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Home Buying in Columbus : Real Estate Advice

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  • Local Info30
  • Home Buying40
  • Home Selling10
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Activity 56
Fri Nov 20, 2015
Cathersmarket answered:
how do I buy back my properties?
0 votes 8 answers Share Flag
Wed Jun 25, 2014
Brenda Wells answered:
Hi Quovadis,

I think a cash offer will make the seller consider negotiating more than someone doing a loan on the property.
One thing is the closing will take place sooner. And second, the seller will know that you can afford the property with proof of funds.
Hope this was helpful.

Brenda
... more
0 votes 2 answers Share Flag
Mon Jun 23, 2014
Murphy Team answered:
In your case the costs would be minimum. Not having a title search or building inspection would not be prudent. Title search will assure you that the seller is authorized to sell the property. An inspection would point out defects you may not see.

We would never close a property without the benefit of a title search.
... more
0 votes 14 answers Share Flag
Sat Jun 21, 2014
Joey Daoust answered:
If you are trying to sell the home on your own a realtor can work to sell your home only with a listing agreement for a set percentage usually 5-10% depending on the value of the property and the type of property. In the listing agreement you would not be able to sell on your own without realtor involvement because their broker requires and is entitled to the commission because they are marketing your home to sell and handling all real estate required paperwork , showing your home and setting appointments with everyone involved..A Realtor that is dedicated to follow thru and keep communications open is worth every dollar of commission he or she earns...Alot of time goes into the whole process of waiting to get paid because it usually will take 2-3 months before a closing happens before an agent gets paid at closing..A listing agreement will keep the agreement of percentage at the rate agreed upon till it sells and then only at closing it will be paid out of net proceeds which the attorney will take care of... ... more
0 votes 4 answers Share Flag
Mon May 5, 2014
RonS answered:
Usually within 30-60 days however, you could do what they call a, "Rapid Rescore". It's typically at a cost of $35 per tradeline, per bureau so, one trade line would cost $105 to rescore. A rapid rescore could do it in as little as 5 days.

You don't have access to a rapid rescore except by using your loan officer. It's something they do on your behalf.

Hopefully you paid below 50% of available credit. Better still if you paid to less than 35% of your available credit. I've seen scores jump 100 points by paying below 35% of limit.
... more
1 vote 1 answer Share Flag
Fri Apr 25, 2014
Andrew Besecker answered:
Yes, you can find any size house for a specific price. It all depends on location and condition of the house. If you can't find one in the area you are looking, try the surrounding areas. Most places have housing for a range of income levels. Finding the right location for you is the difficult part. If you find one in you price range, but don't like the location, then deciding whether or not that few thousand dollars to get you into a better location may be your next question. If you don't have the extra money maybe you need to decide whether or not you need the extra bathroom. Finding the right house is all about give and take until you are satisfied enough to call it your home. ... more
0 votes 1 answer Share Flag
Fri Apr 11, 2014
Bill Eckler answered:
The two important initial steps are arranging for financing(obtain a letter of pre-approval) and finding a real estate agent that you are comfortable working with that can walk you through the buying process step-by-step.

Good luck,

Bill
... more
0 votes 8 answers Share Flag
Tue Apr 8, 2014
Joey Daoust answered:
I am sorry in this case a Broker is wrong.. This was a rude an uncall for answer.. It is possible Jane C. in NY. that assuming you are in good standing with your local Bank that you can get what is called a PLC or Personal Line of Credit or Basically a signature loan. These are usually in amounts starting at $500 and can be as much as $25000 usually with low interest....

Jane C. in NY if you need any further assistance or you wanna change your mind and move to Columbus, Georgia i would love to earn your business.... Smiling


Please do not hestiate to call on your next and only Realtor licensed in Alabama and Georgia

Joey Daoust
joey.daoust@coldwellbanker.com
706-888-4419
... more
0 votes 8 answers Share Flag
Mon Mar 24, 2014
Joey Daoust answered:
Mon Mar 24, 2014
Christopher Pagli answered:
Late payments really hurt your score. It will stay on there for seven years or as long as the card account is open. You may not have an issue getting a loan but it may affect your rate, depending on the lender.

Chris
... more
0 votes 10 answers Share Flag
Tue Mar 11, 2014
Joey Daoust answered:
Same basic steps as any home you go for. Just have to pre-qualify you. Please give me a call and i would love to work with you in achieving all the answers to your questions you may have and let's try to make it happen.

Joey Daoust
joey.daoust@coldwellbanker.com
706-888-4419

As Long as you meet the normal credit criteria i can get you qualified for FHA or VA loan with as low as a 600 score.
... more
0 votes 4 answers Share Flag
Tue Mar 11, 2014
Joey Daoust answered:
Corner lots in a historic area are sometimes owned by the city and kept as greenspace or for utility easements which in these cases they would not sell.. If you would like i have access to find the owner for you and negotiate to see if the owner would sell if it is a private owner..


Please call me, i would love to offer my services to help you in this matter...

Joey Daoust
joey.daoust@coldwellbanker.com
706-888-4419
... more
0 votes 8 answers Share Flag
Tue Feb 11, 2014
Jerry Williams answered:
Tue Feb 11, 2014
FirstHome answered:
Thank you for your answers, they have help us much.
0 votes 13 answers Share Flag
Thu Oct 17, 2013
Anthony Dooley answered:
Real Estate is one of the best ways to invest, in my opinion, because you control most of the variables to get the best return. The yield of your investment will depend largely on the degree of risk you are willing to take. Multi-family units may yield more than a single family home, however a multi-family property is more difficult to sell later. If you are new to real estate investing, I recommend starting with inexpensive single family properties. For further assistance, you can contact me through Waddell Realty Company. ... more
0 votes 3 answers Share Flag
Thu Oct 3, 2013
Joey Daoust answered:
We do loans in-house at my office with Coldwell Banker KPDD for a credit score of 600 on FHA and VA loans.. Please contact me and i can help.. Joey Daoust Realtor Georgia and Alabama 706-888-4419

joey.daoust@coldwellbanker.com
... more
1 vote 9 answers Share Flag
Fri Sep 27, 2013
Joey Daoust answered:
Contact me and i can tell you how to boost your score quicker than anything else and no attorney's fees...And as long as we get you to a 600 score and your debt to income ratio is ok then we can qualify you in-house. ... more
0 votes 4 answers Share Flag
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