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Covington : Real Estate Advice

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  • Local Info2
  • Home Buying18
  • Home Selling2
  • Market Conditions4

Activity 48
Anthony, Other/Just Looking in Seattle, WA
Tue Jul 12, 2016
Anthony answered:
Hello,

Thank you for contacting Trulia. I am happy to offer some insight here. The image you are seeing is likely coming from Google Maps based on inaccurate coordinates for the property. Creating a listing will allow you to submit new photos and will allow the map location to be corrected, as well. These changes can only be done when a home is actively listed for sale.

If you intend to sell the listing through an agent, you will need to connect with them directly to create a listing. You can search for agents in your area via our directory: http://www.trulia.com/directory/

To post a listing For Sale By Owner, please refer to the article below for instructions on how to set that up. Once done, you are welcome to write in to us and we can assist with updating the map. Please contact us directly with the address for the listing here: http://www.trulia.com/help/ask/

Create a For Sale By Owner Listing:
https://zillow.zendesk.com/hc/en-us/sections/203488868-Selling-Your-Home-on-Zillow
... more
0 votes 1 answer Share Flag
MCM_STL, Home Buyer in Saint Louis, MO
Wed May 25, 2016
MCM_STL answered:
Just like when you're ironing out a purchase price, the post-inspection period is about *negotiating*. The seller makes an initial request, you respond and then you go back and forth until you reach an agreeable point or you go your separate ways because you can't.

However, if we're talking $1,000, I'd just fix what they're asking for unless it's something ridiculous like asking you to fill nail holes in the wall or something. Would you really want to risk them walking away and having to start all over again with a new buyer for $1,000 - especially when you're going to have to tell that buyer from the get-go about these issues now that you know about them?

Put yourself in their shoes: How would YOU feel about buying a house with a leaky roof?
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0 votes 1 answer Share Flag
Joy70433, Home Buyer in New York, NY
Tue May 3, 2016
Joy70433 asked:
I'm on disability and have an income of under $1,000.00 Are there any options out there for me. My "family" wants me out, after taking care of my mother for 15 years. I don't know what…
0 votes 0 Answers Share Flag
Dan Tabit, Real Estate Pro in Issaquah, WA
Mon Feb 1, 2016
Dan Tabit answered:
Dnell,

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same
house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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1 vote 1 answer Share Flag
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Wed Nov 4, 2015
Ruth and Perry Mistry answered:
Call Trulia Customer Service during business hours, PST.

Look at the bottom of the we page, there are many fine links.
0 votes 1 answer Share Flag
Maugb2003, Home Buyer in New York, NY
Wed Nov 4, 2015
Maugb2003 asked:
Wayne Giardi…, Real Estate Pro in Covington, LA
Tue Apr 7, 2015
Wayne Giardina answered:
Have the perfect property for you. Check out MLS 2000470. 18122 Pheasant Lane in Covington 70435.
0 votes 1 answer Share Flag
Wayne Giardi…, Real Estate Pro in Covington, LA
Tue Apr 7, 2015
Wayne Giardina answered:
18122 Pheasant Lane Covington.1.48 Acres. Lot Measures 187x344. All Cleared and Landscaped Beautifully. House sits deep into lot. Located on a Dead End Street with hardly any traffic. Very quiet and serine setting. ... more
0 votes 2 answers Share Flag
Sally Grenier, Real Estate Pro in Boulder, CO
Mon Feb 23, 2015
Sally Grenier answered:
Yolanda, Home Buyer in 70448
Wed Jan 14, 2015
Yolanda asked:
Denise Perez, Real Estate Pro in Mandeville, LA
Fri Dec 26, 2014
Denise Perez answered:
St. Tammany school district. St. Tammany has many Blue Ribbon schools. I actually taught in the school system here for a few years.
0 votes 4 answers Share Flag
Jeri Creson, Real Estate Pro in Studio City, CA
Fri Nov 14, 2014
Jeri Creson answered:
It's important to distinguish between Va Entitlement and loan approval. Your husband's entitlement is a benefit that allows for the VA to guarantee a loan to the bank making the loan, however, there are still qualification requirements and underwriting. Part of the thinking here is that a Veteran still needs to demonstrate that he or she can actually afford the payments, and the purchase will not do more harm than good. There are much more lenient credit score and underwriting conditions, but you do still have to demonstrate your ability to repay the loan.

