3 active duplex listings meet the criteria you described . 95610, 95621, 95662, 95628, 95661, 95608 with at least one 3 bedroom side: They are all currently occupied.
They are: #13051051in Carmichael. 3 bed/2ba/2 car garage and 2 bed/1ba/1 car garage. Both units occupied on month to month by tenants. asking price is $359,000
and:13066670 Duplex with long term tenants in a great area in Orangevale. One side is 3 bedroom, 2 bath with 2 car garage the other side is 2 bedroom, 2 bath with single car garage./ vaulted ceilings, breakfast bars, large bedrooms and good closet space. The larger side has a wood stove insert, covered patio and gazebo. The smaller side has inside laundry, upgrades in recent years including roof, windows, hot water heater, laminate & tile flooring, vinyl fencing; Leases are good through Sept. $365,500
and 14002527 : Fair Oaks location in high-end neighborhood / 3bdrm/1.5 bath, 1313sqft units w/fire place. One unit w/add'l skylight. Close to Bannister Park & American River. Shared pool & picnic area, divided covered patios. Each unit has deep, 2-car garage w/lots of storage space. $429,900