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34711 : Real Estate Advice

  • All53
  • Local Info8
  • Home Buying19
  • Home Selling8
  • Market Conditions2

Activity 43
Sat Jan 28, 2017
Anthony Lewis asked:
Sun Nov 27, 2016
Joanne Tosi, Realtor answered:
Hi Airgon,

I am a realtor in Clermont and its surrounding areas. Are you still interested in purchasing a home in this area? If so, email me at homesandhorses1@gmail.com so we can review your criteria! ... more
0 votes 19 answers Share Flag
Sun Nov 27, 2016
Joanne Tosi, Realtor answered:
Hi Professorman,

Are you still interested in relocating to Clermont? If so, I am a real estate agent in this area will be able to assist you and your family! Email me at homesandhorses1@gmail.com so we can review your criteria for your new home! ... more
0 votes 3 answers Share Flag
Sun Nov 27, 2016
Joanne Tosi, Realtor answered:
Hi Vrobaldo,

I am a real estate agent in Clermont and its areas close by. There are many good builders in Clermont and its surrounding areas. I noticed you are from the Cocoa area - we would need to spend some time exploring builders and finding out what their guarantees are for the homes they build. You also have the right to get an outside Home Inspection done on your new house, which is always a good idea to have a 2nd opinion! Email me and I can assist you and your family! homesandhorses1@gmail.com ... more
0 votes 3 answers Share Flag
Sun Nov 27, 2016
Joanne Tosi, Realtor answered:
Hi Awilda,

I am a real estate agent in Clermont and its surrounding areas. I am very familiar with these neighborhoods! I will be glad to send you continuous updated listings. Email me at homesandhorses1@gmail.com so we can review more of the criteria you desire for your new home! ... more
0 votes 1 answer Share Flag
Sun Nov 27, 2016
Joanne Tosi, Realtor answered:
Hi times1@gmail,

I am a real estate agent in the Orlando Tri-County area, and I am very familiar with the neighborhoods in Clermont and its surrounding areas. Let's touch base so I can better assist you in finding just the right property for your family! email me at homesandhorses1@gmail.com so we can discuss your criteria for your home! ... more
0 votes 3 answers Share Flag
Sun Mar 20, 2016
Alysse Musgrave answered:
If you're serious about buying a home, hire an Exclusive Buyer Agent to represent you. EBAs represent homebuyers only so there is no conflict of interest to jeopardize your negotiating position. Visit http://naeba.org for a referral.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
0 votes 1 answer Share Flag
Mon Feb 23, 2015
Carol Schmid answered:
I think it is the agent more than the company that matters. If you are planning on listing your home, call a handful of agents and interview them. You are not obligated to use anyone you are not comfortable with. Selling your home is a big deal and you should seek out different agents and choose the one you feel will do what is best for YOU ... more
0 votes 5 answers Share Flag
Wed Feb 11, 2015
Carol Schmid answered:
I think the best thing to do for the most accurate information is to contact a Trulia rep. They have access to your broker's account. I hope you get your issue resolved!
0 votes 6 answers Share Flag
Fri Oct 31, 2014
Adam G. Rodriguez, PA answered:
If you kept your payments current during the short sale process, you MAY be able to qualify for a mortgage within 6 months after your short sale. The best thing to do is talk to a mortgage banker, not one of the big banks,but a local banker that specializes in writing mortgages. I have a few I can recommend to you that have done amazing with my past clients. ... more
0 votes 16 answers Share Flag
Wed Apr 16, 2014
Cathy Starkweather answered:
As many others have stated entrusting your exceptional Realtor with the gift of referrals of friends, family and colleagues is the best thank you as well as recommendations on any sites your Realtor has a profile. ... more
0 votes 5 answers Share Flag
Sat Apr 5, 2014
Cathy Starkweather answered:
That really depends on what you're looking for in a bank and everyone's priorities are not necessarily the same. Here's a website to look over for assistance - http://www.findabetterbank.com/.

Clermont is large as a zip code so it also depends on how close you'd like to be to your bank.
... more
0 votes 2 answers Share Flag
Fri Feb 21, 2014
Annette Lawrence answered:
Trust and Forgive, this afternoon I will be publishing a blog with detailed information regarding rent-to-own. It really does reveal the methods of RTO and the thinking behind them. If after reading the blog you still have interest, that would be the time to pick up the phone and call a Clemont FL REALTOR. -------My Trulia blog site is: www.Trulia.com/blog/annettelawrence ... more
0 votes 2 answers Share Flag
Wed Sep 25, 2013
Eliana Villarta answered:
Hi Wwear39

The best way to have a good estimate is by doing a CMA, you need to contact a realtor
to help you with that.,not only the location but also the condition of the house counts.

