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Home Buying in Chicago : Real Estate Advice

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  • Home Buying1K
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Activity 2,639
Wed Jan 17, 2018
Alan May answered:
There are programs for first-time homebuyers. Talk to your local lender, and they'll be happy to fill you in on the requirements to qualify for a first-time homebuyer program, and what is available. ... more
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Fri Jan 12, 2018
Thankyoujesusforall answered:
PLEASE I WANT TO BUY A HOME AND I NEED A PLACE TO RENT TO HELP ME BUY MY OWN HOUSE IN JESUS NAME AMEN HEBREWS 4:16

THANK YOU
0 votes 17 answers Share Flag
Thu Jan 11, 2018
Alex Taz Ruiz asked:
Wed Jan 10, 2018
Leoballer2 asked:
Mon Jan 8, 2018
Faith answered:
Hello,

I have emailed you regarding this issue.

Thank you for using Trulia!

Faith
Consumer Care Advocate
http://www.trulia.com/help/ask/
0 votes 1 answer Share Flag
Fri Dec 29, 2017
Scott Godzyk answered:
Finding a home online is the easy part, the real work and expertise shows from negotiating the offer, to inspections, mortgage and closing. Discount agents will have discount service. You can easily each out to buyer agents in your area and they will let you know who will work at a discount. ... more
0 votes 3 answers Share Flag
Fri Dec 29, 2017
John Meyers answered:
It is hard to negotiate a good price if the seller's agent is also representing you.

I recommend finding a good realtor in the area and ask if you can do a "one time showing". -- He/she can also line up similar properties to take a peek at so that you can compare or maybe even find something better.

Good luck,
John Meyers
Meyers Realty
... more
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Thu Dec 28, 2017
John Meyers answered:
Hello Sam,

Great areas but plan to pay at least $5,000/year in property taxes and about $600/mo for HOA with a 2 bed/2 bath with any condos close to downtown. -- Just let me know if you need assistance!

Thanks,
John
... more
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Sun Dec 24, 2017
morgank1087 answered:
Fri Dec 15, 2017
Susie Kay answered:
I would suggest that you pick up the phone and work with a local realtor to assist you.
0 votes 1 answer Share Flag
Sun Dec 10, 2017
Susie Kay answered:
You can do whatever you wish. If you really like this home then you can at least make the time to call the HOA and see what they have to say.
0 votes 2 answers Share Flag
Tue Nov 21, 2017
Manugent2 answered:
Realtor did not verbally advised the seller the closing cost were to be paid by the seller.
Is the realtor not acting in honesty and accountability to the seller. The agent never verbally advised the seller that the seller was to pay all closing cost, never had the seller
initial the clause on the buyer agreement presented. It was highlighted in very small print,
and never advised to the seller? Is this a violation of realtor ethics?
... more
0 votes 81 answers Share Flag
Thu Nov 16, 2017
Susie Kay answered:
Be forewarned, there are a lot of misleading info on the internet. I would suggest that you work with a local realtor to assist you.
0 votes 1 answer Share Flag
Sun Nov 12, 2017
Danielleruffin857 answered:
I had the same question recently. I found one and she has been a Godsend. Her name is Nikia Evans email: Sold by nikia @gmail.com

Tell her Danielle in Korea sent you. Best of luck!
0 votes 2 answers Share Flag
Sun Nov 5, 2017
Frank S. answered:
Hello Vichelle, you will have to have made two payments and a third by closing to qualify FHA. You may consider FHA 3.5% down from a minimum 580 fico score. The lien would have to be paid in full to consider 3% down conventional from a minimum 620 fico score.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather paystubs, bank statements, tax returns to provide to receive a pre-approval letter.

You did not mention how many bedrooms, baths or the maximum payment/price you are looking to afford. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to afford you can be emailed listings to fit your search criteria. Check out the web reference link below...
... more
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Sun Nov 5, 2017
Frank S. answered:
Hello Espinosa0108, you can contact the web reference below. Do you know what your fico scores are and how much you want to invest into the purchase?

How much are you paying in rent and what is the maximum payment you are looking to afford? Do you have down payment and closing cost or do you need down payment and closing cost assistance programs?

You may consider 3% down conventional from a minimum 620 fico score and 3.5% down FHA from a minimum 580 fico score. If you have lower scores between 500-579 you would need 10% down for FHA financing.

Your scores can be raised to qualify for programs, rates and terms as necessary. You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are looking to achieve and you can then be set up to receive daily automatic emails to fit your search criteria.

The purchase in 60629 zip code start from 57k for 3bd 1ba single family home. Check out the web reference link below...
... more
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