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Home Buying in Coatesville : Real Estate Advice

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  • Local Info10
  • Home Buying9
  • Home Selling2
  • Market Conditions2

Activity 20
Fri Jan 20, 2017
Megh4n answered:
You can click on any home you are interested in, and scroll down on that home's page. It will have a map where you can look at crime rates. From what I remember, the worst is in downtown Coatesville itself, but not much outside of there. ... more
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Fri Jan 20, 2017
Megh4n answered:
Hi Arooj,

Just wondering if you ended up buying in Coatesville, as my future husband and I are also considering a purchase in a Ryan Homes community just north of the town.

Thanks,

~Meghan
... more
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Mon Jan 16, 2017
Megh4n asked:
Definitely want to find a good unaffiliated inspector for the build since we live out of state and cannot be there to make sure corners aren't cut. Also, first time home buyers! This is…
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Tue Sep 20, 2016
Jodyh10 answered:
Put a "For Sale By Owner" sign in the front lawn with your phone number on it. Shouldn't take long and the owner will call you!
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Thu Mar 12, 2015
Christopher Jordahl answered:
Pros No water bill. Cons can be numerous and expensive if septic is not cared for properly. Always have a septic tested and inspected as it can be a $200 fix or a $20,000 replacement. Well water can taste bette than public water if capped and vented corectly and again you do not have to pay for it. Hope this helps and best of luck to you. ... more
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Thu Feb 6, 2014
Marlene Jones answered:
Hi Megan,

I would love to talk with you over a cup of coffee or of course you can come to my office where I will line up a lender to speak with you and answer all your questions. Feel free to call or test me at 484-883-4957 Marlene Jones ... more
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Fri Jan 31, 2014
answered:
1.75% (of the loan amount) up front MIP and 1.35% (of the loan amount) monthly MIP for FHA. .On a conventional loan the monthly would be roughly $85.50 if your score is above 680. It would depend on how you would want to structure the mortgage insurance, whether you want a upfront, single premium, split or monthly. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you.



Bart Gabe - Lending Nationwide Since 1987

www.bartprequalifies.com

bart@bartprequalifies.com

800 315 8803

NMLS 20743
... more
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Wed Nov 27, 2013
Ron Beebe answered:
Patricia, I have co-hosted several Brokers Opens in this development. Atop a hill in bucolic Chester County and just West of Downingtown, it is well situated and still easily accessible to several local markets - less than a mile from the Route 30 Bypass which leads directly to Lancaster, Philadelphia, . I realize that you are already a resident of Chester County, however, I also realize many people reading this will not be, hence the geographical references. Good luck! ... more
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Wed Oct 23, 2013
Susan Britton-Seyler answered:
In general, when you are reading a Sellers Disclosure it is just that- from the Seller and not the agent. However when a house has issues that are discovered by an inspector, then it is the legal duty of the agent to let any future potential buyers know.
In cases of 'distressed homes' for whatever reason, the condition of a house could deteriorate over time - often these types of homes are neglected or not lived in at all. Changes in temperature, which bring moisture problems, and potentially problems with pipes and major systems, all types of malfunctions can develop over time beyond the merely cosmetic issues that you may spot. Look for cracks in the drywall, gaps in flooring, water stains, foggy windows, damp basements, etc.
That is when the 'as is' clause is most used. It is important to have a special clause in any agreement of a potential sale... to allow time for estimates for repairs and perhaps an engineer's inspection in those circumstances beyond the building inspectors' training.
Even in a more typical sale situation, a certified home inspector is crucial. Professional quality repairs are recommended, in order to maintain the value of the property. I use my own background in renovation and design to guide clients to a 'best practices' method of negotiating repairs. I prefer that my buyer manage or have oversight of any repairs, and charge it back to the Seller in one of several ways, depending on the individual circumstances.
If I have a Seller with a property that is older or has apparent repairs that need to be done, my advise is to do professional repairs before putting the house through inspections. Many sales go sour and the Seller looses precious time on the market otherwise.
... more
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Sat Jul 13, 2013
emily.daignault answered:
Hi Jed,

I have lived in South Coatesville for the past 5 years. I too was curious/worried about downtown Coatesville which is literally over the hill from me. Not nearly as removed as Hillview. Let me just state the obvious, I was a single white woman living alone when I bought my home. I have in the past 5 years never had more to worry about than trying to retain my curb in front of my house for my car to park in. (Open street parking no permits, not all guests of my neighbors are courteous about leaving a homeowner room to park in front of their house.) That's it.

When you live here you learn to appreciate that Coatesville City is a place where there is a struggle between long time residents who are good folks are trying to hold onto the many positives this city can afford a lot of people. There are a lot of new programs and future growth being planned. Coatesville has a new "Hands on" police chief who is starting to make a difference.

The simple point is this, if you feel uncomfortable passing through the town then you're less likely to appreciate the very high percentage of hard working folks who call it home. So go find somewhere less scary and buy a higher priced, higher taxed home there. Coatesville has some of the lowest taxes out there and I think for my money I got a lot more in 19320 than I ever could outside of here.

