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Home Buying in Cooper City : Real Estate Advice

  • All53
  • Local Info7
  • Home Buying19
  • Home Selling1
  • Market Conditions1

Activity 30
Jacquie Yekm…, Real Estate Pro in West Palm Beach, FL
Thu Nov 10, 2016
Jacquie Yekmalian answered:
Hi Matt,

Lenders can not discriminate against age of a person trying to obtain a loan.
I suggest calling a Mortgage Broker and asking them if you qualify.
Your credit score is great, however there are many other things that lenders
need to take into consideration. For example what your debt to income ratio is.

Good Luck

Jacquie Yekmalian

Blue to Green Realty
from the sea to the 18th tee
... more
0 votes 1 answer Share Flag
Jenaffordrest, Home Buyer in Southwest Ranches, FL
Sat Jul 30, 2016
Jenaffordrest asked:
We would like advise on selling our home in "Sunshine Ranches" located in the city of Southwest Ranches. We don't want the hassle of Listing, showing, inspections, etc.
0 votes 0 Answers Share Flag
Mike.mcgovern, Home Buyer in Jersey City, NJ
Mon Nov 30, 2015
Mike.mcgovern answered:
0 votes 1 answer Share Flag
 Drdhanessar, Real Estate Pro in Cooper City, FL
Tue Jul 21, 2015
Drdhanessar answered:
Hi I'm Davindra, an agent would be able to set you up in their system to receive home searches. I'm a local agent, if your currently not working with an agent contact me at and I can assist you with your home searching needs. ... more
0 votes 1 answer Share Flag
Richard Ferr…, Real Estate Pro in Cooper City, FL
Thu Mar 12, 2015
Richard Ferris answered:
A broker can open his/her own office and can have an escrow account, an agent cannot. Agents usually specialize in helping home buyers and sellers. Brokers are usually pretty busy running their offices and managing the brokerage.

I'd be happy to help if you need real estate assistance.

Richard Ferris
Coldwell Banker
... more
0 votes 15 answers Share Flag
Richard Ferr…, Real Estate Pro in Cooper City, FL
Thu Mar 12, 2015
Richard Ferris answered:
Pretty strong seller's market.
Richard Ferris
Coldwell Banker
0 votes 10 answers Share Flag
Miguel grull…, Home Buyer in Las Vegas, NV
Tue Sep 2, 2014
Miguel grullon answered:
Dave Regs, Real Estate Pro in Fort Lauderdale, FL
Sat Jul 19, 2014
Dave Regs answered:
Hello, I would be happy to help. Please call me to start looking at properties. I work fast.

Kindest Regards,

David Regalado, PA
Riverview Realty
2715 E. Oakland Park Blvd #101
Fort Lauderdale, FL 33306
Cell: 954-800-5399
Fax: 954-565-5167

"Finding your perfect home"
... more
0 votes 4 answers Share Flag
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Tue Feb 11, 2014
Andrew Liebenhaut asked:
This question is always asked and many realtors are answering it wrong....I used to be a buyer I feel your pain!


0 votes 0 Answers Share Flag
Phil Rotondo, Real Estate Pro in Melbourne, FL
Sat Dec 28, 2013
Phil Rotondo answered:
Robert DiAlb…, Real Estate Pro in Coral Springs, FL
Mon Aug 19, 2013
Robert DiAlberto answered:
It is a very challenging market.
0 votes 5 answers Share Flag
Robert DiAlb…, Real Estate Pro in Coral Springs, FL
Sun Jul 28, 2013
Robert DiAlberto answered:
This is a topic that I am interested in learning more about. Hope to see some good comments.
0 votes 6 answers Share Flag
Dominick Nap…, Real Estate Pro in Davie, FL
Sat Jun 29, 2013
Dominick Napoli answered:
Hello Orly,
Perhaps you need a real estate professional to accompany you to Montterra. The reps there can answer many of your questions directly so there is no passing on of answers to your questions.
School boundaries can be changed as time goes by and no one can give you a positive answer as to the outcome or time table concerning same. Please note that there is still construction going on within the project and this possibly lessens some of the access security. Once the developer turns the association over to the residents, it will be their job to have security as they deem necessary.
Please contact me If I may be of any assistance.
Thank you.
Dominick Napoli
Coral Shores Realty

