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Home Buying in Council Bluffs : Real Estate Advice

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  • Local Info1
  • Home Buying6
  • Home Selling1
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Activity 6
Fri May 26, 2017
Lovelare asked:
or so we thought. Now listing agent says if we do not close by the 31st, the deal is no good. Foreclosure will happen. Not sure if we have any options
0 votes 0 Answers Share Flag
Mon Jun 30, 2014
Aniz Uhler answered:
Are you still looking for a Home? I love Vet's! My family has a home listed at 405 Oakland Council Bluffs IA. 51503.

My name is Aniz Uhler and I am a Broker in CA. BRE#00976272
You can call me in California at 949-244-2828

Or contact my IA Realtor who has the listing.

Karen Anderson 712-328-3135 or her cell 402-677-3143
... more
0 votes 4 answers Share Flag
Mon Mar 24, 2014
Lyle Waterhouse answered:
It sounds like there are two issues you are talking about here.

First, what I hear you saying is that Pottawattamie County's assessed valuation of your home is below the market value you have established from an appraisal. This is actually quite common, as these two indications of value are not directly related to each other. An appraiser's opinion of market value estimates what it might sell for. The assessed valuation is determined by the county assessor, and is the value you are taxed on. If you have made improvements (and you took out any required permits!) you will likely immediately improve the market value of the home, but this might not get reflected in the assessed value immediately.

You also seem to be indicating that you have contacted real estate agents who, for whatever reason, have not been interested in listing your home. I, for one, would be delighted to visit your home and then prepare a CMA (comparative market analysis) of your home, including recent sales of similar properties and active listings of similar properties currently on the market. There are any number of qualified and ethical agents in this area that could help you.

Let me know if I can be of assistance.

Lyle Waterhouse
CBSHome Real Estate
... more
0 votes 2 answers Share Flag
Mon Jan 6, 2014
Annette Lawrence answered:
More data needed.
There is no way to know what you are talking about.
Are you a buyer wanting to make dirt ball offers on real estate in Council Bluffs?
If so, it is not a competition issue, it may be an exercise of futility issue.

What makes you think you are competing with anyone? I don't think you are even a player at all. There is no likelihood of you being a competitor. I could be wrong. Provide more data.

You make ill formed accusations and nothing of fabric to justify your frustration.

I think you just woke up from that 3 am 'Get Rich Quick investing in Real Estate" late night program and they advised you that agents would 'jump for joy' to submit your dirt ball offers of 40% of just market value. No, it thinks the greed may have been improperly assigned.

Provide more date. Real data. Real stuff, then a conversation can be engaged.
What are you trying to do?
How are you analyzing the data?
Who has control of the money?
Are you intending to BUY?
... more
0 votes 3 answers Share Flag
Mon Aug 27, 2012
Gina Kopera answered:
IFA up to $2,500
http://www.iowafinanceauthority.gov/

Council Bluffs area CHIC, up to $20,000
http://chichousing.org/NewPrograms.html

Always check with lenders, some have there own grants available. ... more
0 votes 4 answers Share Flag
Thu Jul 22, 2010
Gloria Ruesch answered:
Hi Tammy,
You are required to have at least 3.5% of the purchase price in your account in order to qualify. The bank does have to confirm that you have the 3.5% in cash available, but your bottom line to bring to the table will not be the full 3.5%. Because of the tax proration on the closing statement, you will receive a credit from the seller for a full year of taxes, so your cash at closing amount will not be the full 3.5%. Any amounts that you prepay, such as the home inspection or loan application fee, will be credited against the amount due at closing. Most lenders and insurance companies in this area allow the homeowners insurance premium to be paid on the closing statement.
Please consult a local real estate professional to make sure you get the best advice. I'll be happy to help you.
... more
0 votes 2 answers Share Flag
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