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Home Insurance in Charlotte County : Real Estate Advice

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  • Home Buying6
  • Home Selling1
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Activity 13
Fri Oct 9, 2015
Matt answered: we provide quotes on all Florida properties. We are always happy to assist home buyers with insurance decisions. Lenh & Vogt Insurance is a leading home insurance agency serving Englewood, Rotonda, North Port , Port Charlotte and surrounding areas. ... more
0 votes 8 answers Share Flag
Tue Jun 9, 2015
Tammy Hayes answered:
You can go to my web site and look at the list of insurance agents. Contact one of them. You will need a property address in mind though. Here is the link:

You can also search for properties on my web site.

Tammy Hayes, Realtor
Re/Max Palm Realty
... more
0 votes 2 answers Share Flag
Tue Apr 21, 2015
Tammy Hayes answered:
According to the Charlotte County Property Appraiser records it is in the X Flood Zone. If you are working with a Realtor, they should be able to look up this information for you. You can search for additional homes on my web site at

Tammy Hayes
RE/MAX Palm Realty, Port Charlotte, FL
... more
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Wed Jan 8, 2014
Eileen O'Connor answered:
Insurance rates vary based on how you plan on using the property, whether or not it is in a flood zone that requires a Flood Policy, and if it will be vacant. My suggestion is to be upfront with the insurance agents about your plans for the property, and shop with at least three companies. Insurance costs on second homes and rental properties can be higher than owner occupied properties. If renting, simply work the increased cost of insurance into your cash flow projections. If you would like to contact me directly, I would be happy to provide you with assistance and insurance agent referrals.

Eileen O'Connor
Becky Borci Realty
... more
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Mon Apr 8, 2013
Shain McLaughlin answered:
The insurance rates will vary from area to area. One of the determining factors will be the flood zone it is located in as well as the features of the home. The features of a home play a big role in the discounts which (Tammy) has covered pretty well below. Be sure to always check the government website to get an idea of the flood zone the property is located in. The website is ... more
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Tue Apr 2, 2013
Tammy Hayes answered:
Try AAA 941-627-1544
Island Insurance 941-764-8050

They both represent several different agencies and can search for rates for you.

Tammy Hayes, Realtor
RE/MAX Palm Realty
... more
0 votes 1 answer Share Flag
Tue Dec 4, 2012
Samuel Sanders answered:
Local Agency is the best answer as stated below. I use Tyler Ezzi, Ezzi Insurance, in Punta Gorda. Has always been available to answer my questions, several of his staff are licensed also, and he deals with several companies. He is an Allstate Agency, and can be reached at 941 575-1110.

If we can help with other questions, please do not hesitate to call on us. Sam Sanders, Coldwell Banker Morris Realty, 941 637-1090, Cell 941 979-7391.
... more
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Tue Apr 17, 2012
Tammy Hayes answered:
I recommend going to AAA insurance. They can quote you homeowner insurance rates from different agencies. They can also quote you rates for auto insurance. Yes, you should always buy homeowner insurance.
AAA Insurance
(941) 627-1544
21229 Olean Blvd, Ste A, Port Charlotte, FL 33952

Tammy Hayes, Realtor
Green Lion Realty, Port Charlotte, FL
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0 votes 2 answers Share Flag
Wed Mar 23, 2011
Spirit Messingham answered:
The "best"? There really is no way to quantify that question. I usually suggest to clients to start with whoever has their car insurance business, as most will offer multiple discounts. I don’t know of any that offer Health and Auto combined, but maybe things are done differently there Vs Tucson, AZ.
Best of luck.
... more
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Sun Oct 17, 2010
Tammy Hayes answered:
Shop and compare insurance rates in Florida.

Homeowner’s Insurance—
0 votes 5 answers Share Flag
Wed Sep 9, 2009
Garzor Insurance at Hunter's C answered:
Is the MH located in an adult park or Private property? Some carriers (American Traditions, Safeway Insurance, American Integrity) are still writting policies in Charlotte county depend on the location and the age of the home! If you want to contact us for a free and no obligation quote or information, I will be more them happy to help you. ... more
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Mon Aug 17, 2009
Simon Hartland answered:
Check out a website like - you submit information on the property you want to insure and get multiple quotes. I find that my client's quotes can vary dramtically from provider to provider - this way you get several competetive quotes. ... more
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