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43220 : Real Estate Advice

  • All7
  • Local Info0
  • Home Buying2
  • Home Selling3
  • Market Conditions0

Activity 5
Tue Apr 4, 2017
Sarah Welk answered:
Hi there!

I am not sure if you are still looking for a condo, but I am a local Columbus Ohio realtor and if you would like I would love to help you find an affordable condo in whichever are you prefer!
My email is if you have any questions
... more
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Wed Nov 4, 2015
Ruth and Perry Mistry answered:
Ask your agent whether a USDA loan will replace a FHA loan.
I gather your Complex is no longer FHA certified.

Such a certification will take 60 days, time and money
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Fri Aug 2, 2013
Ginson Speich answered:
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Fri May 31, 2013
David Silen and Dave Kenny answered:
When I list condos that are not FHA approved, I obtain the condo docs and immediately start calling banks to find out who is willing to finance the property with a low down payment. I can always find a lender that is willing to do a traditional loan with private mortgage insurance for 5-10% down. The lenders are always more than willing to created a flyer specific to the property with several loan options with different down payments and monthly payments with their contact info which i will display in the unit. I will mention the availability of financing in the listing. There are many reason condo associations choose to keep from becoming FHA approved, I generally find the other owners think the value will decrease if just anyone can move in with 3.5 percent down. This might be the case in certain areas but in my area we find it actually increases the value. Unfortunately it is a battle that usually isn't worth fighting, Find some local banks that are willing to finance it and advertise them with the property Good luck selling your place. ... more
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Tue Jun 12, 2012
Tom Nippert answered:
Ohio is a dower state which means the spouse owns 30% of the home unless they signed away their rights at some time. Some lenders would require that if you were not on the loan to start. Not sure if you signed anything other than a document giving away dower rights how your name is not on the title or loan. ... more
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