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11368 : Real Estate Advice

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  • Local Info2
  • Home Buying2
  • Home Selling0
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Activity 5
Thu Oct 19, 2017
Kathy Burgreen answered:
You are being very foolish. No matter how you feel or what happened, you need to pay up your rent IMMEDIATELY!!! The consequences if you refuse to pay:

Trying to get another rental will be impossible. There are hundreds of posts from renters everyday who complain that landlords refuse to rent to them because they have an eviction. What you need to know is it is legally allowed for landlords to reject you if you have an eviction. Having your current landlord file for an eviction in court is the kiss of death. Every landlord checks a tenant's credit and evictions do show up on your credit report and stay on your credit report for YEARS! It does not come off. If you think finding a landlord or owner who does not check your credit is easy. Sorry but in this day of technology, every landlord has an easy method to check credit and once they see an eviction on your credit report - they are quick to tell you "goodbye".

Do yourself a huge favor. Pay your current landlord every penny you owe. Don't take the risk of having an eviction on your credit report.
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Thu Sep 22, 2016
MCM_STL answered:
The biggest question here isn't so much "Can/Should I buy without a down payment?" but "Do I have the ability to build up savings so I can actually afford to own a home?"

You need to be looking well beyond the monthly mortgage payment and also factor in the cost of routine maintenance and those lovely, often expensive surprise repairs.

If you don't have savings now, are you going to be able to build that up after buying a house?
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Thu Aug 8, 2013
Linda S. Cefalu answered:
Question from May 2009. Trulia, please bold the date or better yet, put it in red.
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Sun May 23, 2010
Elias Borjas answered:
Hello in order to get financing for a co-op or condo speak to a mortgage broker or banker. You can also speak to a real estate agent or broker that can refer you to one.
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