Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in Chelmsford : Real Estate Advice

  • All39
  • Local Info2
  • Home Buying17
  • Home Selling3
  • Market Conditions4

Activity 22
Thu Oct 22, 2015
Alicia O'Toole answered:
Many mortgage lenders are able to do 5%-10% down on a conventional loan, you will just be required to pay Private Mortgage Insurance until the equity on the house gets above 20%
1 vote 2 answers Share Flag
Wed Aug 19, 2015
Phil.alden asked:
Wed Jun 17, 2015
Ed Groussman answered:
I can work with credit scores down to 580 on FHA loans!

Please contact me if you need assistance.

0 votes 2 answers Share Flag
Thu Jul 10, 2014
Craig Chemaly answered:
As nearly everyone here has said...its always better to have someone specifically representing YOU. And as a buyer, your agent is absolutely free to you most of the time.
0 votes 13 answers Share Flag
Fri Jun 20, 2014
Craig Chemaly answered:
Tough question! Basements can be partially finished, they can be large or small, they can be finished poorly or well-done. So the with most real estate questions is ...IT DEPENDS!

I lived in Chelmsford for many years, still have family there, and live right next door! If you need help valuing a specific home, don't hesitate to contact me anytime, I'll be happy to help!

... more
0 votes 6 answers Share Flag
Fri Jan 17, 2014
Charlotte Marrocco-Mohler answered:
You have utilities taxes water bill if on septic pay for pimp out of tank. If you want more detailed breakdown contact me. 603-620-2668
0 votes 9 answers Share Flag
Sun Jun 23, 2013
Bill Eckler answered:
Hi Bob,

Many "AS IS" transactions are a direct result of the negotiation process. That is, when a seller reaches a sale price that is low enough for the seller that they need to stop the bleeding, negotiations can result in an "AS IS" agreement. Thus, no an "AS IS" agreement shouldn't be disclosed in the MLS.

Were you made aware that the property was being sold "AS IS?"

Did you sign an "AS IS" purchase offer?

If the answers to the above questions are "Yes" why would one expect these terms to change because of the inspection? Since "AS IS" usually means exactly what it says you may be well served to review your documents relative to terms that clarify your option(s) when repairs become excessive.

Good luck,

... more
0 votes 10 answers Share Flag
Sat Jun 22, 2013
Kevin Vitali answered:
I am not following your question.... Are you talking about an FHA appraisal and work required for the FHA to lend?
0 votes 1 answer Share Flag
Mon Apr 16, 2012
Tim Page answered:
If your realtor is honest with you, they will tell you that the ranch style home or the one level home with or without the basement (depending on location) is the best home to buy. The kicker is does your market area have enough of them? I’ve appraised in 15 different cities and three different states and the trend is the same.

1.Young families want to have three bedrooms on the same level so that they are close to the children. They want to laundry area on the main level so that they do not have to walk up the stairs all day long when doing laundry. The next best thing is a two story home with three bedrooms on the same level.

2.Older families do not want any stairs because they do not or can’t walk up and down the stairs and will use the basement for storage or guest bedrooms.

3.Families that have teenagers will usually want separated rooms so that both the teenagers and parents can have some privacy. This is when two bathrooms become important and larger hot water tanks.

4.For resale value and quick sale, it will depend on the people buying homes in your area, but I’ve have to say that the above info is a good place to start.
... more
0 votes 6 answers Share Flag
Mon Apr 16, 2012
Debra (Debbie) Rose answered:
Buy the home you fall in love with, but don't be lured by the idea that a brand new home is "better".

Some/many of the older homes were built sturdier than newer ones.......just like old Maytag washer lasted 30 years.........the person who installed my new one said:"You will be lucky to get 7-9 years out of it......they don't build them like they used to, and they don't build them to last that long"!

Any new home will definitely settle after a few years..............with an older ome, what you see is most likely what you will get.

Older homes can be updated and the inner systems can be new and last just as long as a brand new home..

A good home inspection can allay any fears you might have if you find an oldet home you want to buy.

