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Home Selling in Chattanooga : Real Estate Advice

  • All280
  • Local Info46
  • Home Buying91
  • Home Selling9
  • Market Conditions14

Activity 21
Sat Oct 14, 2017
Bonnielondre answered:
I am a seller and had a buyer who was preapproved and wanted to move in the house in40days. They put up earnest money. I had a renter and gave them 30 days notice they sent in inspecter and we complied with every thing. The house was to close on the 15 of oct. On the 13th of October a lawyer sent me a letter saying they were denied the loan that they were intitled to their Ernest money back. I lost my renters and earnest money I am in waupaca wi is this legal do I have any recourse.
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0 votes 16 answers Share Flag
Mon Jun 5, 2017
Mary answered:

Thank you for reaching out. Yes, consumer can post their home on Trulia as For Sale By Owner for free. To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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Tue Mar 22, 2016
Wilsavson asked:
Tue Mar 22, 2016
Wilsavson asked:
Fri Jan 22, 2016
Amelia Robinette answered:
why do you care what Trulia says about the property?

trulia isn't a real estate agent or agency - it's an advertising site that aggregates data from multiple sources. it's probably pulling from tax records.

you'll need to go to the source in order for this public advertising site to publish correct info. go to your local jurisdictions tax record office to get it corrected if it's important to you. most jurisdictions base annual taxes on sq footage, so when you get that changed/corrected, you may be looking at a higher tax bill.
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Fri Nov 20, 2015
UpNest Top Realtors answered:
Hello Lesa,

You would have to pay for what's called a flat fee listing service for your home to be on Trulia. You can easily post on Zillow, though.

We created UpNest ( to help home sellers get the best value possible. All you have to do is submit a few details about your home, and we'll invite several top local agents to submit proposals to you.

Since agents are competing to earn your listing, they bring out their best commission rates and value added services, saving you a lot of money. There's no risk to try us out at all, and it's completely free for you.

Good luck!
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0 votes 2 answers Share Flag
Fri Aug 1, 2014
Sat Mar 29, 2014
Anna M Brocco answered:
Be aware that multiple sources feed information into third party sites such as this one, and if the data is not updated from the feeding source, inaccuracies can and do occur; if you would like the information changed, contact customer service directly ... more
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Thu Feb 27, 2014
Susan Barnette answered:
You should have a variety of REALTORS to choose from in this area. make sure to check out the education and experience of any REALTOR you are contemplating working with. Al of their education is public record at the TN Real Estate Commission. You can also find out if they have ever had any type of complaint filed against them at the same web site. What kind of "effort" are you looking for from a REALTOR? I am very late in responding to this question - I hope you have succeeded in selling it by now. If not - contact me. ... more
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Wed Jan 1, 2014
Denise Leach answered:
Tue Mar 12, 2013
Kevin Sipe answered:
Dear Mary;
There are many home owners faced with the same challenge. I like Rodney's reference to Dave Ramsey's budgeting tool. I also agree with him that the cost of renting does not always equate to lower living costs unless there is a significant reduction in size and or amenities. There are a few things to investigate.

What is the current mortgage structure now. Is it optimized for your financial picture? Is it competitive with today's rates? Is there a chance a refinance will change the budget $50 to $100 a month?

Would the current home be a good candidate as rental property? Would the rent that it could provide exceed the rent if you downsized? This option should only be considered with the advice and guidance of a professinoal or someone experienced in leasing and rental management.

How long have you been in the home? What was the purchase price relative todays market? Yes, there is a chance that the house is less than you paid for it if you purchased at the top of the market. If you bought the house at a discount or your house was not overly inflated in the first place there may be equity.

There is a shrinking inventory of homes in Chattanooga. Many realtors I work with are expressing a shrinking supply of homes in a specific price range. There are homes I see that are listing for more today than they did 6 months ago. Unless you investigate you will not know. Do some research.

The tradeoff challenge. One of the biggest challenges facing relocation today is what I call the value trap. That is where the sale of a house is followed by a purchase of a similiar house in the future but at higher cost per square foot. This sacrafice should be weighed against what is gained out of the new purchase, whether it is a reduction in commute to work or school, enhnaced access to essential amenities, a reduction in insurnace cost due to location relative to available fire service.

Lastly, defining the motive for moving. This is not to serve as discouragement but to clarify what is missing or needed in your housing picture and to apply that lesson to future planning. It sounds that the financial plan is not working and you recognize that a new strategy is necessary. I encourage you to tap into Dave Ramsey. Look up the 5 Baby Steps. Seek out advice of a financial planner or advisor or even a mortgage planner and utilize their tools and expertise.

In closing, moving may not save you money. There are costs with moving, deposits, credit checks, and more that can set you back. But if your can sell your house at a profit or even breakeven and offset that with a reduction in housing by 30 to 40% or more do it. If you set your mind to it you can fix your budget.

Kevin Sipe
Home Loan Specialist
Churchill Mortgage
NMLS# 962172

423-899-6898 ext. 15 office
423-991-1234 cell
423-899-6547 fax

Churchill Mortgage
1510 Gunbarrel Road
Suite 400
Chattanooga, TN 37421

NMLS ID: 962172
Company ID: 1591
Branch ID: 366125
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0 votes 8 answers Share Flag
Sun Jul 15, 2012
Joe Folsom answered:
Dear Frustrated: There are two issues here. The first is what appears to be a Realtor that has not been responsive to your needs, communication and requests. As the other agents suggested, the bast course of action is to speak with the agent and ask them if they will be able to correct this situation and step up the efforts to sell your home and show you other properties. I would also ask the agent if there is something you are not aware of that is causing any challenges that might be impeding the sale of your home. If for example you have listed your home for way over the market value, the agent may be discouraged and feel your property is going to be difficult to sell. I'm not justifying this action, simply pointing out that there appears to be a disconnect somewhere. You need to push the agent to tell you what that disconnect is, fix it, or get yourself another agent.

