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Cordova : Real Estate Advice

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  • Home Buying26
  • Home Selling1
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Activity 56
Sun Feb 5, 2017
Klankford asked:
The particular house we are interested in shows the price in a red bubble, but the house is not marked as sold in the description window.
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Mon Apr 4, 2016
Jonathan Lahey answered:
Hi Masteringme01,

Our team is very much available to discus this situation of you, we might help you regarding with your present status. Thanks!
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Fri Sep 25, 2015
Victory Property Management answered:
I agree with the first comment, spring is usually the best time to list a home for sale. But that does not mean that other times of the year are not a viable option. You will find buyers throughout the year - though there are the fewest during the holidays.

Another consideration is when is the best time for YOU to sell your home? Do not forget to factor in your personal needs and the needs of your family. Buying and selling a home is one of the most stressful, and exciting, times of your life. Your timing is even more important than your buyer's timing.
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Sat May 2, 2015
thinz answered:
It will be more difficult but not impossible to do. Will depend on the seller and their flexibility based on what you can show. If it were me, I'd have a problem if you could not show me a recent tax return that documents something about your income. If you could show me a recent return, and had bank statements for the past 6 months showing regular deposits that support your employment, that would help. You may be required to put more of a deposit down to hold the property in a lease agreement...again depends on the motivation of the seller and the best job you can do to prove your credibility. Good luck. Tom Hinz www.shortsaletosell.com ... more
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Sat May 2, 2015
thinz answered:
You know the way things go, stuff happens and sometimes people call back and sometimes they forget due to other things going on. Best to keep trying and calling. Not uncommon to have 2-3 attempts before seeing the unit. But don't give up, because if you don't try, someone else will!

I hope you find a good rental for yourself! Tom Hinz www.shortsaletosell.com
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Fri May 1, 2015
thinz answered:
Unfortunately, it will be tough coming out of a chapter13 charge off to qualify for any conventional home loan for several years. I would consider focusing on the best way to purchase a home quickly after having such a negative impact to your credit profile...i.e. looking for purchasing a home with owner financing or renting with an option to buy. In the meantime, you should consider taking out secured loans simply for the purpose of paying them off in a short period of time. You need to start building back up your FICO score...this will help so you qualify for other types of consumer loans/credit you may need. These loans are not for spending, just building up your credit score!
Good luck. Tom Hinz www.shortsaletosell.com
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0 votes 1 answer Share Flag
Wed Apr 29, 2015
thinz answered:
You may want to reconsider putting so much money down...why tie up so much capital on a home that needs work? I would consider an FHA 203(k) Home renovation loan with 3.5% down (or a little more) or look for a Fannie Mae (Homepath) property offering a Fannie Mae Homestyle Renovation Loan...How much you put down may change depending on your FICO score...but I would not recommend doing 50% down. Good luck. Tom Hinz thinz@apexgroupus.com www.shortsaletosell.com ... more
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Wed Apr 29, 2015
thinz answered:
If it were me, I would spend an hour a day calling on the various rentals listed in the area you are interested in and ask if the owner would be interested in doing a lease purchase. It's likely you will find motivated landlords and homeowners that are interested. Could also just start by going to Google and typing the following: lease purchase cordova tn You will be busy and I'm sure find something. Good luck... Tom Hinz thinz@apexgroupus.com www.shortsaletosell.com ... more
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Wed Apr 29, 2015
thinz answered:
Whether you rent or buy, there are many homes in Cordova available...also Whitehaven and other communities...My advice having worked in the Memphis REO market is to find a really good agent that will help you zero in on good/safe specific locations/zips. If you need help with finding an agent, just email me at thinz@apexgroupus.com Good luck and start NOW!! Tom Hinz www.shortsaletosell.com ... more
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Wed Apr 29, 2015
thinz answered:
If you have a mortgage on your current home that you owe more than your home can sell for, you may or may not be able to let someone assume your loan depending on the investor that owns the note. If a gov't loan, it's possible it may be assumable. Need to check your paperwork on if it's assumable...I'm guessing it's not. A lease purchase could be a good idea for you to find a home you want to buy in the future, and to lease/rent it with an option to buy in the future....this could help as you wait for your home to sell. Ideally if you want to go for it all - you would find a home to buy straight out or with a lease/option purchase using owner financing, settle on the terms, and either rent out your other home while you try to short sell it with your lender. I've seen this happen many times where the lender will approve the short sale, but for you to buy something you need or lease/option it for a future purchase, the owner financing is the best way. The reason is after you complete your short sale, you will not qualify for purchasing another home with a mortgage for approximately 2 years. Another option instead of the short sale (if you have only one mortgage) is to request a deed-in-lieu of foreclosure on your current home. Has a more negative effect on your credit but if doing owner financing for your larger home, most times you can still complete the purchase...you just may need to provide a little more cash deposit to the owner for the lease/option agreement. Good luck.
Tom Hinz www.shortsaletosell.com 732-531-8282
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Sun Jan 19, 2014
Sherrie.serca asked:
This question was asked from http://www.trulia.com/homes/Tennessee/Cordova/sold/21427331-1881-Winship-Dr-Cordova-TN-38016
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Sat Dec 14, 2013
Edith Karoline Jasser answered:
This is a sold property in your link above, so I am not sure what it is that you are referring to....
Are you looking at the automated information of properties surround this one? If you want to qualify your question, just get back to us.
Sincerely yours & a Great Day to YOU
Edith YourRealtor4Life
@Properties – 30 Green Bay Rd, Winnetka, Il. 60093
EdithSellsHomes@gmail.com WEB: http://tinyurl.com/YourRealtor4LIfe
City of Chicago,N&NW suburbs; also W&SW subs – NORTH SHORES Fine Homes
Worldwide Services French, German, Spanish and more
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Tue Sep 17, 2013
Alison Hillman answered:
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an agent, just click on the yellow button on the property's Trulia listing and you will be able to start a dialogue.

