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Home Buying in Cleburne : Real Estate Advice

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  • Home Buying8
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Activity 9
Mon Nov 16, 2015
Susie Kay answered:
Betty,

Your question is too general as any updates that you'd like in the home will cost you. I would suggest that you obtain a bid or two from a general contractor.
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Tue Apr 7, 2015
Bill Burress answered:
This sounds like a pretty good deal to me. I haven't heard of this being illegal but you should check with an attorney. You might also ask the realtor to give you his/her source for the information. ... more
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Mon Sep 9, 2013
Tanya Ess-Young answered:
Water Department
(817) 645-0918
(817) 645-0919

Tax Office - see provided link below.

Gas Co. - https://www.google.com/search?q=cleburne&oq=cleburne&aqs=chrome..69i57j0l2j5.1235j0&sourceid=chrome&ie=UTF-8#q=cleburne+tx++gas+company ... more
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Thu Apr 18, 2013
Bruce Lynn answered:
Yes and no....one option is to look at the HUD home store website and look at insurable properties.
This only gives you HUD foreclosures though....
Otherwise you need to find a home in decent move in ready condition....no way to know 100% until appraisal, but you could start with this checklist.....this is not a minimum or 100%, but a start. If the home has these issues, you may have a hard time getting it to meet FHA appraisal guidelines

Missing handrails
Cracked or damaged exit doors that are otherwise operable
Cracked window glass
Defective paint surfaces in homes constructed post-1978
Minor plumbing leaks (such as leaky faucets)
Defective floor finish or covering (worn through the finish, badly soiled carpeting)
Evidence of previous (non-active) wood destroying insect /organism damage where there is no evidence of unrepaired structural damage
Rotten or worn out counter tops
Damaged plaster, sheetrock or other wall and ceiling materials in homes constructed post-1978
Poor workmanship
Trip hazards (cracked or partially heaving sidewalks, poorly installed carpeting)
Crawl space with debris and trash
Lack of an all weather driveway surface

Your great realtor will help you evaluate these issues before you ever make an offer, do a home inspection, or get to appraisal stage.

From your statement though, how did you determine if the home was FHA approved or not. FHA as a general rule does not approve or disapprove homes....not sure if that is what you meant or not.

Another option is to see if you could qualify for rennovation financing either FHA 203k or conventional that would allow you to make repairs and improvements after closing. Or you might see if you could put a little more money down to use conventional financing that might not be as hard as FHA on the safety/livability issues.
... more
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Tue Apr 16, 2013
Shannon Victory answered:
you can check any tax assessment and appraisal history in Johnson County using their website www.johnsoncad.com
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Sat Oct 20, 2012
Shannon Victory answered:
this property is also listed for rent on Trulia and there are photos posted under that listing
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Sun May 20, 2012
Edward Isbell answered:
What is a good price for a TV? There are so many options to moving now - type of vehicle, size, distance, # of days required, loading/unloading assistance, etc ... You need to answer all of these questions yourself before you even begin to shop around. Don't forget to check out the local Mom & Pop shops either - they might just be the best deal around. ... more
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Sun May 13, 2012
Roswell Moore, answered:
Be wary of the "Identity of Interest" clause in the lenders guidelines. This pertains to the renter buying the home from their landlord. If the landlord is not your employer or church group, you may have a hard time securing financing. There are other variables that play into this mix, but get with a competent loan originator & ask about this upfront.

All the best,
Ros

Roswell Moore, CMPS
Certified Mortgage Planner
480-422-5095 direct
http://www.ezAZloan.com

We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow HoldBacks!
... more
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Tue Apr 22, 2008
Melissa Reaves answered:
The courthouse downtown will have a list of forclosures right now that will be up for auction the first Tuesday in May.
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