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Home Buying in Clifton Park : Real Estate Advice

  • All40
  • Local Info3
  • Home Buying10
  • Home Selling1
  • Market Conditions0

Activity 15
Tue Aug 12, 2014
Debra (Debbie) Rose answered:
Follow Sally's advice.
Read the Community Guidelines located at the bottom of the page, as your post is inappropriate/spam.

This is Q&A section meant for real questions....not to overtly solicit business. ... more
1 vote 2 answers Share Flag
Tue Jan 7, 2014
Pamela Marinello (Premier Agent) answered:
Hi Dennis,
I see this question was asked quite a while ago without a response. I would think the short answer is communication. If weeks have gone by without a call to check in, then that agent must not have you as a priority client. Also, tell your agent what you expect from them, so there is no mystery. Such as; "I would appreciate an agent who calls me twice a week, and one that answers my call within a 24 hour period." Choosing an agent can be hard, since all kind of sell the same line, trust your gut on this one, but also ask if they are a full time agent, and will they make you a priority client, also ask if they know their way around the computer etc. Just some ideas. ... more
0 votes 1 answer Share Flag
Fri Oct 11, 2013
Ron Gaddis answered:
Syedas4,
Hi my name is Ron Gaddis I'm with Great Plains National Bank. We are in Ballston Spa, NY.
We have no application fees and can get you a pre approval letter form our Bank. This way you can shop for a home in the price range that you are approved for., and speed up closing time.Please contact me with any questionss.

518-288-2784 direct line
866-962-6698 x. 353
... more
0 votes 4 answers Share Flag
Mon May 20, 2013
Joel Koval answered:
I would speak to the town planner to get all the detail I could before making any decision. He/She would know better than anyone how the pond would be maintained, and therefor how attractive it might be to people using the trail near it. These ponds are usually a part of the storm water management system for the subdivision and generally are dedicated over to the town for periodic maintenance (unless an HOA has been established and is obliged to the maintenance of the pond).

I've seen situations where these ponds and trails add to the desirability of a property, and situations where the new homeowner was very upset with seeing people milling around the outskirts of their property on public trails. If you think you'd be in the latter camp, no discount will be worth taking this lot. Pay the premium now and get what you want, it only costs about $4.50 to finance $1000 with today's rates so even a $15,000 lot premium would only cost you $67.50 a month.
... more
0 votes 3 answers Share Flag
Sun May 19, 2013
Dennis Evans answered:
I actually had purchased a home in Clifton Park that was the model Home... They typically have many of the upgrades and are a Show case for the builder... So, I feel, Are of a good quality..
In any case, I realize that this question was quite some time ago... But live in Clifton park and would like to help you if you are still looking or just would like good information.
Give me a call or text at 518-649-2507
Dennis Evans
Coldwell Banker
... more
0 votes 6 answers Share Flag
Sun May 19, 2013
Dennis Evans answered:
Harry,
I agree with the answers given on this post... The Majority of homes in the area are on public water and sewer... I would be more than happy to go over your question in person...
Please give me a call
Dennis Evans
Coldwell Banker
518-649-2507
... more
0 votes 5 answers Share Flag
Thu May 16, 2013
Rene Moya answered:
Hi Tony,
As an appraisr and real estate salesperson, I understand many may use the name of townhome and condo as the same. But its important to know that its not the same an markets have no difference, especially when it comes to financing it. The condominium style can vary from: attached ranch style, to apartment like units. A condominum is basically a form of ownership. A condominium means that you own the space inside the walls within a particular structure and nothing else, everyting else is a common element and the ownership is shared with all others.(ei. walkways, ammenities, parking...) on these properties you will have to pay a HOA or maintenance fee. A townhome is basically an attached single family property on which you share a wall of with another unit. on a townhome you actually purchase the land with all of its rights, and some will have a HOA fee and others won't. The ones with HOA fees typically will have ammenites within the project that are supported by the fees. I hope this clarifies your question! If you have further questions feel free to contact me. Thanks.
Rene Moya
813-731-1750
FL & NY State Certifed Residential Appraiser
NY license sales person
... more
0 votes 11 answers Share Flag
Tue May 14, 2013
Dennis Evans answered:
The listing price is clearly the single item that can sell a home quickly, Not to say that you cant attract some attention through marketing as well....
If i can help in any way.... Here is my contact information
Dennis Evans
Coldwell Banker Prime Properties
518-649-2507
... more
0 votes 7 answers Share Flag
Wed Aug 15, 2012
Heidi Tatro answered:
this home is a resale and still available.
0 votes 2 answers Share Flag
Wed Aug 15, 2012
Victoria Romeo answered:
Hi Mehjabeen,

