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Financing in Cherry Hill : Real Estate Advice

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  • Local Info20
  • Home Buying51
  • Home Selling13
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Activity 3
Thu Sep 4, 2014
You are not asking as much as you may think. Both points you are considering are extremely important but should also be very easy for any mortgage lender to answer. Your Truth-in Lending Disclosure is the best way to gauge what the actual costs is of the money you will be financing with your mortgage. Additionally it extremely important to understand how your Loan Officer is compensated. Many of these so called no cost loans are because the Loan Officer is giving you a rate that is actually higher, sometime much higher, than you actually qualify for and that offsets the loan costs. We are actually located right in Cherry Hill. Feel free to call any time if you need more information.

Nick Sandoval
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0 votes 7 answers Share Flag
Mon Apr 1, 2013
The Rifkin Team answered:
I know this is an old thread but if you still need any real estate help please call our office
(Keller Williams Cherry Hill) 856-321-1212 and ask for The Rifkin Team.

1 vote 3 answers Share Flag
Fri Apr 20, 2012
Camille Marotta answered:
Well that may not be necessary.

We have a program that if it meet the requirement you can refinance your home.

It is called a SHORT REFI

> A minimum credit score of 560 is required
> You must be current on your mortgage
> You must occupy the residence as your primary
> Your existing loan may not be a FHA loan
> Your existing lien holder must write off at least 10% of the principal balance.
> Existing subordinated mortgages must be re-subordinated and the new loan may not have a
combined loan to value greater than 115%

If you would like to speak to me in confidence I may be reached at

Camille Marotta #9838
Branch Manager, First Alliance Home Loans
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