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Chula Vista : Real Estate Advice

  • All390
  • Local Info21
  • Home Buying99
  • Home Selling3
  • Market Conditions11

Activity 337
Fri Nov 17, 2017
Darrell Jackson asked:
My house was just listed MLS 170058962 but it's not listed on Trulia nor Zillow but it posted everywhere else, I want to get most exposure i can get
0 votes 0 Answers Share Flag
Wed Nov 15, 2017
Mijo15555 answered:
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0 votes 21 answers Share Flag
Sat Nov 4, 2017
Pianoscat asked:
Sun Oct 29, 2017
Frank S. answered:
Most people disqualify themselves without knowing their loan programs available or qualifications.

You may consider FHA 3.5% down from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score. You may consider FHA 10% down with fico scores between 500-579.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. There are many possibilities with each credit scenario. These days you can buy one day after a short sale, foreclosure or deed in lieu with 20% down. Check out the web reference link...
... more
0 votes 5 answers Share Flag
Mon Oct 23, 2017
Debbieduarte19696969 answered:
How do I find out if the house I am renting is in foreclosure
0 votes 14 answers Share Flag
Fri Oct 20, 2017
Frank S. answered:
Hello Ivan, only if you want to pay a higher interest rate with a subprime loan. FHA pencils out better even with mortgage insurance. Feel free to contact the web reference below for a rate and terms quote to make an informed decision. ... more
0 votes 1 answer Share Flag
Wed Oct 18, 2017
Frank S. answered:
Hello Veronica, yes plenty of time. The web reference link below can furnish a pre-approval and fee sheet with rate and term quote with the receipt of the appropriate documentation within 24 hours. You can compare rates from a few companies like the web reference link but don't have anyone run credit.

They have many banks to choose from to fit your financial scenario to the best rates. It will depend on the loan program choice as well. FHA rates pencil out better with lower rates then conventional.

You may consider FHA 3.5% down from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score.
... more
0 votes 1 answer Share Flag
Thu Aug 24, 2017
Jrlapira answered:
Go to AHRN military website and my rental property is listed in there
House available by the last week of September/located at 2350 forest oaks dr chula vista ca 91915
0 votes 1 answer Share Flag
Wed Jul 19, 2017
Alexander Wesley answered:
Think no one is Lending? Think again, Xanda financial is running a relief loan program at this time. For more info, Call 570-521-6506
0 votes 4 answers Share Flag
Wed Jul 19, 2017
Zsa4646 answered:
Markets are different in different areas. As a new investor I think condos are a smart investment than single family home. Since condo expenses are pretty predictable. But back again on our respective choices. If you're in doubt maybe you should check at www.biesterbos.nl ; they offer an amazing house but also cost effective. Check them out for expert solution. ... more
0 votes 12 answers Share Flag
Sat Jul 15, 2017
Kristine.kincaid96 asked:
I'm 21 yo and I'm looking to buy a home, my credit is 625 score and it's a year in a half old, also I'm self employed. Is there any programs available or do I have to put a 20% down in order…
0 votes 0 Answers Share Flag
Thu Jul 6, 2017
2057barbadoscove asked:
Hello, I rented my place: 2057 Barbados Cove Unit 3 CHula Vista, CA 91915 already, but I cannot seem to delete it from Trulia. Can you please help me remove this listing?

Thank you
0 votes 0 Answers Share Flag
Thu Jul 6, 2017
Alexused answered:
Hello,
I've been checking out a ton of these threads for tenant screening, and just came across your question! As a relatively new leaser myself, I had a very similar question when I was beginning. There are lots of services to use that will perform credit checks for you, along with other services included.
One I highly recommend is called TenantMagic, and for FREE to you, they will provide you with credit scores, criminal reports, eviction reports, sex offender reports, all with a completed rental application. Really amazing customer service, would recommend that you check them out if you get the chance. Let me know if you have any other questions, as I was in a similar position as you are.
... more
4 votes 1 answer Share Flag
Thu Jun 29, 2017
Danarenee8 asked:
Looking to buy a home in a new community that is about 1,000 yards from Otay Landfill. Are cancer rates typically higher for those living that closely?
0 votes 0 Answers Share Flag
Sun Apr 9, 2017
Mays Kuhail answered:
It all really depends on the area you're looking into. When it comes to San Diego, these are the most affordable neighborhoods:

1. University Heights

The numbers:

Median Property Price: $480,000
Traditional Rental Income: $1490
Airbnb Rental Income: $2,459.46
Traditional CoC Return: 04%
Airbnb CoC Return: 25%
Traditional Cap Rate: 59%
Airbnb Cap Rate: 94%
Airbnb Occupancy Rate: 47%

2. Hillcrest

The numbers:

Median Property Price: $522,000
Traditional Rental Income: $1,658.44
Airbnb Rental Income: $2,353.12
Traditional CoC Return: 25%
Airbnb CoC Return: 78%
Traditional Cap Rate: 59%
Airbnb Cap Rate: 41%
Airbnb Occupancy Rate: 56%

3. East Village

The numbers:

Median Property Price: $550,000
Traditional Rental Income: $2,467.08
Airbnb Rental Income: $1,703.31
Traditional CoC Return: 3%
Airbnb CoC Return: 16%
Traditional Cap Rate: 64%
Airbnb Cap Rate: 45%
Airbnb Occupancy Rate: 3%
... more
0 votes 13 answers Share Flag
Tue Feb 28, 2017
Lorena Hagle asked:
After 8 years of living in current place, I need to look for a quite, safe, home with healthy environment. No smokers, mold, or bugs due to health issues. Only one adult/one child. Responsible.…
0 votes 0 Answers Share Flag
Fri Jan 20, 2017
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Sat Dec 31, 2016
Mike Lewis answered:
Shellie, The best way to get your home's value is to have a local agent help you. There are many computerized home value estimators but the most accurate way to get a proper value on your property is from a local real estate agent. An agent will look at homes that have recently sold, currently in escrow and what is available on the market for sale. The agent will look at properties similar to yours in close proximity to do a CMA Comparative Market Analysis.
The agent will need to see your property to look at condition, upgrades, yard, landscaping etc... to place the proper value on your home. It also matters who you hire to sell your home. Establishing value is one thing - getting top-dollar takes an agent that knows how to market your property to get it in front of as many potential buyers as possible. That's where hiring a real professional is important.
I would love to give you a free home analysis of your property. If you would like that then please contact me at 619-981-3918 or visit my website at http://www.dawnsellssandiego.com/
Mike Lewis - The Lewis Team at Keller Williams
... more
0 votes 4 answers Share Flag
Sun Dec 25, 2016
Susie Kay answered:
Yes, appraiser will give you the value of your home. Appraiser will compare your home (called subject property) to others in a similar area/subdivision with almost the same upgrades. Adjustment is done accordingly depending whether the subject property is superior or inferior compared to the comps.

I hope this makes sense!
... more
0 votes 2 answers Share Flag
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