Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Costa Mesa : Real Estate Advice

  • All174
  • Local Info7
  • Home Buying54
  • Home Selling3
  • Market Conditions9

Activity 139
Thu Jun 15, 2017
Queeniedee4 answered:
Please I need some information I live in Florida I purchase a house in January since the day the close and not even 15 minutes that we walk into a new home it was multiple problems that we did not know about the seller never told us they try to cover it up who spends way too much money on fixing this house up we in over our heads they was plumbing problems electrical problems water heater problems and air condition I need to know if the original owner is responsible I believe they knew all about this and dump the house so they do not have to fix the problem ... more
0 votes 13 answers Share Flag
Fri Jun 2, 2017
Mightywhiteyjr.1967 answered:
Please tell me what does Eskrow do exactly in selling a house.. I what is its purpose? Does every home go thru Eskrow???
0 votes 13 answers Share Flag
Thu Jun 1, 2017
Nicole Fedorchek answered:
The best thing to do is go on the City websites, and research crime stats.
~Nicole
0 votes 1 answer Share Flag
Tue Apr 11, 2017
Nicole Fedorchek answered:
Huntington Beach is a great community! Being local to the area, I know all the neighborhoods! Love to work with you !
0 votes 1 answer Share Flag
Wed Feb 15, 2017
Nicole Fedorchek answered:
You will need an attorney to review!
0 votes 1 answer Share Flag
Thu Jan 26, 2017
Sheryl Arndt answered:
Hello Kirra, you did not mention the maximum payment you are looking to achieve. The rentals in Huntington Beach start from $750 to $950 for a room and from $1,350 for 1bd 1ba apt, $1,425 for 2bd 1ba apt and the single family homes start from $1,495 for 1bd 1ba cottage.

You should check with the local rental management companies too. Here is a link to consider, call and go directly. Here is a link to everything available 122 in Huntington Beach and 52 in Costa Mesa up to 3k monthly rent.

http://www.realtor.com/apartments/Huntington-Beach_CA/price-na-3000/affordable

http://www.realtor.com/apartments/Costa-Mesa_CA/price-na-3000/affordable

The purchase in Huntington Beach start from 274k for 2bd 1ba condo and up. You may qualify to buy with minimal out of pocket expenses, less than first, last and security, and pay about the same or less than rent in many local cities.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tue Dec 27, 2016
Nicole Fedorchek answered:
The down payment amount can be as low as 0%, depending on the loan program. It could also be 3.5%, 5%, or higher, depending on what you qualify for.
Please contact me for more details! ... more
0 votes 2 answers Share Flag
Wed Nov 23, 2016
Sheryl Arndt answered:
Hello Vince, yes that is possible. Is your wife working and has had an income for atleast two years? If so you may need her income to qualify for more. The purchase in 92626 zip code start from 375k for 3bd 2ba condo and the single family homes start from 600k for 3bd 2ba home.

You may consider conventional financing from 3% down with a minimum 620 fico score up to 417k. You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Do you have down payment and closing costs or do you need down payment and closing costs assistance? If the home prices you are considering are below 417k then you may even consider down payment assistance programs.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You would have to run your wifes credit and include any debt payment on an FHA loan and have to go by the lower fico score of the both of you...

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Wed Oct 26, 2016
Angelica P answered:
Hi,

I apologize if the image associated with your property page caused you any inconvenience and I am happy to help in any way I can. Please be advised the image you are seeing is provided to us from Google images of which we do not have the ability to edit or remove. My recommendation would be to contact Google to request they blur out your photo and home photo. Please feel free to use these steps:

How to get your property blurred:
1. On your Trulia Property Page, click 'View Map'.
2. Click 'Street View'.
3. Click 'Report a problem' found on the bottom right of the photo.
4. Fill out the form.
5. Click Submit.

Hopefully this information is helpful. For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Thu Aug 11, 2016
Neil Roxas answered:
Hello,

We are a real estate search engine so we don't represent the homes found on our site. Please follow these steps to begin your home search:

1. Click the 'Buy/Rent' tab at the top of our homepage.
2. Enter your desired city and state in the search bar and hit Enter.
3. Click 'Max Price' to select what your highest price would be to pay for a home. Click 'Min Price' to set the lowest price you would pay.
4. Select your preferred property type, square footage, allowed pets, etc.
5. Click the orange 'Done' button.

This will begin to pull up listings that are more tailored to what you are looking for.

If you are interested in a listing, click on the "Request Viewing" button. You can also take advantage of our vast network of agents here:

http://www.trulia.com/directory/

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Bernard Joseph
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Mon Aug 1, 2016
Eman Nofal answered:
All Irvine Company properties charges $50 pet rent per dog and $25 per cat (each month). $350 seems kind of astronomical.
0 votes 3 answers Share Flag
Mon Jul 25, 2016
Andrejlisjak answered:
It works great...
http://rent-to-ownhomeslistings.com/
http://leaserenttoownhomes.com/
0 votes 9 answers Share Flag
Sat Jul 16, 2016
Arpad Racz answered:
Hi,

Does your lender happened to be licensed in both states?

Kind regards,

Arpad
0 votes 1 answer Share Flag
Fri Jul 1, 2016
Taadaarentals asked:
I checked hide phone number on the Zillow Contact profile and on that website it is hidden - also on Hotpads - but not on Trulia.co?!
0 votes 0 Answers Share Flag
Thu Jun 9, 2016
Noelle Hardegree asked:
I am a recently widowed mother of 2 young boys( one with special needs) desperately looking for a 1or 2 bedroom apartment in Costa Mesa ( NMUSD zone) so we can start over and move forward.…
0 votes 0 Answers Share Flag
Thu May 12, 2016
Sheryl Arndt answered:
Hello Alyson, it will depend on the price of the home as you may qualify to buy with minimum out of pocket expenses with the 3%-5% Sapphire Grant down payment assistance program.

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in Costa Mesa start from 315k for 2bd 2ba condo which you could buy with approximately 2k out of pocket and get most returned at closing if structured properly.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 4 answers Share Flag
Sun Feb 28, 2016
Tracey asked:
LOOKING FOR A HOUSE VS. AN APARTMENT TO RENT IN O.C. ASAP!
0 votes 0 Answers Share Flag
Fri Feb 12, 2016
Colin Delaney answered:
OCLisa, You can actually report them to the local board of realtors and they would more than likely be sanctioned for their actions.
Lots of agents leave properties listed "active" too long because they are trying capture more leads.

Let me know if I can help.

Best of luck!
... more
0 votes 3 answers Share Flag
1 2 3 4 5 6
Search Advice
Search
Costa Mesa Zip Codes

Followers

372