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Clarke County : Real Estate Advice

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Activity 85
Fri Sep 9, 2016
stellabandit asked:
Pervasive mold found during home inspection as well as contributing moisture issues—about 10,000 required for mold remediation and repairs. We negotiated a price reduction of 10,000 to…
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Wed Aug 24, 2016
Nancy asked:
Transferring from Atlanta to Chicago area. Excellent landlord references, no pets, non- smokers...need place for a Sept 1st move in date....
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Fri Jul 8, 2016
13pbjack answered:
Are you still interested in buying property . I have 5 Brand new student homes / with renters that I would like to sale. if your interested.
0 votes 7 answers Share Flag
Mon Apr 11, 2016
Mjvhmerch answered:
Apparently you don't. Trulia just leaves it up for people to waste theirs and your time calling and emailing you for eternity on a house you rented three months ago and have made multiple requests to take down from all the other $hitty parent sites related to Trulia in all its $hittiness.

$hit website. $hit service.
... more
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Wed Mar 9, 2016
etrice25 asked:
Fri Feb 19, 2016
Kirsten Wellborn answered:
I think that questions is like a lot of questions. .... It depends.

A lot depends on your situation.

Are you looking for down payment assistance?
Will you be putting 20% down?
Do you need a renovation loan?
Are you a first time homebuyer?

There are many different loan programs out there, and different lenders offer different ones.

I'd be happy to make a suggestion of a lender based on your goals.
... more
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Tue Jan 12, 2016
Tony Grech answered:
Hi Anthony,

Couple things going on there. It sounds like she is basically self employed/1099'd. That's going to be really tough to do without 2 years, because that is the point basically where income is considered stable and verifiable.

Also with the limited credit history, that raises an issue of stability.

She could definitely apply herself without you, but believe it or not your 630 credit (if long established) may actually help.

I would say the non-occupant co-borrower route (co-signer) would be the best road to go down. FHA permits you to qualify off of her income alone so that might work. Feel free to give me a call or message me and I can walk you through the process to see what you can be approved for.

Tony
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Mon Sep 14, 2015
USMortgageRanger answered:
What you are referring too is know as HMDA data. HMDA data provide information regarding home mortgage lending activity. PMIC data contain the same variables as the HMDA data, but are voluntarily reported by private mortgage insurance companies. PMIC Aggregate & Disclosure data is available through 2012 only. HMDA and PMIC data generally become available by September of the year following the calendar year (CY) of the data. The data and reports can be used along with the Census demographic information for data analysis purposes. See https://www.ffiec.gov/hmda/hmdaproducts.htm

I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
7933 Preston Rd
Plano TX 75024
Phone (469) 315-1709
EFax (855) 606-5476
https://mortgages.capitalone.com/home-loans/loan-officer/plano-texas/lowell-sterling
... more
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Fri May 29, 2015
RonS answered:
There is no such process and no such list. There are however, bank owned homes listed for sale on SOME bank's websites. Happy hunting.
0 votes 1 answer Share Flag
Mon Feb 9, 2015
Shana Norton asked:
I have updated and written my information into this site twice now, and have saved it each time. I need to add pictures and also for the information to be updated. What am I doing wrong?…
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Mon Feb 9, 2015
Shana Norton asked:
Tue Aug 5, 2014
Ron Rovtar answered:
Hi Tasargent774:

This question was asked back in June, so I am hoping you were abel to get everything worked out with your agent. It does look like you were pretty frustrated at that time since you asked four questions, all of which seem to imply that you did not understand what the agent was doing or why the agent was doing it. So, just for the sake of everyone who is following this question. When putting a house on the market, your real estate agent should make sure you fully understand all the important provisions in your listing agreement. You do not have to agree to any scheduled reductions, but you can if you like. If your agent wants to reduce the price of your home or wants to reduce it beyond a schedule contractual reduction, you may say "no." The main lesson here is that you should make sure you thoroughly understand the listing agreement. And, if you do not, you really should talk to an attorney who can explain it to you.

Best,
Ron
... more
0 votes 6 answers Share Flag
Tue Aug 5, 2014
Tracy Santrock answered:
Clear communication lines should be drawn with all parties enganged in the selling of a home especially when divorced parties are involved. I would let the Realtor know your expectations - that both parties have a vested interest in the transaction and that all parties need to be on the same page. ... more
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Tue Aug 5, 2014
Tracy Santrock answered:
As mentioned below the homeowner is responsible for the sellers commission and the buyer's agent's commission. In our area 5% is typical for both sides.
0 votes 4 answers Share Flag
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