Actually, a 3 family for 130,000 maybe in fair condition, but there is probably some work needed such as roof, cosmetics, or utilities. I am selling a 2 family in Springfield for only $110,000 which will be on the market in 2 weeks. It only needs some cosmetics and a roof.
There are lots of multifamilies in the Chicopee and Springfield market. The key is a good agent to outline the positives and negatives with each property and then taking these stats and looking at your goals for owning a property like this.