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Home Buying in Chicopee : Real Estate Advice

  • All58
  • Local Info4
  • Home Buying8
  • Home Selling2
  • Market Conditions3

Activity 13
Fri Jan 15, 2016
Christine Moran Realtor & Notary answered:
yes. I bought my first house at 23. It was an excellent investment. I have a loan person I can refer you to if needed. If you can't get approved right now they can put you on the right path towards your goal. ... more
1 vote 1 answer Share Flag
Wed Dec 2, 2015
Susan Dominguez answered:
i would like to know if the goverment help people for first time home buyers to buy a single family home
0 votes 8 answers Share Flag
Wed Dec 31, 2014
Iris answered:
I currently live in Chicopee and I love it. Yes, there have been incidences of break ins, car theft and all that mess but its everywhere. If you ask me I'd rather live in Chicopee than in Holyoke. I used to live in Holyoke and its not what it used to be. Too much gang activity and decent people that lived there have all moved elsewhere due to the high crime and murder rate. I wouldn't live in Holyoke unless I really really need to and its only certain areas away from the actual city itself. My advice - seek housing in the areas away from the city. If you notice housing is much cheaper the closer you are to the city. Stay away from anything in the High, Maple, Oak, Beech, and other areas close to or near the city hall area. ... more
0 votes 6 answers Share Flag
Mon Feb 10, 2014
Heath Coker answered:
It may be under agreement, removed, or it may not have been in an MLS. Of course choosing a local real estate pro can help you save a lot of time. (Not me, I'm on the Cape, but I can help you choose a local pro when you are ready.)
(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)
http://www.robertpaul.com/agents/4799-Heath-Holly-Coker
... more
1 vote 6 answers Share Flag
Tue Jun 25, 2013
Fred Herman answered:
you say that you were told that the sellers were taking the condo off the market. so you're getting the truth.

as others have explained, the property owner doesn't have to take the highest offer.

there are people at the local real estate board whose job is to investigate these matters; file a complaint. let them find out what really happened.
... more
0 votes 8 answers Share Flag
Sat Apr 6, 2013
Territory.com answered:
It is called a best and final offer. Next time put and expiration date and time on that verbal (or in writing) counter offer and you should get a quicker response. There are many reasons a seller could be taking their time. They could be shopping the deal around to other interested parties, taking time to think about the price and if they want to respond with another number or take your price.

Good luck!

Territory.com
Massachusetts Premier Buyer Brokerage
617 848 5407 x704
... more
0 votes 8 answers Share Flag
Tue Apr 2, 2013
Tony Warfield answered:
Very difficult to do in today's market. But definitely should focus on speaking to a credit repair specialist. Ask around, many times a lender can or will help you if they think you may eventually come to them when your are ready for a loan. ... more
0 votes 11 answers Share Flag
Sun Mar 3, 2013
Russ Ravary answered:
Offers are looked at just not on price. A cash offer is usually the best offer in the eyes of many sellers. Other factors that come into play are: no inspection clause, no appraisal clause, higher amount of down payment, or the ability to buy the house even if the appraisal comes in low. So just because a buyer has a high offer price doesn't mean it is the best offer ... more
0 votes 10 answers Share Flag
Wed Oct 3, 2012
Tracy Gagne answered:
Hi,
Your attorney will hire a title company to do the title search which will discover any leins that are currently recorded with the property. Hope this is helpful!
0 votes 3 answers Share Flag
Sat Aug 20, 2011
Mikel DeFrancesco answered:
I think you are being led down the wrong path... you are asking about a hard money lender and are being counseled on conventional criteria.

If you are interested in financing, seek out a hard money lender. Just know that their terms are Poor and they will want a significant down payment in addition to the high rate / costs.

I know you want to own.. but it is a far better option to rent for a few years while you rebuild your credit and determine your ultimate housing needs. I know leasing entails some risk, but you can certainly negotiate a longer lease, or an extension option and the reality is that if you are a good tenant, the owner will want to hold on to you like grim death.... I wish you and your family the best of luck!
... more
0 votes 9 answers Share Flag
Mon Jan 17, 2011
Dallas Texas answered:
Lender can still accept offer HOWEVER we recommend for all clients submit your best offer. Lenders don't have an immediate response could be 30 -45 days or more.

Best keep looking

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 12 answers Share Flag
Sun Dec 27, 2009
Elizabeth Herbert answered:
I'm a Realtor in Western Mass. so I know of some Mortgage Lenders in the area who could help you if you need it. Also, I'm a Daughter of the Nile if you need help getting any services for your daughter. ... more
1 vote 3 answers Share Flag
Sun Nov 9, 2008
Bill Eckler answered:
Amy,

Purchasing bank owned property can be tricky and something that should be done only with care. I like the suggestion of being aggressive with your offer and saving back some money as insurance. Makes sense....

The bank will only sell it "As IS" so once you have made an offer don't expect them to renegotiate in the event a problem turns up. It's best to check as much out as possible prior to making an offer. You may want to have a handyman or contractor or home inspector to look at the property with you to get their advice.

Pay close attention to the big ticket items:
roof
wiring
appliances
foundation
cellar
furnace

The age of the appliances, hot water heater, furnace should serve as an indicator for the service ability of these items with out electricity.

While making your offer, since there is no power available, tthere is nothing wrong with assuming certain items are faulty and deducting their cost from your offer, to be on the safe side.

God luck,
The "Eckler Team"
... more
0 votes 9 answers Share Flag
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