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Chatham County : Real Estate Advice

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Activity 23
Fri Nov 13, 2015
Victory Property Management answered:
The waiting period to get approved for a mortgage is between 5 to 7 years after a foreclosure. If you have extenuating circumstances such as a job loss, then it could get cut down to three years.

FHA has the lowest minimum time to be approved - only 3 years. But you will have to prove that you have good bill paying habits since the foreclosure. Also be prepared for hefty fees and higher interest rates.
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Mon Nov 2, 2015
William O'Briant asked:
Sun Mar 8, 2015
Sue Causey answered:
I would interview agents with several offices and see what they feel the advantages are for their company. Larger companies typically have more training....but they also have more agents and more opportunities to do open houses for experienced agents--which is a quick way to meet people and to get business. ... more
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Sun Jan 18, 2015
My NC Homes Team answered:
Jana, you can't modify your home's ad on Trulia only your listing agent can do this. Contact them and have them make the necessary changes.
0 votes 1 answer Share Flag
Wed May 21, 2014
Sharon Thompson asked:
Thu May 8, 2014
Shane Kirk answered:
Michael:

There are a number of factors that go into finding a "best place to live." These factors are different for everyone and may include:

Proximity to where one works
Type of schools and how the assignment is made
Socio-economic factors
Things to do in the community like entertainment options, restaurants, outdoor activities, museums, parks, etc.
Crime Statistics.
Home prices (whether you are looking for entry level pricing or luxury housing)
Home sizes / type of homes
Community events
Privacy
Lot sizes
Location of services
Location to shopping
Transportation (access to public or access to roads/highways)
Property Tax Rates
Location to friends/family

Undoubtedly there are other considerations that are not on this list (and my luck I haven't hit the most important ones to you!). This is why it is important to connect with a REALTORĀ® that can help you in your search. We work closely with clients to help discover those needs/wants to find your proverbial needle in the haystack!
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0 votes 9 answers Share Flag
Thu Jan 23, 2014
Melanie Girard answered:
Hi Diana,

I'm an agent in Pittsboro, and have a great contact for you. His name is Nick Hobbs with Alcova Mortgage: nhobbs.alcova@gmail.com

Let me know if there is anything I can help you with! ... more
1 vote 4 answers Share Flag
Sun Aug 18, 2013
Marianne Howell Wright answered:
I'm often asked what are the best Triangle Area schools.

I wish there was one definitive answer but so much depends on your children and the way they learn. I recommend going for a school visit. I often go with parents on the visit to keep up with the schools. Children seem to pick up on what feels right for them so once you have satisfied yourself a school is what you want academically take your child to visit a couple of schools. You may be surprised what feels best to them.

This time of year a good move would to be to find out when the orientation is at the school you are considering. Just drop in and get a chance to see and talk with parents, students and teachers.

Below is a blog post I wrote about the best high schools and different criteria for judging that.

Buyers in Chapel Hill pay more for a home than Cary and pay higher taxes. .86 in Cary and 1.54 in the Chapel Hill/ Carrboro school district. Is it worth it?

That's hard to say because not everyone looks at the school rankings in the same way.
SAT Scores-
Chapel Hill/Carrboro City Schools have the highest SAT scores in the state. Property values are very high in Chapel Hill because of the schools.

GreatSchools.org -
Many of my clients use the ratings on GreatSchools.org to decide the best school for them. Out of 10 points, Chapel Hill High School is a 5 (#1 in SAT scores) and East Chapel Hill High is a 6 (#2 in SAT scores). Apex High is an 8 (7 in SAT scores) and Green Hope High in Cary is an 8 (#5 in state SAT scores) and Panther Creek High (9th in SAT's) in Cary is an 8.

US News and World Reports-_
Us News and World Reports ranks the best high schools in the country. Carrboro High is ranked #2 in the state and 189 nationally. It only has a 5 Great Schools score. Northwood High in Chatham County in ranked #6 in the state and 899 in the US and has a 6 Great Schools score.

If you are looking for an excellent high school in an area with reasonably priced homes, Apex High would be a good choice. Unfortunately, along with 13 other Wake County schools the enrollment is capped. That means that even if Apex High is your base school you can't go there and will have to choose from an overflow school. Here is a link to my post about Wake County capped schools. https://plus.google.com/u/0/105034569316157130695/posts/MTAGKgVrWuL

North Chatham County would be a good bet based on Northwood High's News and World ranking(6th in the State) and Margaret Pollard Middle's 8 on Great Schools.