The second issue are the things you mention in your post that you feel will improve the chances of selling your home. I am speaking specifically in reference to your desire for an open house and for more signs to be put on your property. Ten years or more ago, these could have been legitimate and productive marketing techniques. However, today they are very minor benefits contributing to the sale of your home. Let's take them one at a time. Open houses, cost money and time drawing lookers and traffic to your home. The challenge with this approach is understanding the real impact an open house has on marketing your home. The chances of the perfect Buyer finding their way to your home is less than 3%. In fact the big winner for an open house is your Realtor.....because they get to meet new Buyers even if your home isn't the perfect fit. So open houses really benefit the Realtor much more than the Seller.....thus the reason most highly productive Agents don't do open houses unless it is at the insistence of the Seller. Signage helps identify your home for someone specifically looking for your one sign is usually adequate (unless your property is very large and has frontage on multiple roads).

So......your Agent may know all this and is not eager to oblige for the reasons I mention.....Thus the real issue you have is "poor communication".

The most effective Agents in this market are leveraging more technology, marketing on multiple web sites and effectively utilizing social media to find Buyers. 90% or greater of all Buyers are going to reference the internet to find their next home. You need to be asking your Agent what he/she is doing in the web. Ask them for links to multiple places where your home is marketed on the web. Or better yet, type in your address to a search engine (like Google) and see for yourself how many hits you get. Are you getting exposure on, Zillo, Trulia, HomeFinder, FrontDoor, Homes,com,. HotPads, RealtyTrac, AOL Real Estate, Homes&Land,, Diggsy, DreamHomeListing, PostLets.....just to name a few. If your Agent marketing your home on their web site? Is that site getting any traffic.....

Bottom line....Focus on what your agent is doing on the web. Ask for access to automated reporting and/or reports on that traffic. Find out how he/she interacts with social media.

Just my thoughts.....

Joe Folsom
Modern Rustic Homes
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0 votes 8 answers Share Flag
Sat Jun 2, 2012
Edith Karoline Jasser answered:
Best Value, do you mean get the MOST money for it?
Well sit down with an experienced area Realtor, to get a detailed market evaluation of your home,
similar homes sold recently and those currently on the market and your competition how yours compares. Then discuss initial list price, negotiation % in your area and home size, and put together
a list of add. expenses at the closing table, outstanding taxes, commissions, closing costs, attorney costs, title costs etc. to find out the app. Net to Seller....

Usually rental homes, will need some updating or upgrading, if nothing else sometimes new appliances, new or cleaned carpeting and a fresh coat of paint in en vogue colors and may be
some attractive landscaping and the Realtor can make some recommendations depending on
your price range, more or less......

That way you will have all that you can do to sell your home, faster than others and at a reasonably good price because it will show well.

Good Luck to you, if you need a recommendation for a local Realtor, get back to us here and we
gladly make some good recommendations.
YourRealtor4Life! Your Chicago, Northern Illinois, N and NW subs and the fine homes of the
Northshore Expert with @Properties Northshore, 30 Green Bay Road, Winnetka, Il. 60093
Edith always works in the very BEST interest of her clients, buyers, sellers and investors alike
and she truly goes the X-tra Mile with a SMILE for all her clients

Have a wonderful Day and all the BEST....
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0 votes 5 answers Share Flag
Fri Nov 12, 2010
James Gordon ABR SFR SRS answered:
Cheryl to find the Realtor® that has sold the most homes in your area look for the Realtor® that is listing lender owned homes and selling them at half neighborhood value. In most areas currently the Realtors® that have a team set up to service REO properties are going to be the high transaction count Realtors®. That does not mean that they will do a good job on your home just that they sell a lot of distressed properties. ... more
0 votes 4 answers Share Flag
Mon Sep 27, 2010
Peter Van Deusen answered:
If this is three bedroom, you could probably rent it to cover expenses. As to the credit, you need to talk to a tax pro on that,\. As your intention was to use it as your residence, you might be able to keep the credit due to unforseen change in employment - if you do not have to repay, renting might be your best bet.
The rest of the question can be addressed when you know where you stand. We would be happy to consult when that is clarified.
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0 votes 9 answers Share Flag
Thu Sep 16, 2010
Linda Anderson answered:
Hi David

I have one short sale at this time and I have had others. I talked to the person that ok's an offer before sending it on to the bank and I told her buyers do not want to look at short sales now because it takes so long and she said she could get an approval with in 48 hours, I had a good offer and the buyers had a title search and there were some leans on the property I didn't know about. I called the court house and they would not give that information to me, so be careful of the short sales. I also had a buyer that put an offer on a short sale and the agent kept saying it was very close for 6 months and it had leans on it, we didn't do a title search and I almost lost my buyers over it. I think if you find out how long it takes before listing it or making an offer it would be better. The banks will take their time if you don't let them know up front buyers won't look at the property. That may not work every time. If they are really busy with other one's they may want you to fax the same thing more than once as if they didn't receive it the first time. Another thing I learned with one of my other one's I had listed, when the buyer is more than 3 months behind it is going into foreclosure and they don't let you know that until it is re-keyed and Realtor's can't get in with your lock. I have been through it all. If you have the listing call the person you are working with and tell buyers have stopped looking at the property because it is so long. If you are a buyers agent I would be asking the listing agent to find out why it is so long, there could be trouble with it. Hope this helps a little. Linda Anderson Realtor ... more
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