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Home Buying in Chattanooga : Real Estate Advice

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  • Local Info46
  • Home Buying88
  • Home Selling9
  • Market Conditions14

Activity 128
Sun Jan 29, 2017
Aaron Lovett answered:
Hi Steve, you might be putting yourself at a disadvantage in several ways. Your first step should be to line up your financing and get pre-approved. Otherwise, you can't expect the seller's to even look at your offer. Also, the seller's agent represents the seller, not you. They aren't obliged to let you know of any offers, that's up to the seller. After you get pre-approved, get your own Realtor to represent your interests and help you create an attractive offer for the house. ... more
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Fri Dec 30, 2016
Angela asked:
I'm also trying to get into flipping houses next year, what advice can you give me as a first timer while trying to save up for my first flip.
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Wed Dec 14, 2016
Angela asked:
My goal for next year is to save money to buy my first property or use as a down payment. Any advice?
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Wed Nov 2, 2016
Angelica P answered:
Hello,

We didn't get enough information about your problem to resolve the issue. Please provide us with complete property address and we will be happy to assist you.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
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Wed Jun 1, 2016
Debra.lynch answered:
My daughter signed a sales agreement on her home. Unfortunately, her oldest daughters father is contesting the move and now it looks like it is going to take months to resolve. When she informed the realtor their attorney got in touch with her and told her she owes the closing cost. She is willing to pay any out of pocket back to the buyers . ... more
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Sat Nov 7, 2015
Kathy Lewis answered:
Many desirable locations in TN are still approved for 100% USDA financing. Please contact us to learn more..

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHub.com
... more
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Sat Nov 7, 2015
Kathy Lewis answered:
Some locations are still approved for 100% USDA. Contact us below to learn more...

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states - 7 days a week
Ph: 800-691-8826
www.UsdaMortgageHub.com
... more
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Mon Sep 14, 2015
Slotito777 asked:
When I 'click' to see photos of a property, there are none.

How does one see photos of this site's properties?
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Tue Jun 30, 2015
klosswillim@yahoo.com answered:
We are the Klos family and we live at 319 Oriole Drive for almost 4 years and never ad we had any problems. As far s I know not one of my neighbors either. We just pu our house up for sale. If you want to check it out, look it upat Markhite.com ... more
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Fri Jun 26, 2015
Butler04 answered:
What kind of scam? I am experiencing problems with the seller of my house. After satisfying my contract / agreement, which states that - if payments were made, without an arrears, for 12 months straight- then the deed will be turned over in my name. It has been a little over two years, and the seller now says the contract has changed. He has not presented a new one, only saying that he bought the house from someone else. He sold me the house as is, signed the first contract, insisted that I pay him only in cash. I should have watched closely for the red flags, when he accused me of a missed payment. He did not have all of his receipts, but I did. We cleared this up, I thought. But he is saying things like " I haven't paid Insurance - which Horace Mann agent, Connie says I can not obtain Ins. until the deed is in my name. Also his excuse is that I have never paid taxes on the house. I know that I am not responsible for taxes, until the deed is in my name. This man ignores my request for the deed, for many many times. What can be done in this case, is a question. Sorry to use your post, Matt to get this listed. I couldn't find a
space to share this info, other than here. Thanks
... more
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Tue May 19, 2015
Becky Cope English answered:
If you can describe what you are looking for from a Realtor more specifically, I'll try to point you in a specific direction. I do work in some arenas that investors are active in. Are you looking to purchase homes to rent, multi-units, homes to rehab, etc.? ... more
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Tue May 19, 2015
Jrplanning answered:
Yes, yet might need to be coupled with additional income. However, this will all be contingent on the amount borrowed and the open minded lender. Good luck.
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Thu May 7, 2015
Scott Godzyk answered:
This is the q and a section so unlikely trulia service will see your post. First it takes 48-72 hours for a listing to go live or public once you post. To reach service, scroll to the bottom right of page and click on help center ... more
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Tue Apr 28, 2015
Kelly_MercedInsuranceAgent answered:
One concern you may have Is obtaining insurance. Insurance on older homes is more costly and they will want to know if you've updated the roof, wiring, plumbing, heating etc... As insurance agent I find older homes, particularly those build before 1970 to be somewhat challenging especially if it is the type of sale where the buyer receives no information on updates, renovations and remodels. Inspections are a MUST for an older home. ... more
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Sun Apr 5, 2015
HEPHTSIBAH98 answered:
Hi! Look for homes at Brently Woods/Brently estates close to Hurricane Creek but newer homes; it is one of the best-kept secrets in the zipcode 37421 area.
Good schools, close to the mall/grocery, safe and child-friendly (for grandbabies). I use to live there, I am an RN and it is about 25 minutes drive to Memorial hospital and Erlanger hospital. 30 minutes to Dalton GA. ... more
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Wed Mar 25, 2015
jerryclimber answered:
Hey you can deff get a mortage - anyone with 9 k down will get some kind of mortage its going to be based on the amount down versus the value of the home . And how much ou currently OWE
The answers you are getting are helpful for sure and also not completly accurate - lets say something silly like the house cost 25k and you can put 9 k cash down - I can promise you the mortage company on Morre road on the left just as you exit the I 24 will work a deal out - whay dont you just go over there in person and see what you can get -
Im saying - get it from the horses mouth in a way - No disrespect here but - crazzier things have happened and there are many creative ways to get a loan .

On the flip side you want a good loan - if there is such a thing for small market housng - So repair the score its way way easier thnk you think - i went from 560 or so all the way to 786.
Then i went even higher .....
Look credit scores are just one factor looking at your loan - good money down is good money down - its the ratio of the money down to the value of the home - Next up is your proavable income prove to a lender you are now making 500k a year ad i swear to whatever you will get that loan .... NO BRAINER - George at Regions will throw money at you - Lets more realistic - How long have you had your job and what do you owe now ?
Why dosent anyone mention debt to income ratio - if you owe 78 k on and income of 89k you will not get the koan - why not ? Because you cant pay both of them off - you could run into wage garnisment and bank ruptsy --- very doubful .
You need to take dirrectly to the loan specialist ok - I think that one is North Mmortage - Anyhow they will eat you up with fees so i suggest getting a loan for a home thats in a great area but need some work - NOT a new roof kind of work unnless it is a roof that is half way through its life and still works - that is ok - But lets say a limb from a tree smashed througha part of the house ad it has only ad i meen ONLY cosmetic damage - thats your Golden egg- you can fix that but if it has Mild stay away ... 9k down is a failr amout a good lender will work with you - i say you can geta loan just not s mssive one -but you dont want a massive loan anyhow its years off paying nothing but interwst ...
Hope this helps im beat ,,,,,
Jerry Roberts www.chattanoogatreeservice.com

Jerry - ps sorry for the sloppy typing im beat and fight for the pointd
... more
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