One of my clients said it very well. "Your child will get a good education in any of the Triangle schools because parents are well educated and care. Find the neighborhood and area that fits your family and then visit and get involved with the schools."
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Fri Jul 12, 2013
Impact Group answered:
HOA fees can cover a variety of areas depending on the HOA. Items can include things such as snow removal, outside maintenance, insurance, trash removal, etc.
0 votes 6 answers Share Flag
Tue Jun 11, 2013
Martha Pearson answered:
I agree with Carol. It's a very desirable area and I have heard of no particular reason that people would be leaving that section of Fearrington. Also, it is a long road and I would guess that it is just happen-stance that there are 5 at this given time. ... more
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Thu May 16, 2013
Mark Hawe answered:
Hi Angie,

I have a 21 acre property with two homes and a small pond available in Snow Camp. Map Quest says 47 mins. to Hillsboro and 30.3 miles. Listed at $259,900.
0 votes 7 answers Share Flag
Tue May 14, 2013
Mark Hawe answered:
Hi Lillian, There are some homes near Jordon Lake in that price range but not water front. I also saw a few around Kerr Lake, a couple of single wide manufactured homes and one condo on the water. If you would like more info on these please let me know. ... more
0 votes 1 answer Share Flag
Sat Mar 30, 2013
Penny Ferry-leeper answered:
The fracking controversy has brought to light that to find records of sale of mineral rights you may have to go back as far as 150 years. You need an attorney with expertise in this area, of which there are very few. For the moment please set aside your opinion for or against gas exploration in Chatham County and look up some of the groups that seek to inform the public on this issue. You may be able to find some help with researching mineral rights. ... more
0 votes 7 answers Share Flag
Sun Mar 24, 2013
My NC Homes Team answered:
The North Carolina contracts offer a buyer what is know as a Diligence period (typically 3-4 weeks in length) for which they pay the seller a nonrefundable fee; typically in the range of $100 - $500 depending on what is negotiated and the price of the property being purchased. This is know as the diligence fee. During diligence inspections are done, financing secured, titled work started, etc. You can see a complete list of what gets done during diligence on the Offer to Purchase and Contract starting at the bottom of page 3 in the section titled Buyers Due Diligence Process.

During diligence a buyer may walk for any or no reason at all and if they do the diligence fee is all the Sellers get. Typically the earnest money deposit is paid the day diligence is over and this is put into a trust account. not given directly to the Seller. The Earnest money deposit can be tendered up front but there's really no reason to do so. Closing usually takes place within 10-15 days after the diligence expires. If you do buy the property the diligence fee is credited against the purchase price.

You should have had all of this explained to you buy your agent, when you first met them, if they did not do this I would suggest you are working with an inexperienced poorly trained agent. I hope you are working with a buyer broker and not counting on the sellers agent, allowing one agent to work both sides of a transaction is a terrible idea. There's clearly a conflict of interest (even though the state allows it) and the only person who has good representation in dual agent is the agent, the buyer and seller are essentially thrown under the bus and left to fend for themselves as best they can.
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Fri Feb 8, 2013
Carol Greenslade answered:
There are actually 2 sets of covenants in this townhouse areaa; The Fearrington HOA and Weathersfield Townhomes Assoc. The former involves the entire Fearrington Village subdivision. I'm really not sure what you are asking. If you can be more specific, I could be more helpful. I am a resident Realtor here in Fearrington, have lived here for over 12 years, and have served on the Fearrington HOA as the Dir. for Grounds & Facilities. Fearrington has a wide variety of homes: single family detached, townhomes, patio homes. Each phase of the subdivision has its own set of covenants. In addition, those areas that have additional "service groups" that have various services performed by private management with additional regulations and dues. There is really not a " not -so- good " area areas.

I will be happy to discuss your questions. You may contact me at : realty@athomewithcarolann.com or be phone at 919-454-8606.

Carol-Ann Greenslade, GRI, EcoBroker
House to Home Realty Services, Inc.
www.athomewithcarolann.com
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Thu May 24, 2012
My NC Homes Team answered:
You might want to speak to a credit uniton if you can. They have loan programs that would work for you without PMI
0 votes 8 answers Share Flag
Sun Oct 30, 2011
Go.onwrite answered:
YES...absolutely. Its hard to tell where boundaries are once you move into aerial or birds eye mode.
0 votes 1 answer Share Flag
Mon Mar 28, 2011
Doug Jacobs answered:
Hi Steve,

Powell Place was a first of its kind Planned Unit Development in Pittsboro. It is being developed by East West Partners out of Chapel Hill, a group that includes some of the prinicpal developers of Southern Village in Chapel Hill. The vision is to have a community with varing levels of housing, parks, and a neighborhood commercial center all with the idea in mind of walkable living. While the commercial development has lagged, the residential development has carried on and there are some very well built homes at many different price points. It has a great location with good accessibility to US 64 bypass, US 15/501 and is just north of Historic Downtown Pittsboro. The current school assignments are Pittsboro Elementary, Horton Middle and Northwood High.

The neighborhood website is www.powellplace.net and is very informative.

I hope this information is helpful, my office is in Pittsboro and so I am always glad to hear folks are interested in moving to town. Please let me know if I can be of further assistance, I would love to work with you.

Doug Jacobs
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Sat Feb 12, 2011
Anna M Brocco answered:
Any local agent/realty office can provide the information, they all have access to the same information.
0 votes 1 answer Share Flag
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