While I understand you are looking for an apartment and "yes" there will be some property managers and landlords who will "accept" your plight - what are you doing (have done) about your identity issue?
Unless you have alerted the authorities, three credit bureaus, your credit card companies, bank, and all other merchants with whom you do business - this is or will become "the knife that keeps cutting!"
Please also monitor your credit report (all three) and public reports on a regular basis!
Don't worry you will find an apartment. My concern for you is credit "haunting!"
Take care and do cover-up as best you can.... more
If you're still interested in a lease purchase option, please don't hesitate to contact me via email or phone at firstname.lastname@example.org or 404-525-4847. For a quicker response, please text.... more
You'll need to connect them with their local Department of Human Services in order to start getting them government assistance.
There are a lot of big-hearted people out there, but other than local charities and homeless shelters, you're not going to find a landlord who is going to let someone stay in a rental house they own for free. Unless they're family that is.... more
I do not suggest doing lease purchases/rent to own. There are simply way too many things that can go wrong with one from either side.
In order to do true owner financing, the owner must own the property free and clear of any mortgages. Very few sellers are going to be in that position.
If the property currently has a mortgage on it, the owner cannot legally transfer the title to a buyer without the mortgage first being paid in full. Most all mortgage loans have a due on sale clause. This due on sale clause requires that the mortgage be paid in full should a title transfer occur.
The buyer is also at great risk on a lease purchase transaction should the seller quit making their mortgage payments. Right now, many sellers cannot afford to make their mortgage payments or simply chose not to continue making them. I have seen where the buyer is making their rent payment, but then the owner is not paying the mortgage. The next thing the buyer knows is that the home is in foreclosure. That means the buyer will generally not get back any of the money they have given as earnest money or security deposits.
It is also a big risk on the buyer. If your credit is not where it needs to be now, there is no possible way of you knowing it will be acceptable in a set amount of time.
Before entering into any type of agreement like that, the buyer needs to make sure that they fully understand the potential pitfalls that could arise. Should the seller default on the mortgage, the buyer could lose ALL of the money that they have invested. Until you are able to purchase, renting is generally the safer option.
Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options to see if purchasing might be a possibility for you. To get Pre-Qualified for your purchase, you can submit your request online at www.rodneymason.com.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.... more
Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent. Visiting the area and making your own determinations about what is best for you is the way to go.
Off Limit Topics Include:
â€¢ Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
â€¢ Environmental Concerns
â€¢ Household Income
â€¢ Schools (including questions about how good or bad the school is)
Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a Real Estate Agent were to comment on such a thing, it could be steering which is a prohibited act.
Some websites to try include:
Reasons Why A Real Estate Agent Cannot Comment
These links should be able to provide some of the answers you are seeking.... more
Hello, Please feel free to search my website for homes that fits your criteria.
You can inquire about any property directly from the site, which leads you to available
rentals that are active in the Georgia MLS data base.
You can begin at http://www.conyersgahomes.com
or click on link below
Below is a link to rentals in the Conyers area that fits your criteria. (copy and paste into browser if you are unable to click on link) Register on my site for daily updates of new rentals at
I have a new rental listing, 3/2 with a Bonus room, fenced yard, screened porch and extra storage bldg. that will be available April 1. The rent is $850 month but discounted to $800 month for on time payments. It is in Conyers 30094 area. Please call if interested.
Good luck with your home search!
Chapman Hall Realtors.