Are you referring to 8 Skybrook Circle? If so, it's a new construction home for sale by private owners, not the construction company.

My email is tori@blisspropertiesofny.com. If you email me, I'd be happy to send you the listing information for the property :)

Hope this helps!
~Tori
NYS Licensed Real Estate Salesperson
Certified Buyer Representative
Bliss Properties of NY
tori@blisspropertiesofny.com
518-788-8865
... more
0 votes 1 answer Share Flag
Thu Aug 9, 2012
Victoria Romeo answered:
Hi Mehjabeen,

As Jason said, it could have been a model home or sometimes the builders live in a home in the development while they are building. Once the construction of the neighborhood is complete, they sell their home and move onto the next location.

There are many potential reasons. If you are interested in the house, I'd be happy to find out more information for you. I am available 8am-8pm daily. Feel free to give me a call or email to let me know your specific questions. If I can't answer them, I'd be happy to find the right answers for you.

Best,
~Tori
Certified Buyers Representative
Licensed Real Estate Salesperson
Bliss Properties of New York
Clifton Park, NY 12065
www.blisspropertiesofny.com
518-788-8865
tori@blisspropertiesofny.com
... more
0 votes 2 answers Share Flag
Wed Jun 6, 2012
Anna M Brocco answered:
Rather than waiting for open houses and added buyer competition, why not consider working with an agent of your own, who can schedule showings around your schedule. If purchasing with a mortgage, be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
0 votes 2 answers Share Flag
Sun Feb 28, 2010
Joel Koval answered:
The condition on your appraisal report requires the appraiser to reinspect for compliance after the work has been completed. The $125 charge is for that reinspection and the associated paperwork. It's not an uncommon occurance when going with FHA financing, and there really isn't any way to get around it. $125 may be a little on the high side, but not outrageously so, and probably not worth arguing about the difference.

Good luck with your closing.

Joel Koval
Licensed Associate R.E. Broker
RealtyUSA
... more
0 votes 4 answers Share Flag
Mon Feb 22, 2010
Lewis Beynon answered:
Arslanb,

First and foremost, I am a REALTOR, not a loan officer, so please accept my comments as a matter of personal opinion not legal advice.

MIP is required when the LTV (Loan to Value) is over 80%. Once you pay the loan down and realize appreciation so the LTV is less than 80%, you can have MIP removed.

Title insurance for the lender is required by the bank but it is optional for the buyer. However, I HIGHLY recommend it!! Try to negotiate a better price, although these rates MAYBE controlled by the state.

Lenders can't play games on the transfer tax simply because it is a TAX. They can't over charge you and then only pass on part of it to the state.

You are required to bring a paid hazard insurance policy to closing. This is POC (paid outside of closing) so I'm not sure why they are showing it here too. Ask for the details on the escrow amount ($3,362.55).

Best wishes on a smooth closing!!!

LewisB
... more
0 votes 1 answer Share Flag
Wed Jan 13, 2010
Deborah Conti answered:
Hi Gary,

In this market, few buyer's are going that route. The advantage is that you have "First Offer" on the property, if another offer comes in, the seller has to give you "48 Hours" (which is the norm on a contigency such as this) to make up your mind if you want the house or not. In a slower market, as it is now, it can be a good thing to do, since you will have the option of backing out if another offer comes in. In the meantime, you will be aggressively selling your house and priced right it may sell. And, once it sells and a firm contract is received, the contingency is dropped and you have a new home! It can work, but not used often. Good luck! ... more
0 votes 4 answers Share Flag
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