders Network is a great site for finding FHA lenders that work with can get you approved for a HUD home. Helped us get approved with a 590 score.
1 vote 3 answers Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Mon Aug 24, 2015
Jeri Patrick answered:
I would contact a local lender to discuss what loan options are available for you. Best of luck
0 votes 1 answer Share Flag
Usda Mortgage…,  in Jacksonville, FL
Wed Jul 29, 2015
Usda Mortgage Source answered:
USDA is all about the physical location of the home... it must be located in an approved USDA area and must meet HUD standards on condition.

Read the link below in the web reference section for more info about this topic

USDA Mortgage Source
FL & GA USDA Loans, 7 days a week.
Ph: 904-302-6060
www.UsdaMortgageSource.com
... more
0 votes 2 answers Share Flag
Usda Mortgage…,  in Jacksonville, FL
Mon Jul 27, 2015
Usda Mortgage Source answered:
100% USDA, no down payment. Also has options to get your closing costs paid - you can move into a home with very little money out of pocket. Please learn more at the link below, give us a call if we can help.

USDA Mortgage Source
Georgia USDA loans, 7 days a week
Ph: 904-302-6060
www.usdamortgagesource.com
... more
0 votes 3 answers Share Flag
Collise Ande…, Real Estate Pro in Conyers, GA
Fri Jul 24, 2015
Collise Anderson answered:
To answer your question, no it is not illegal for the Buyer to contact the seller. I would suggest you go through your agent to communicate with the seller. However, you could write an email to the seller and have your agent forward it to the listing agent, in turn the listing agent forward it to their client the seller. ... more
0 votes 3 answers Share Flag
Rbrtbrns606, Home Buyer in Covington, GA
Mon Jun 15, 2015
Rbrtbrns606 answered:
What may be good would be to have a dog. Oh, you have a dog now but it is inconvenient for the move so you are giving it to the pound. Terrible humans. How do you and your wife live with each other? How do you sleep? ... more
0 votes 1 answer Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Thu Jun 4, 2015
Jeri Patrick answered:
I would talk to your real estate agent and have them find out. Best os luck
0 votes 4 answers Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Wed Jun 3, 2015
Jeri Patrick answered:
I would speak to a local lender to see what loan options are available for you. Best of luck
0 votes 3 answers Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Fri Mar 13, 2015
Jeri Patrick answered:
Please feel free to visit my website I have a lender on there that might be able to help you jeripatrickteam.com. Best of luck.
0 votes 4 answers Share Flag
Jeri Patrick, Real Estate Pro in Pooler, GA
Fri Mar 13, 2015
Jeri Patrick answered:
I would contact a local lender to see what you need to do please feel free to visit my website jeripatrickteam.com there are some lenders information on my website. Best of luck.
0 votes 5 answers Share Flag
My NC Homes…, Real Estate Pro in Chapel Hill, NC
Sat Feb 14, 2015
My NC Homes Team answered:
Pre-qualified is essentially a worthless piece of paper. The lender speaks to you on the phone, runs you through the automated approval system, may check one credit score and your done. They do not verify income or assets, nor do they verify employment.

In a pre-approval all of the above are done as a full tri-merged credit report is pulled. This requires you to submit a minimum of two years of tax returns, 2-3 months of bank statements, and to fill out a the lenders initial questionnaire. The best Realtors want this done in advance and it's to the buyer's advantage to be fully pre-approved as it pts them both in a fast track position in terms of when they make an offer as well as the strongest possible position they can be in (short of being cash buyers) when they tender an offer.
... more
1 vote 1 answer Share Flag
georgiagirl6…, Home Buyer in Covington, GA
Wed Jan 14, 2015
georgiagirl629 answered:
We have our home for sale! We have a wonderful loan officer as well who can finance anyone...here is my email send me what exactly your looking for in a home i can send you our link as well as my loan officers information. georgiagirl629@yahoo.com ... more
0 votes 5 answers Share Flag
Ian Gray,  in 30014
Thu Feb 6, 2014
Ian Gray answered:
FHA Rules have changed regarding bankruptcy and foreclosure, and it is possible to qualify but only under certain conditions. Please check out my article (http://www.homeseastofatlanta.com/new-fha-rules-following-bsnkruptcy-and-forclosure.php) on this topic, and feel free to contact me is you need further information. ... more
0 votes 4 answers Share Flag
Terri Evans, Real Estate Pro in Alpharetta, GA
Thu Jan 2, 2014
Terri Evans answered:
Per MLS records this home sold 12/06/2013. Let me know if you are still interested in purchasing a home in this area or any other areas......
evans@firstunitedrealty.net
0 votes 1 answer Share Flag
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