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Colfax : Real Estate Advice

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  • Home Buying6
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Activity 11
Sun Dec 4, 2016
Libethapfeiffer asked:
Wed Apr 22, 2015
So just to be clear there is no source of power since the solar panels have been removed? If that is the case all that you can qualify for is a hard money loan.

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
NMLS #1056079
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0 votes 1 answer Share Flag
Thu Mar 6, 2014
Teri Andrews-Murch answered:
Hi Tim,

Were you looking in the Colfax area? If you have a property address or link to the listing you saw, we can help you out.
0 votes 2 answers Share Flag
Thu Jun 6, 2013
Sandypapoose answered:
thank you i just talk to him and i can have my dog
0 votes 3 answers Share Flag
Fri May 31, 2013
Teri Andrews-Murch answered:
Hi Ron,

You can find out monthly payments by using the mortgage calculators here on Trulia or at Bank Rate .com or on a lenders site such as Vitek:

Add in property taxes of approx. 1.25% of value and insurance est for an 1500sq ft home in Colfax area 800-1400/yr. In Colfax area you pay the state fire fee too, $150/yr
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Fri Feb 15, 2013
Teri Andrews-Murch answered:
According to Trendgrphix data base, Colfax zip 95713 is actually down on foreclosures, we peaked at 16 active on the market in March of 2012 to just 5 active REO's last month.

Colfax has a limited job market and most working residence commute, so the combination of poor job market and higher gas prices put more home owners in a bad position.

If you are using Realty Trac as your data source, take it with a grain of salt.
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Thu Apr 19, 2012
Jim Walker answered:
I agree with Patti that a mobile home park can be a cash cow, when it is correctly priced. I am in escrow (as the agent) for a mobile home park with a 12% cap rate.
0 votes 6 answers Share Flag
Thu Apr 19, 2012
Teri Andrews-Murch answered:
Current taxes on that property are based on a value of 264,000. , for a tax bill of just over $2800/yr

If you are purchasing the property for $125,000 your taxes will be recalculated with the new basis, BUT it takes awhile for this to happen, at closing you will be paying based on the OLD tax bill. Check with your agent and escrow officer for details. A ballpark estimate for when your taxes are reset they will be about $1490/yr if the assessed value is $125,000. including the extra agency fees, see the Placer County Tax Collector website for more info and they can also give you a more accurate $$ amount and time frame for the adjustment.
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0 votes 3 answers Share Flag
Thu Dec 22, 2011
Sarah- If you need a car immediately, rent one by the week or for a month. Absolutely do not make any purchases on credit, apply for additional credit or reduce the assets you provided on your application:

Best wishes.

Happy holidays, Rudi
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0 votes 15 answers Share Flag
Mon Aug 22, 2011
John Arendsen answered:
What on Earth are you asking and in what font and/or case are you referring to? Upper or lower?
0 votes 3 answers Share Flag
Mon Jun 13, 2011
John Arendsen answered:
More importantly make sure the home has an engineered certification and a 433a HCD California documentation certification if you are tying to secure an FHA/VA/CAL VET loan.
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