The 2 year tax return issue is difficult when relocating, especially if you are changing industries and can't show a continuous history in the same job or a similar one. Something you might consider when moving to Louisiana, if you don't want to rent during that 2 year period, and want to seize on low home prices before they rebound, is to consider a Bond for Deed sale. These are specific to Louisiana, and allow you to gain the benefits of home ownership immediately, allowing you time to put your financial affairs in order, in a manner that satisfies loan documentation requirements. In 2 years, you should be able to use your VA on the home that you did the Bond for Deed on. You need professional guidance and advice, however to do this safely and properly.

I have a colleague in the area that has a proven track record of these transactions. Please let me know if I can provide you any assistance or referrals to a local agent who knows the ins and outs of Bond for Deed in Louisiana.

Jeri Creson
818-448-1298
jericreson@yahoo.com
... more
0 votes 7 answers Share Flag
Jeri Creson, Real Estate Pro in Studio City, CA
Fri Nov 14, 2014
Jeri Creson answered:
Appraisals vary depending on the purpose of the appraisal. Many times you'll see a home that says, "Priced below appraisal". That means little to nothing to a seasoned expert...perhaps only that you have a ballpark number. A property is worth what a willing buyer and seller agree to. Fair market value can be projected by looking at recent comparable sales, however - this does not necessarily indicate that a buyer would be available to purchase at the appraised value.

In a market where many homes sit, without offers, for months, sometimes years - while a handful of other, similarly sized homes sell, what happens with an appraisal is, the appraiser pulls from similarly sized and located "comps" that DID sell. If your home, in particular isn't one of the "special" homes with undeniable universal appeal, or something that sets it apart from the competition, then it is more likely that in order to sell, you would have to position your home significantly lower than the "appraisal" value in order to attract a buyer.

The question becomes: What are your plans for the property you are interested in? Is it a long term hold? If something drastic and unexpected happened to you...your career..relocation...etc., would you be able to sustain the property as a rental or find a new buyer for it? What kind of risk does this property present to you if you were to pay the seller's asking price?
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0 votes 5 answers Share Flag
Jeri Creson, Real Estate Pro in Studio City, CA
Fri Nov 14, 2014
Jeri Creson answered:
I have a colleague in the Covington/Mandeville area who specializes in these types of transactions. Louisiana has a somewhat unique way of doing this called Bond for Deed transactions, which provides more assurance and protection than many of your typical Lease/Purchase or Contract of Sale transactions. You receive the tax benefits of purchasing now, and lock in low property prices before they rise again. Contact me if you'd like additional information and a referral to my colleague in Louisiana to purchase a home now, with no credit check, which can buy you the time you need to qualify for a loan in a few years from now, to refinance it.

Jeri Creson, Broker
818-448-1298
jericreson@yahoo.com
... more
0 votes 1 answer Share Flag
Tim Johnson, Home Buyer in Provo, UT
Thu Aug 7, 2014
Tim Johnson answered:
I'm not sure exactly how much and inground pool would add to the value of your home. I'm sure it depends on if it's the best quality or not. Also, the size would have a pretty large impact on the value. I do know that it would increase it more than it would cost, without a doubt. http://www.sunsetpools-spas.com/pools/chicago-concrete-pool-construction-contractors ... more
0 votes 22 answers Share Flag
CRussitano2, Home Owner in Pamplin, VA
Tue Jul 8, 2014
CRussitano2 answered:
Hi all...My family is looking to relocate to area of Covington/Mandiville, LA for husbands employment. Hoping to find a lease/purchase (for at least six to a year then complete purchase) with some land and possible fenced yard for our dogs. Thanks! :) Have a great day! ~Christel ... more
0 votes 7 answers Share Flag
John Reeves, Real Estate Pro in San Diego, CA
Thu May 22, 2014
John Reeves answered:
Check these links:

http://www.everyaptmapped.org/apartments/covington,louisiana,la/rent-1.html

http://www.apartmentguide.com/apartments/Louisiana/Covington/

http://www.apartmentfinder.com/Louisiana/Covington-Apartments

http://www.trulia.com/for_rent/Covington,LA
... more
0 votes 1 answer Share Flag
Terri David, Real Estate Pro in Mandeville, LA
Sun Apr 6, 2014
Terri David answered:
18274 Cusachs would be in the Fountainebleau Jr High and Fountainebleau High school district.
0 votes 2 answers Share Flag
Trisha Ancar, Real Estate Pro in Covington, LA
Tue Apr 1, 2014
Trisha Ancar answered:
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