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Property Q&A in Chelsea : Real Estate Advice

  • All14
  • Local Info1
  • Home Buying3
  • Home Selling1
  • Market Conditions0

Activity 11
Barbara cain, Home Buyer in Chelsea, AL
Mon May 12, 2014
Barbara cain asked:
This question was asked from this property:
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Anthony Nix, Renter in 35043
Mon May 5, 2014
Anthony Nix asked:
Interested buyer

This question was asked from this property:
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Cori Pittard,  in Pittsburgh, PA
Tue Mar 25, 2014
Cori Pittard asked:
This question was asked from this property:
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Melinda Smith, Real Estate Pro in Clanton, AL
Fri Sep 27, 2013
Melinda Smith asked:
This question was asked from this property:
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Rodney Mason, Real Estate Pro in Atlanta, GA
Sun Dec 9, 2012
Rodney Mason answered:
You did not indicate a specific property adress, but the actual owner of a foreclosed property can be very difficult to determine. In the end, the identity of the seller makes very little difference to the potential buyer. Only Fannie Mae and HUD offer any type of special financing for their REO properties. Once listed for sale, Fannie Mae or HUD will identify the eligible properties on their individual websites. With all other REO sellers, regular loan programs (i.e. Conventional, FHA, VA, USDA, FHA 203K Renovation, Jumbo, etc) would be used to purchase and finance the property.

When it comes to REO properties, you must wait until the property is actually listed for sale. REO departments of mortgage companies will not talk to or entertain offers from individual buyers. All offers to purchase an REO property must be submitted by the Listing Agent assigned to the property.

Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
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willy9, Home Buyer in Chelsea, AL
Sat Dec 8, 2012
willy9 asked:
This question was asked from this property:
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Doug McAnally, Real Estate Pro in Birmingham, AL
Mon Jun 11, 2012
Doug McAnally answered:
This home is under contract but the agent says they are accepting backup offers. According to the listing agent the home never had gutters installed in the back of the home which has resulted in water getting to the back of the home. They said that it needs gutter installation and some possible grading work done. If I can assist you, please do not hesitate to get in touch with me. My email is Thanks and have a great day, ... more
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aljones2006, Other/Just Looking in Chelsea, AL
Mon Jan 16, 2012
aljones2006 asked:
Optional details about your question

This question is about this property:
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Keith Andrews,  in Birmingham, AL
Sat May 21, 2011
Keith Andrews answered:
Maryann Lambert,

Buyinf foreclosed homes is not difficult. However, from my experience offers for a foreclosed porperty cannot contain a contingency of another house being sold prior to the buyer closing on the foreclosed property. You even have to have proof of funds or financing to be included in your offer on the foreclosed property.

DO you have a greaqt realtor to help you with selling your house in Navarre? If you really want to buy here soon, you will have to offer a steal of a deal on your property in Navarre to sell quickly. You may want to look at your end result if you take a hit on the selling side and make a great deal on the buying side. This should help you with your needs of moving here.

I would love to help you through the process of buying and can refer someone down there in Navarre to help you.

Call me, 205.451.8889
... more
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Chris Wigfall,  in Birmingham, AL
Mon Jan 25, 2010
Chris Wigfall answered:
Hey Amanda,

At the moment, there is only one listing for sale in that subivision for $209,900. The last home to sell on Brynleigh Circle was for $180,000 back in 2008. If you have any questions or if your still looking for a home, please call or write me anytime.

Christopher D. Wigfall
"The Real Estate Professional"
205-902-7118 cell
Specializing in Residential & Investment Properties
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