ELIANA VILLARTA
AVALAR REAL ESTATE
CEL 3056062544
... more
0 votes 6 answers Share Flag
Sun Nov 25, 2012
Trevor Curran answered:
Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

Key Points of Rent-To-Own:
• Portion of monthly rent payment is set aside by Landlord towards a future down payment
• Landlord/Seller locks you into a price today for a purchase tomorrow
• Forces the Tenant/Homebuyer to save towards down payment
• Tenant/Homebuyer still has to apply for a mortgage in the future to purchase the home

Rent-To-Own "forces" savings towards a down payment. Your Landlord deducts a pre-determined amount to hold in a special bank account, called an "escrow" account until you have saved up enough---through this "forced-savings" method---to meet a down payment to purchase the home.
At the end of the agreement, usually 2 to 3 years, you must apply for a mortgage loan to complete the purchase of the home. The terms of the purchase price, including the down payment amount, and the amount to be set aside from the rental for down payment, are all set down at the time of lease signing.

You can save for a down payment on your own.

If you are dedicated to the idea of buying a home, create a savings plan. When you have enough for a down payment YOU get to decide on the price you're willing to pay for a home based on market conditions.
With Rent To Own you're locked in to the house and to the price. What happens if three years from now your life situation has changed? Maybe you need a bigger/smaller home. Maybe your employment has relocated. Maybe your credit or income is insufficient to qualify for a mortgage loan.

Get Prequalified by a local Mortgage Banker. You may find you're qualified now for a mortgage loan.

Trevor Curran
NMLS #40140
... more
0 votes 2 answers Share Flag
Thu Oct 11, 2012
Alison Hillman answered:
Hey Mason,

I'm not sure, but maybe this will help?

http://finance.yahoo.com/news/vacation-rental-resurgence-summer-occupancy-150400088.html

Best,
Ali, Community Manager
0 votes 1 answer Share Flag
Thu Sep 6, 2012
Mark Petrillo answered:
You will find alot of your questions answered here:
http://clermontshortsalespecialists.theshortsaleguide.com/
0 votes 8 answers Share Flag
Sun Aug 19, 2012
Stephen McRory answered:
-
You got to understand, B of A could care less about you and any incontinence you may be going through!

They are being worked by the seller using the system by a seller trying to walk away from thousands of dollars and their contractual obligations. Do you for one second think B of A cares about you trying to buy the home?

What if you had loaned that seller the money and were holding the note on that house and that borrower was working the system to get out of paying you the money they borrowed from you?

Like most Short Sales (i.e. Long Sales) the owners can actually afford the payments, but because the home is worth less than they owe and so many others have done it, they’re trying to suddenly play victim in effort to bail from their contractual obligations.

Question: What if in 5 yrs the Banks were to contact owners and say…”Hey, Mr. and Mrs. Borrower, your home value has gone way up above what you bought the home for and what you owe, so that 3.125% fixed rate you got in 2012, well we need to raise it to 8.00% because it’s just not worth it for us to have this loan anymore. Therefore, we need to Short Sale your Mortgage Loan if you will not agree to an increase in rate to 8.00%

OM GOSH, could you imagine?

These banks are not hurting like they were 2 yrs ago and they’ll drag this out as long as they feel like it, BPO after BPO, then RE-qualifying the sellers again and again, etc.!

Short Sales are CLOWN CARS FULL OF HORRORS!

Move on to a Re-sale or Foreclosure while rates are still low.
... more
0 votes 3 answers Share Flag
Mon Jul 30, 2012
Annalew answered:
We have just purchased a house in downtown Clermont and we are going to rent it. The house has 3 bedrooms and 2 baths and the area is just what you are looking for: it' very quiet, walking distance to bike trail, lakes, farmers market...If you are interested please email mzyzanski@yahoo.com ... more
0 votes 3 answers Share Flag
Sun Jul 1, 2012
Vivienne Cunningham answered:
Yes they do have an addendum and they will make it available when its time to make on offer if not appraise then you will have the chance reneg or cancel the offer.
Vivcunningham
321_2318487 ... more
0 votes 4 answers Share Flag
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