~Emily
... more
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Wed Jul 10, 2013
william webb answered:
Good Morning
The Coatesville Area is a great area and Hillview is a beautiful community. I was actually the former building inspector for Valley Township and inspected a lot of homes in Hillview. I would love to help you with that community. I am also an elected official in the Coatesville Area so I have a lot of knowledge in the Coatesville Area. Have a great day.

William Webb
Keller William Exton
610-363-4300 office
484-571-1364 cell
... more
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Sat Jul 6, 2013
Dawn Myers answered:
Each school district has it's own millage rate and Coatesville's is a little higher than some. Prices on homes throughout Coatesville are very competitive though compared to other districts. There are other districts in the county with lower tax millage but often times the homes in that district are priced much higher. Hope that helps. ... more
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Mon Mar 25, 2013
Denise Dee answered:
I'd be happy to help assist you. I can be reached at my home office number 610-793-3590.
Denise Dee
RE/MAX Town & Country
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Tue Oct 9, 2012
Georgia Palermo answered:
Yaritza,
First, I am not going to 'sell you' on a mortgage company or broker you 'must' contact. I get a sense at this stage you are in search of a bottom line answer and I'm a bottom line realtor.
As a real estate professional who is asked exactly what you've asked, multiple times a year, I will give you a basic answer to get you started in the right direction.
You have good credit - great providing your score is a minimum 640 you're in good shape.
Your husband does not - how bad is bad is my first question to you, i.e. how far below 640 is his credit score? Surprisingly, it can take a year or more to bring up a score or as quickly as a few months depending upon what is dragging the score down. Here is where a mortgage lender can be of service - a good one will actually help/direct you in how you go about approaching the three major credit reporting agencies, dispute erroneous reporting to your credit report, and how to clean it up as quickly as is possible.
From a lender perspective, your score and your income would be used for your mortgage application as it now stands. If your income alone qualifies you for a mortgage then you're good to go. If however, you need to factor in your husbands income, then you must get his score/credit to the above stated range. It has been my experience that 640 is bare minimum acceptable though there may be a few lenders who will accept a few points less. Additionally, the prime low rates go to the higher-end credit scores so if credit scores are minimum levels, no doubt your interest rate for your loan will be higher which equals a higher payment and translates into less purchasing power since you will qualify for less. Also, when purchasing watch out for the annual taxes on the properties. They represent 1/12th of your monthly payment and if too high, can disqualify you from a particular home.
I know it's a lot to digest and believe it or not, I have given you the 'condensed version"! Feel free to contact me and I'd be happy to point you in all of the correct directions.
Good luck in your home search!
... more
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Thu Sep 6, 2012
Matt Gorham answered:
I would make sure to make the builder provide mechanics lien insurance to you. I have sold properties in this community. While the builder does a good job and the subcontractors are solid....they don't always get paid from Dewey on time. My buyers have a mechanics lien for the kitchen installer on their home as Dewey is stringing them out. I would be very careful. Some of their other communities have been abandoned such as King's Grant. Contact me with any questions.

Thanks,

Matt Gorham
Keller Williams Real Estate
610 842 2686
... more
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Tue May 22, 2012
Mary answered:
The Hidden Forest neighborhood (off of Barley Sheaf Road) is great. Quiet and close to shopping, highways and only a mile from the Thorndale Train Station (trains to Philly or Amtrak line). ... more
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Thu Aug 26, 2010
Byron K Jones answered:
Call me I am the listing agent. I am Marlene Jones of Keller Williams Realty Midway at 484-784-2136. Make your appointment today!! This is a beautiful home!
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Fri Feb 26, 2010
Ruth Parker answered:
Tina,
I think it is tricky to find just the right rental and the right section 8 tenant. One good way is to find properties for sale that already have section 8 tenants who are willing to stay. The home would be already section 8 approved and you would have instant income from day one. Its true there are inspections that are required and you will need to keep up the property to maintain its eligibility. I have such a listing coming on the market next weekend. Contact me and I will give you the details of this property in Indian King as well as others that are already section 8 approved. My pleasure to help buyers and sellers with their homework. ... more
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Mon Sep 7, 2009
Ruth Parker answered:
Dear Kelvin,
There are many homes within a mile of the VA hospital that are so convenient you can ride your bike or walk to the hospital. It is right off the 30 bypass with it's own exit which means you can have your choice of up to 5 towns and three school districts within 15 minutes. I have a spectacular listing I would love to show you on 2+ parklike acres, 3 bedrooms, living room, billiards room, .... so beautiful for $350,000. Also another in the VA vicinity with an enclosed back yard with gazebo, fish pond with bridge, 3 bedrooms and finished basement - for $225,000. What price range are you hoping to find in the VA area?

My team has a Buyer Specialist and a Listing Specialist.
We love helping buyers and sellers do their Homework.
www.RuthParker.net 610-213-1809
... more
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