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Home Insurance in Cook County : Real Estate Advice

  • All32
  • Local Info2
  • Home Buying13
  • Home Selling5
  • Market Conditions0

Activity 26
Mon Jul 18, 2016
Cathryn Browne answered:
What areas/neighborhoods are you looking in? What's your goal? Owner occupied or passive investment? Chicago is so diverse and each neighborhood has distinct character and pricing. Feel free to contact me to discuss further. ... more
0 votes 2 answers Share Flag
Sun Nov 22, 2015
Francesco Bianchi asked:
I am about to buy an investment property in Chicago downtown, with the goal of rent it. I am a foreigner, which means no SSN and no credit rating. Is it easy / possible (and of course, for…
0 votes 0 Answers Share Flag
Tue Nov 10, 2015
Kathy Lewis answered:
likely referring to monthly MI. Yes, the USDA loan is lower, by nearly 40%.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHub.com
... more
0 votes 15 answers Share Flag
Wed Aug 12, 2015
Carlosellisonfinance asked:
To whom it may concern,

Loan offer at 3% interest rate for individuals,Corporatives,companies e.t.c Apply today by contacting us via email: Elijahloanfirm@outlook.com for Genuine and…
0 votes 0 Answers Share Flag
Sat Apr 11, 2015
Noah Seidenberg answered:
Do you mean the HOA fee of a listing or who to send your HOA monthly fee too> Let us know and we are glad to help
0 votes 3 answers Share Flag
Thu Feb 19, 2015
Myersjulie31 answered:
Usually if you go to a good insurance company in your area they can advise you on the insurance you need. You'll want to be sure that your insurance is customized for your property specifically. Then you can ensure that all of your property is covered that you need, and then you won't have to worry about damages. I hope you are able to find a good insurance company that can help you out! http://agents.allstate.com/tom-wohrley-parker-co.html ... more
0 votes 1 answer Share Flag
Wed Jan 21, 2015
Matt Laricy answered:
Sure. There are plenty of insurance agents everywhere.
0 votes 1 answer Share Flag
Thu Aug 14, 2014
Suzanne Hamilton answered:
Great question. First of all, if you look at all the south suburbs, with few exceptions, the taxes are high. Why? One reason is most of these towns have home rule, which allows them to tax without any ceiling. As far as whether they need it or not, that you would need to ask the villages. As far as I know, there are no changes to lower them. Again, another village question.

However, you do need to look at the other side of the coin. Taxes are higher BUT prices are much lower. Taxes and purchase price are all figured into your monthly payment. Would you rather pay more taxes and less price so you can earn more equity or pay less taxes and more price so you have less equity in the home.

Park Forest prices are still low and will increase in the future, so there will be equity. Taxes can be fought and you do get a deduction from real estate taxes on your annual income taxes.

You need to run the numbers. You can get more for your money when prices are low - more upgrades, more space.

We all hate taxes. Only fighting your assessment and your local government will change that. If you need a place to live, this is a potential opportunity.
... more
0 votes 1 answer Share Flag
Wed Feb 19, 2014
Bill J Deligiannis answered:
No not really - it all depends on the rebuild cost. Depending on the coverages that you have, for a single family owner occupied home the cost should be between $600-$1200. Get a few quotes from insurance agents. ... more
0 votes 10 answers Share Flag
Thu Jun 27, 2013
Evelyn S. Fred answered:
All good advise here.

Call an attorney ask him/her to order the survey and then follow his/her advise.

Good luck!
0 votes 12 answers Share Flag
Sun Jun 23, 2013
Nekesha Burton answered:
Good afternoon,


If you go through your insurance this counts as a claim against your policy. If the association wants you to use your insurance and you are okay with this, you should have them to pay your deductible for your insurance and also have them to tell you what section or paragrah of the buy laws have the information pertaining to common elements and responsibility. It doesnt make since to put in a claim with your insurance if they are going to deny it due to responsibility.Hope this helps you.

Side Note if it clearly states that its association responsibility then the association has to pay for it through insurance or out of the reserves!
... more
0 votes 7 answers Share Flag
Sun Jun 23, 2013
Brian and Dan Merrion answered:
would you sell it? I have a few buyer in Bucktown right now- not sure if it would be the right fit but would be happy to pass along.
0 votes 5 answers Share Flag
Wed Jun 8, 2011
Starrynight12hk asked:
I am looking for a landlord insurance that includes personal liability ONLY. I don't need other coverages such as personal property, guest medicial, loss of use. I understand the benefit…
0 votes 0 Answers Share Flag
Tue Apr 5, 2011
Garcia.daisy1 answered:
Tue Mar 8, 2011
Robert Lee answered:
Given the strict underwriting enviroment today it will be hard to obtain financing on a new property if you dont have a current lease. Call several experienced insurance agents who can point you in the right direction.

Good Luck
... more
0 votes 11 answers Share Flag
Sat Dec 25, 2010
Ruth and Perry Mistry answered:
Mrs. Freeze:

Sad to hear it went out on X-MAs eve. If you have warranty on it then for sure.
A lot depends on if under warranty or whether it was wear and tear.

A lot depends if you bought the home 90 days ago, then you can call your
Realtor.

Here are some companies that maybe able to help you:

Van Drunen Heating & Air Conditioning
1440 168th St
South Holland IL 60473

708-339-6444
Toll Free Number: 866-339-6444

URL: http://www.vandrunenheating.com

Doornbos Heating & Air Conditioning
phone: (708) 423-9580
fax : (708) 423-7361

No harm calling your insurance company on Monday.

Hope X-MAs day was nice and warm.

Good luck.
Perry
... more
0 votes 6 answers Share Flag
Thu Oct 14, 2010
Jerry Grodesky answered:
Dan,
I switched all my insurance to AAA, best rates and service on the planet.
They don't do rental or commercial insurance but primary and auto is terrific.
0 votes 7 answers Share Flag
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