Hi there, it looks like your questions went unnoticed here but in case you havent found a realtor to work with yet I can help. I am a realtor in the Charlotte area and I help my clients with all aspects of real estate from buying, renting, selling and investing. The first quarter of the year is a great time to start looking at homes and its also a busy time in the market. Id be glad to further discuss your goals with you to see which way is the best option for you. Feel free to check out my real estate blog movetocltnc.com and email me at anytime firstname.lastname@example.org
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I did a quick search of places that are available for rent in those areas. There are about 9 homes that fit your criteria in those zip codes. There are also a few townhomes and condos that meet your criteria as well....
I love to send you a list and help you find a rental in this areas since I work primarily in that area...>Please feel free to either e-mail me at email@example.com or call me at 704-519-7895.
Helen Adams Realty
Hmmmm... There a few on that street. Wish you had a house number and we could be better help. Its hard sometimes when all they put on a website is a road or street... it keeps us on our toes that's for sure.... more
Not many homes are listed rent to own, but sometimes you can find a homeowner willing to do it.....especially if he's had a home on the market for awhile. Of course they will want to check credit and background to make sure you are worth the risk.
Contact me and we can talk about it further. How soon do you want to find a home?... more
I live in the area. If I can help you find one, call or text me 704-858-2345. Or come say hello, I'm usually at the Breuggers on East Blvd using their WiFi. A friend just bought a nice house in Sedgefield last month for only $114,000! I know you want to rent, but it was an amazing deal and he can still walk/ride his bike to Dilworth.... more
It takes a little homework, check out the area you would like to live, what is important in your search for your own home. What kind of activities do you require? In town you would not find a large apartment, condos, much less a single family home as you normally would further away from the city. How far do you want to commute? Ask your friends , what is their opinion and do like to live close by? How big of a mortgage do you want?
If you rent then you do not get the benefits of a homeownership, if you rent to buy the deal could cost you more money. If you are planning to buy before December 1st 2009, you can take advantage of the 1st time homebuyer program of $8000.
If you are ready to buy, but have lot's of questions it's best to sit down with a Realtor. On the other hand if buying is still some time off in the future, then I would check out the areas that appeal to you.... more
Read this frequently asked question about the $8000 stimulus tax credit. I think the last sentence states it pretty well. It sounds like to me you will have to close on a home and have the deed recorded before you can claim the tax credit... in other words a "completed purchase". On a lease to purchase contract you are merely a leaseholder until you move forward and purchase and close on the home. At that point you are considered a homeowner even though the bank still holds the deed of trust until the mortgage is paid off.
How do I claim the tax credit? Do I need to complete a form or application?
Participating in the tax credit program is easy. You claim the tax credit on your federal income tax return. Specifically, home buyers should complete IRS Form 5405 to determine their tax credit amount, and then claim this amount on line 67 of the 1040 income tax form for 2009 returns (line 69 of the 1040 income tax form for 2008 returns). No other applications or forms are required, and no pre-approval is necessary. However, you will want to be sure that you qualify for the credit under the income limits and first-time home buyer tests. Note that you cannot claim the credit on Form 5405 for an intended purchase for some future date; it must be a completed purchase.... more
I will offer you a link so you can get informed on the truths of this tax credit. Many people are passing around complete myths about what it actually is, or how it can properly be used. As far as getting screwed if the home is in pre-foreclosure, I would hope that you are closing your lease purchase with a real attorney, and if so, they will do a proper title abstract, and if it is in foreclosure, chances are you can't buy it.
Unless you are truly, truly in love with that house, like a spouse or mate in love...just lease it or rent it...if you don't know all the ins/outs of a lease purchase, the buyer usually gets the raw end of the deal... more
Are you looking to sell or rent the townhouse yourself? I would suggest talking to a local Realtor in the area. If you do not know any in the area I will be happy to get you in touch with a Realtor in the area. tpinter@ExitHometownRealty.com or 828-926-7888... more