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Chatsworth : Real Estate Advice

  • All40
  • Local Info3
  • Home Buying11
  • Home Selling6
  • Market Conditions2

Activity 34
Wed May 16, 2012
Laquita Baez answered:
Hi Tron, I also am unclear about what exactly is your situation. But i do hope you are able to get it worked out...
0 votes 6 answers Share Flag
Fri May 11, 2012
answered:
You would need to sask your real estsate agent and your loan officer. Only they can give you the answer to your question.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 5 answers Share Flag
Fri May 11, 2012
answered:
Once the lender reviews and approves the mortgage, your file will be sent to the USDA for your county. They will underwrite and then issue a guaranty for your loan once all of ther requirements have been met.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 3 answers Share Flag
Wed Apr 25, 2012
Sally Grenier answered:
There was no property referenced in your question. You'll need to go back and provide and address or a link.

FYI - The BEST way to search for homes that are available is with a Realtor who has access to your local MLS. He/she will work for you as a Buyer's Agent, and create a search for properties specific to YOUR search critiera. These sites don't always have the most up dated info. Good luck! ... more
0 votes 1 answer Share Flag
Wed Apr 18, 2012
Gail Stanley answered:
It depends on the location, and improvements, and number of acres. One acre of raw land is usually anywhere from $6,0000 to 15,000 per acre.
0 votes 1 answer Share Flag
Tue Aug 2, 2011
Cecelia Hayes answered:
130 Briers Ridge, Fayetteville, GA 30214 was on the market for sale, but the owner decided not to sell at this time, so it is now for rent at $2,000.00 a month w/ a $2,000.00 deposit. In the Fayette County School system. It is a 4/5 bedroom, 3 full baths, 3 sided brick home on over an acre lot. Nice big, level private back yard. 2 double fireplaces, 1 in the family room and 1 in the master bedroom. Formal living & dining rooms. New paint & flooring. Beautiful, upscale neighborhood with pool, club house, tennis courts, and park areas (membership included in rent). Also, Fridge washer & dryer included. No smoking or pets. Application fee $50.00, a credit & reference check and employment & pay verification are required. If you have any questions or need more information please call Cecelia Hayes at Prudential Georgia Realty at 770-487-8300. ... more
0 votes 4 answers Share Flag
Wed Jun 22, 2011
Anna M Brocco answered:
Any local agent can provide the information, consider a call...
0 votes 1 answer Share Flag
Thu Feb 24, 2011
Tricia Young answered:
Shelia:

Contact an experienced Realtor who can find properties for your with this criteria and also present your offers to the seller of their Realtor with your specifications

Tricia Young, Realtor
Better Homes and Garden Real Estate Metro Brokers
... more
0 votes 1 answer Share Flag
Wed Jun 23, 2010
Gail Stanley answered:
they range from 60.00 to 100.00 per sq ft depending upon upgrades.
0 votes 2 answers Share Flag
Sun Nov 16, 2008
Bill Eckler answered:
M,

You are correct in questioning this but as others have said, this needs to be referred to an attorney for their review.

Good luck
0 votes 5 answers Share Flag
Thu Jun 12, 2008
Cameron Piper answered:
Graciela,

The way you find out what the bank is willing to accept is to have your agent call the listing agent and ask the question. Short of a different answer there, it is assumed that the bank will accept that asking price of the property.

Lender auction: Call a local title company and find out who registered the mortgage. This won't be free, but it will save you from having to show up in Los Angeles and sifting through documents yourself at the county courthouse. Most lenders are willing to speak to anyone who is willing to make them an offer. However, most have agents who handle these things for them, so the questions should go through the agent.

Tax lien sales on good properties are few and far in between. There is no magic to making money in real estate. The only way to get it done is good advice from a reputable agent and hard work looking for good deals.

The banks have their own formulas to determine what they are willing to accept. The formulas are as different as the houses they own. Just keep making offers until one is accepted. I hope that this helps

Cameron Piper
... more
1 vote 1 answer Share Flag
Wed May 7, 2008
Darlene Wurth/REALTOR/REOS answered:
I would be happy to do a search for you
0 votes 1 answer Share Flag
Wed Apr 30, 2008
Diane Menard answered:
Jessica,

As Lori was saying FHA has made a tremendous come back and we will be seeing a lot of these loans in the upcoming months. FHA does offer 100% loans using the Nehemiah down payment assistance program, which may help you being a first time home buyer and all.

FHA is not so much score driven as conventinal loans and usually anything above 620 will usually get you a loan, My lender has done loans with FHA for my clients that have only had a 580 so it can be done, but of course please speak with a lender and get their advice.

Also, being a first time home buyer you do want to hire an agent to work on your behalf. There is no charge for this service and they will be able to guide you through the entire buying process because the last thing you want to do is have to worry about what to do next. Hire a reputable agent, sit back and enjoy the home buying process. It does not have to be a stressful situation whatsoever.

Good Luck in your new adventure and Congratulations
... more
0 votes 2 answers Share Flag
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