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Financing in Countryside : Real Estate Advice

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Activity 3
Mon Mar 11, 2013
answered:
J-darthy,

Current, verifiable income is a primary consideration in qualifying for a mortgage payment. That said, some incomes can be grossed up if they are non-taxable. What you qualify for is going to be limited to your monthly gross income. If you want to discuss further or get a full pre-approval, contact me below.

Bradley Eggers
Senior Loan Originator
One Mortgage Inc
NMLS #:222407
beggers@ardain.com
847-744-0168 (mobile)
847-963-1000 (office)
... more
0 votes 1 answer Share Flag
Tue Sep 4, 2012
Riccardo Wardlow answered:
Not only can you qualify but you can also get the same low rates of someone who has a 750 score.

Riccardo Wardlow
Sales Manager
NMLS 219402
Cross Country Mortgage
630-670-8266
323 546 8066

Specializing in Illinois and California
RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 600 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 640 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*Investment properties
*Closing loans in 3 - 3.5 weeks
... more
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Fri Apr 22, 2011
answered:
Hi, Loan354

Along with income and down payment, your credit score is key and everything will hinge on it and your credit history. I'm licensed in IL and could assist you further if you wish. Nevertheless, you need to speak to a licensed LO who is experienced with credit rehab and has the necessary resources to assist you w/o requiring any up front fees to do so.

Rudy R. McDowell
800-678-6663 Ext 70467
... more
0 votes 4 answers Share Flag
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