Hello Kirra, you did not mention the maximum payment you are looking to achieve. The rentals in Huntington Beach start from $750 to $950 for a room and from $1,350 for 1bd 1ba apt, $1,425 for 2bd 1ba apt and the single family homes start from $1,495 for 1bd 1ba cottage.
You should check with the local rental management companies too. Here is a link to consider, call and go directly. Here is a link to everything available 122 in Huntington Beach and 52 in Costa Mesa up to 3k monthly rent.
The purchase in Huntington Beach start from 274k for 2bd 1ba condo and up. You may qualify to buy with minimal out of pocket expenses, less than first, last and security, and pay about the same or less than rent in many local cities.
You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.
Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.
You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.
If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.
You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.
You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
NMLS# 297251... more
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As long as you do not owe any money to prior complexes or have evictions you will be fine. Call me if you are interested in our 2 bedroom/ 1 bath 1495 on a one year lease...
Hi Nick -
I did a quick search and I only see 1 property that might work for you. 2bed 1 bath washer and dryer hookups and it's 1,800 a month, east side CM
Give me a call for more details and if you want to take a look at it.
714-608-1009 cell... more
I would be glad to assist you with this! There are some great options for you, depending on your budget.
I specialize in the rental market in Orange County, and have closed about 6 lease in the last few months.
Contact me today to get started!
Nicole Fedorchek, Realtor
I would be happy to assist you! Having grown up in Newport Beach, I am very familiar with the area!
Hope to hear from you soon!
Nicole Fedorchek, Realtor
There are a few properties that are currently listed that meet your criteria. I would love to send them over to you for your review. Please get in touch with me directly, and you can have them in your email within minutes. Also, I will set you up to receive all the newest listings automatically as they are added to the MLS. Again, just reach out to me.
Alan Kurpiewski, REALTOR
CA BRE Lic. 01912043
Which ones are you talking about. There is no reference or attachment to help answer your question
You can contact me directly
I do have a couple of questions for you
Do you have any pets ?
How many bedrooms?
What is the max you want to pay per month?
Talk to you soon
Ingrid Ski Realtor