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Chesterfield County : Real Estate Advice

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  • Home Buying3
  • Home Selling1
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Activity 211
Sat Aug 19, 2017
swagman231 asked:
Sat Jul 1, 2017
Amber Stoner asked:
My husband and I are wanting to move within the next few months to a rental home. We currently own a home, and have been here over 3 years. But it is too small now for our family. We are…
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Thu Jun 22, 2017
Mary answered:
Hi,

Please follow the instructions below on how to find a Section 8 rental listings.

1. Click the Rent tab on our homepage
2. Enter your desired area in the search bar and hit Enter
3. Click More, enter the keyword 'Section 8', and click Search.

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
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Thu Jun 22, 2017
Choijw2 asked:
Hi, I am mid 20's
who trying to get into development field.
My dream was becoming an architect, but after many years of research, talking to architects and going to seminars, it's…
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Thu May 18, 2017
Rosi Teresi asked:
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Mon Apr 3, 2017
Aleenajoshy93 answered:
good question. i just emailed you the details. here im also doing a charity organisation for the fallen riders. you all can donate a small fund for them.
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Sun Feb 26, 2017
answered:
Hello, I'm a mortgage professional.

I should be able to help you with this.

I can lend nationwide and I'm available almost 24/7.

If you would like help you are welcome to contact me. ... more
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Tue Jan 31, 2017
Dennis Norwood answered:
Seller financing can be a great idea or a terrible one, depending on a host of factors.

Generally, sellers are willing to owner finance when they would experience a significant taxable event and generally buyers seek owner financing when conventional financing is unavailable to them. Otherwise, conventional financing is almost always cheaper and easier.

But if you do choose to go the seller financing route, just be careful as there are many different forms. If the seller has a mortgage already and you are paying them in an arrangement called a ‘wrap,’ then you have considerable risk if the owners fails to make the payment. If you engage in a ‘contract for deed' arrangement, then you really haven’t purchased the home as the seller maintains control of the deed — and this can also be quite dangerous to the purchaser. And these are only two of numerous scenarios that comprise ‘owner financing’ — there are many others.

At the end of the day, owner financing can work, but only if the availability of traditional finance is unavailable. If you require owner financing to purchase, you end up limiting yourself in choice and introduce more risk than you should into the process. If the reason for needing owner financing is temporary, consider waiting, or consider sitting with a lender who understands grant programs and other lending packages that might not be as cheap as traditional finance, but offer more protecting than allowing the owner to be your lender.
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Wed Aug 17, 2016
R2reiss asked:
We do not have a heat pump or electric heat; it's gas. We have UV filters on all doors and windows; the architectural style is transitional, not traditional. If this information is…
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Thu Jul 21, 2016
Thedr1ven1 answered:
Hello there. I can answer your questions....I've been in the mortgage business for 32 yrs and am a senior myself almost. A Reverse Mortgage is just liquidating a portion of your equity into tax-free cash and getting paying off your current mortgage. Right now with any other type of mortgage, you are leaving yourself open to losing your home. It only takes 2 missed payments now, and banks can start foreclosure proceedings. Regular mortgages and Home Equity lines are very dangerous for someone that's on a fixed income. A Reverse is also called a Home Equity Conversion Mortgage....HECM. They are the ONLY way to protect your most valueable asset...your home.
They get a bad rap because noone understands them that isn't in the business. Right now they are 95% of what i do. To most people they don't make sense. They think you're signing over the title to your home....which is false. You stay on title the entire time. If you have a spouse, your spouse is protected also...guarantying that you both can live in your home for the rest of your lives.
You're young at 62...you're a still a baby. You're entitled to 52.4% of the appraised value of your property. The older you are, the higher % you qualify for. Because you're so young, if you decide to own a 2nd home, that's fine. You may decide to sell your home. If that's the case, your title company will ask us for a payoff at the time of sale, the remaining equity is yours to take with you. I'm Carol Lynne ...I'm a paper girl ...I like to see numbers in front of me. Call me I can give you numbers ...the most IMPORTANT thing is that you have the facts to make a responsible decision. I'm an originating Branch Manager , i work 24/7...I'm happy to just give you the numbers or answer questions. Call me anytime...all my clients do, so you're not bothering me. I'm in Richmond, VA but I'm licensed in many other states too. Reach out to me...I'm happy to help. 703-622-4682
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Wed Jun 1, 2016
Leslie Bailey answered:
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Thu May 26, 2016
Hank asked:
Thu May 12, 2016
Maria904 asked:
I am brazilian and I have an apartment there that I rent and they send the money monthly 3000to me, but it is not on my eua taxes. I have been living here for 5 yrs and my pay check is 1000…
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Mon May 9, 2016
Jerrolj1 asked:
Where do i go in 23112
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Thu Apr 7, 2016
Oluwakemi Kayode asked:
Sat Mar 19, 2016
Se2462 asked:
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