PS: Here's an article concerning CDD's for you to look at.
... more
0 votes 4 answers Share Flag
Susan J Penn,…, Real Estate Pro in Weston, FL
Tue Apr 9, 2013
Susan J Penn, PA,SFR,CDPE answered:
You just said the mortgage is in your boyfriends name. It sounds like you need the buy the house from him and place the mortgage in your name.
0 votes 11 answers Share Flag
Tony Grech, Real Estate Pro in Southfield, MI
Fri Mar 29, 2013
Tony Grech answered:
It's going to be tough to get approved period with scores that low. You should work on building those scores up before applying for a loan. A good way is to get a couple regular tradelines (credit cards, personal loan, etc) and establish a spotless payment history of about 12 month on each. Assuming there are no late payments or collections in that time you should be in good shape. Best of luck!
... more
0 votes 2 answers Share Flag
Dominick Nap…, Real Estate Pro in Davie, FL
Wed Mar 13, 2013
Dominick Napoli answered:
As stated earlier, you should contact a Mortgage Company for assistance.
Work with the loan originator and provide acurate information so you may be helped in a professional way.
0 votes 5 answers Share Flag
Irina Karan, Real Estate Pro in Aventura, FL
Sun Mar 10, 2013
Irina Karan answered:
Check your credit report (3 agencies) to see if you have student loans showing as of yet.
If not, you might be able to buy before they do.

Yes, the student loan monthly payment is counted as a monthly expense. It will reduce your buying
potential. The bigger the payment - the lesser the loan you'll qualify for.

Make an appointment with a mortgage pro and find out how much you can get a loan for,
then meet with the realtor to see what you can buy with that loan amount.

In preparation for your purchase, save up for your down payment, closing costs (sometimes those can be covered by your seller), move in expenses, insurance and reserves.

Hope this helps,

Irina Karan
Beachfront Realty, Inc.
... more
0 votes 10 answers Share Flag
Trevor Curran, Real Estate Pro in Great Neck, NY
Wed Sep 5, 2012
Trevor Curran answered:
Good morning Dreamer9292,

First Time Buyer First steps:

1. Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.

2. Get a referral to a good, local, real estate attorney. Call the attorney, retain the attorney so you have her information handy when you make an offer. Having that information at time of offer helps you demonstrate to the Seller how serious you are, and they will consider your offer with more interest.

3. Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.

4. Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.

Put together your Team of real estate professionals and shop 'til you drop!

Good luck!
Trevor Curran
NMLS #40140
... more
0 votes 15 answers Share Flag
Joe Stafford, Real Estate Pro in Pembroke Pines, FL
Wed Sep 5, 2012
Joe Stafford answered:
This is a great question! Home owners insurance will vary with multiple factors;

Age, Size, Window type, Roof Type, Hurricane Shutters, building material etc.

The list is too long to name, your best bet is to contact one of my insurance specialists in the area.

Maria Dimurd
L&S Insurance

Lindsay Jacobs
First American Property & Casualty Insurance Agency

You will not be able to get an "exact" price since you dont have a home picked out yet, unless you do.

If you would like to get started finding homes in the area(s) your looking in contact me and I will be happy to help. I can email a list of homes that suit your needs which will update daily keeping you ahead of other buyers looking for the same thing.

Joe Stafford, PA
Keller Williams Realty

You can search on my website
... more
0 votes 2 answers Share Flag
Minna Reid, Real Estate Pro in Trumbull, CT
Thu Jul 5, 2012
Minna Reid answered:
Review your short sale approval letter from the second to see whether they settled the debt or just released the lien.
If they only released the lien- yes they can pursue you for the remaining debt. ... more
0 votes 9 answers Share Flag
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