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Cloverdale : Real Estate Advice

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  • Home Buying4
  • Home Selling0
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Activity 14
Wed Jun 24, 2015
Anne Baker answered:
I've lived in Cloverdale for nearly four years and I love it. People often talk about the heat in Cloverdale but I like to say, "It's always sunny in Cloverdale." Before I leave Cloverdale early in the morning the sun is out and the birds are chattering happily. Then as I drive along the 101 with not many vehicles I hit the fog belt often as soon as Asti and sometimes not till Healdsburg.

The heat is okay as long as you have air conditioning. I'll take the sun with the heat over the overcast with a cooler day. Plus, you can usually enjoy a comfortable evening barbecue outdoors.

It's definitely a small town but we like to have fun. In the Summer we enjoy Friday Night Live in the Plaza. There are the normal service organizations if you like to be involved in the community. I'm in Rotary and have fun supporting and volunteering for our events.
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Sat Apr 11, 2015
Randall Ortiz answered:
They decided not to sell the home right now, or at least cancelled the agreement with their realtor.
0 votes 2 answers Share Flag
Thu Jun 5, 2014
You can refinance a home two years after short sale with a conventional loan if you have 20% equity.

Jared Leichliter
Mortgage Wholesale Network
888-842-4452 ... more
0 votes 8 answers Share Flag
Tue Apr 29, 2014
Steve Burgess answered:
Well nothing to worried since there are quite a few private loaning institutes operating to help you even when Govt. banks are not cooperating enough during touch times, so check those option & read their terms & conditions thoroughly before applying. ... more
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Wed Sep 11, 2013
JR Thrasher answered:
I wrote a blog about "Finding Foreclosed Homes on Trulia" just last week. I'll put a link in the web reference. That should answer all of your questions.

J.R. Thrasher
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Fri Feb 22, 2013
Anne Baker answered:
Have you discovered Craigslist? I just looked and found three from 1200-1250. Here's a house
0 votes 1 answer Share Flag
Mon Oct 22, 2012
Matthew Bartlett answered:
Hello Shad,

Two to three years is the standard time period after a short sale you may look to purchase a home. I suggest that you speak with your Lender and start the pre-approval process. The fact that you have 20% down is a good start. If you have managed to keep your debt down and pay your current bills on time this will also help in your attempt to gain loan approval. Good luck!

Warmest Regards,

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Thu Jul 12, 2012
Gabino_Barrera answered:
I agree 100% with Gregorio
0 votes 2 answers Share Flag
Fri Aug 19, 2011
Terri Vellios answered:
There is not enough information to answer this question. You need to provide the address or contact the listing agent directly. Sorry.
0 votes 1 answer Share Flag
Sun Nov 28, 2010
Mary O'Gorman answered:
Hello Lon,
I am aware of two equestrian properties in Cloverdale. Both are on River Road, Although not actually foreclosures, both have been on the market for a very, very long time so chances are the owner will consider a low offer. Please send me you email address so I can forward a copy of the mls listing.
Call me if you are interested.
Mary O'Gorman
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Tue Oct 26, 2010
Michelle Romero answered:
I work with Fannie Mae asset managers in Sonoma, Napa and Lake counties. The answer depends a lot on the listing agent's individual asset manager but the first question is...Is this a lender required repair? Did the appraiser call the issue out on the appraisal and then the lender ask for the repair as a condition of funding the loan? If we are talking about dry rot and termite treatments they are pretty amiable to making those repairs to close the deal. If we are talking about replacing a roof or repairing a septic system then they may choose to look for a new offer where the buyer can purchase with cash and buy the property as is. As a rule when making offers on a bank owned property, if you can see the issue with your own two eyes when looking at the house and you make an offer on that house then you have made the offer with all the defects you are aware of when you made the offer. If things come up during inspections the seller (as with any home seller) can choose to accept, reject or counter your request for repairs. Good luck with your purchase. ... more
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Tue Feb 5, 2008
Johnny Huang, MBA answered:
Sun Feb 3, 2008
margaret razon answered:
I left an answer about my listings in Palomino Lakes and I gave the wrong web reference for a virtual look. Please see the link below. Thanks for your interest.
0 votes 3 answers Share Flag
Sat Feb 2, 2008
margaret razon answered:
Hi, You asked this questions many months ago and now this sort of thing with dramatic changes in value is pretty wide spread. It's an investors market out here now and the bank owned houses are really starting to sell, finally the investors are having their day. If you are an investor email me for information, don't lose this chance. ... more
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