Best wishes.........
... more
0 votes 10 answers Share Flag
Mon Apr 16, 2012
Tim Page answered:
Homes next to highways will, usually, always be an issue. For refinancing, what I’ve found is that home prices will fluctuate more when they are located next to major highways, so your home value will be higher or lower depending on the available comps in your area at the time of the appraisal. Now for selling the home, it will usually take you longer to sell. Most homes that offer some sort of freeway location or busy street location will usually be much nicer than many of the homes in many areas.
This is because the homes that offer a poor location have to make it up, such as larger outbuilding, larger lot, nicer kitchen and bathrooms, etc. Personally, I’d go with the location first. If you buy a home in a poor location, you can never change this. If you buy a home is a good location, but the homes needs updating, you can update the home as you get the money. Especially if the home does not offer larger lot size that is useable, larger outbuilding or garage count, has been updated extensively with new roof, heating, cooling, windows, kitchen and bathrooms. Think big ticket items, too. Not a few flowers outside or new door knobs.
... more
0 votes 10 answers Share Flag
Mon Feb 13, 2012
Heath Coker answered:
I would ask the listing professional. I'd also contact the town/city/regional/state entity that may have the facts and figures.

(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.) ... more
0 votes 5 answers Share Flag
Mon Jul 4, 2011
Victoria Collins answered:
I just checked the MLS and unit 61 at 255 North Rd is still available. Association fee is $405. Asking price is 189,900. It qualifies for a Homepath renovation loan and Homepath financing. ... more
0 votes 1 answer Share Flag
Thu Jun 9, 2011
Andrew Kaknes answered:

I don't know if you've bought something yet since you asked this question many months back but I thought I would add some input. Firstly, I grew up in the Westlands section of Chelmsford. The area has an array of homes to choose varying in price and style. It's proximity to the highways and stores gives in an added convenience. Although the Westlands school is not operating as a school it still provides a park for area kids and families. I used to ride my bike, skateboard, all of the Westlands and I always felt safe.

I recently sold my mom's house at 42 Woodbine St. after being in the family since 1976. We lived right behind Market Basket and my mom would send me to the store to grab things for her. Very convenient. The close proximity to Lowell was a plus for me. After my mom passed and I began to care for the property I really enjoyed being able to zip to Downtown Lowell to go to some restaurants and see a show.

Good luck to you in your search.
... more
0 votes 3 answers Share Flag
Mon Feb 14, 2011
Louis King Real Estate answered:
This is an important question. I own a ranch home, so I have personal experience/bias regarding ranch homes.
I've just put some of my thoughts about ranch style homes in my blog: ... more
0 votes 8 answers Share Flag
Mon Feb 7, 2011
Jessica Hood & Laura Roskelly answered:
I'm with Jerry on the updated kitchen and baths. Plus large bedroom sizes and kitchens.
0 votes 10 answers Share Flag
Sun Feb 6, 2011
Sharleen Davis,J.D. answered:
As the others have stated, it really depends on the particular house and the buyer's needs. That said, generally speaking, I would venture to say that buyers might prefer a bigger kitchen over a bigger dining room. A bigger kitchen--especially if it has modern appliances and presents well--will "wow" a buyer and really leave an impression. Personally, I know that I spend vastly greater amounts of time in the kitchen cooking meals than I do actually eating them with my family in my dining room. In fact, after the bathroom, the room that we probably spend the least amount of time in is the dining room.

Sharleen Joy Davis
Exit Premier Real Estate
85 Wilmington Rd.
Burlington, MA 01803
... more
0 votes 3 answers Share Flag
Fri Jan 28, 2011
Kevin Vitali answered:
All those problems can be fixed. Unfortunately you didn't give a ton of info.

Many house do have termites or past termites. You can stop any additional activity by having a treatment done. The question is has it caused any structural damage and can the area that has been damaged be fixed?

There must be an explanation for the water damage. Are we talking rot because of sustained water damage? Or some staining and cracking? If its located under a bath or kitchen, its not unusual for baths, toilets or sinks to overflow. Roofs even the best of them can have ice damming, was it caused from something with the roof?

A good home inspector will give you an idea of what is going on and how serious it may be.
... more
0 votes 13 answers Share Flag
Sun Aug 22, 2010
Tom and Joanne Team answered:

I was in Chelmsford showing homes yesterday and there are 32 homes for sale in your price point. What a great time to be a buyer client. Have you selected a buyers agent? I would love the opportunity to interview for your business. Best ... more
0 votes 10 answers Share Flag
Mon Jun 7, 2010
Short Sale Mitigation, LLC answered:
Hi Amanda,

Send the homeowners a note. Let them know you have interest if they ever decide to sell. If for any reason they aren't successful with their bankruptcy, you'll likely be the first person they call.

Good luck.
... more
0 votes 3 answers Share Flag
1 2
Search Advice
Home Buying in Chelmsford Zip Codes