Please let me know if you have any questions or if I can help with anything else. I am happy to be a resource for you. Good luck with the search!

Best,
Ali
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0 votes 1 answer Share Flag
Mon Jul 29, 2013
Trevor Curran answered:
Good afternoon Calvin,

I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business; you don’t sit at a table in a restaurant to read the menu without actually buying food at some point. It’s the same concept: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. Prepare yourself with three fundamentals: amenities, location, and price.

Know your requirements for the apartment you wish to rent in terms of amenities (one bedroom versus three bedrooms; elevator building or private house), location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially TRULIA.com---but stay “local.” Here on TRULIA.com you can easily find a local professional by clicking on “FIND an AGENT” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment.

TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, now you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step ahead of a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?

I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Tue May 21, 2013
sandyt10 answered:
Hi Sandy, I am a new home sales agent in Cordova. I sell for Regency Home Builders exclusively. Regency is the #1 new home builder in Shelby County and we have 7 neighborhoods in Cordova. I can offer you anywhere from $144,900 to over $300,000 and zero lot lines to 1 ac. lots. Regency is known for all the terrific standard features like granite counters, hardwood floors, stainless appliances, smooth ceilings, 9-11 ft. ceilings, tile showers, tankless hot water heaters, low-E windows, and.......well the list goes on! You owe it to yourself to visit us. My neighborhood is located at 2011 South Bend (just off Houston Levee). From there I can show you all our Cordova communities. Come by 11-7 most any day or call me at 901-262-5540. Sandy Thomas, Agent, Leader Realty, LLC ... more
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Tue May 21, 2013
Skip Miller answered:
Reed and Accociates
269 Germantown Bend Cove Cordova, TN 38018
(901) 758-1133

Ask for Ben
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Fri May 10, 2013
Jo Shaner answered:
Call 544 MLGW and get any of their customer's 6 month averaging of utility cost. The information is coming from the horses mouth.
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Fri Apr 26, 2013
Christian Gilbert answered:
I have lived here for about four years and have experienced no crime at all. Our neighborhood has had some break ins but none have affected us, thankfully. I feel very safe walking the neighborhood at night. ... more
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