Hello, I'm a mortgage professional.
When I pre approve someone one of the first things I review besides credit is your income documents.
Generally in order to submit a file to underwriting you would have to collect the borrowers income documents.
Our underwriting only takes 24-48 hours.
I can do VA loans and I respond to my clients almost 24/7. You can look at my zillow reviews if you would like.
If you would like help with this or have any other questions you are welcome to get in touch with me.