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Home Buying in Charlotte : Real Estate Advice

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  • Home Buying757
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Activity 860
Thu Jan 28, 2016
Tom asked:
Can I get a home loan In my last year in bankruptcy ?
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Wed Dec 30, 2015
Erika McNew answered:
Hello I'm a Realtor with Keller Williams that lives in the Charlotte area. Below are two lenders I trust that you can contact to find out about programs available. I'm familiar with the Steele Creek area so feel free to contact me for any real estate questions you may have. Good luck!

Ted Sandalaski; https://geobanking.com/tedsands/; tedsandalaski@yahoo.com; (704)575-4886

Blair Williams; https://movement.com/lo/blair-williams/; blair.williams@movement.com; 704-607-4314
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Wed Dec 30, 2015
Erika McNew answered:
Hello my name is Erika I'm a Realtor here in the Charlotte area with Keller Williams. I understand your frustration with the site I'm not sure if you're just curious or actively searching for a home but I could set you up on my MLS Portal that I give to my clients. It will allow you to search for over 30,000 homes that may or may not be on any other sites. It gives you several different options of search criteria and is relatively easy to use. If this interests you you can just shoot me an email at erikamcnew@gmail.com and I can get you started. Look forward to hearing from you happy searching! ... more
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Thu Dec 24, 2015
Dan Tabit answered:
Knoxxvicious,

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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Wed Nov 11, 2015
Abby Claar asked:
Fri Oct 23, 2015
Shabirk040 asked:
I am still looking for duble story 4 bedroom reasonable home but Trulia always send me 3 bedroom home list so i don't know what i need to do with these all listing because i don't…
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Sat Oct 10, 2015
Patricia Graham asked:
The current sellers had this updating done. The disclosure has a "no" checked on the part about failure to obtain proper permits. Is this grounds to obtain a refund of our due…
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Thu Oct 1, 2015
My NC Homes Team answered:
You can ask, but there's no offering to pay inspection costs, these are your expenses regardless.

Bear in mind there's no such thing as free money, every seller has a bottom line. Seller paid closing costs are simply added on to this number. For example: If the seller's bottom line is $200,000 and you want $5000 in closing costs, then the contract price will end up being $205,000

It's always the buyer's money the only advantage to a seller paying some closing costs is up front cash flow for the buyer. Good luck!
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Thu Oct 1, 2015
My NC Homes Team answered:
SECU won't care about the power but you should as you can't do inspections without it being on. What the power company in Virginia's policies are in terms of getting he power on for a day is something you'd have to check with them on, personally I'd suggest you pressure the sellers to get the power on.

Secondly unless the seller's have been pre-approved by their mortgage holder rest assured the price listed is meaningless, and you need to be prepared to wait 2-4 months jut to get a formal response and there's a 50-50 chance it willbe "No" as the sellers may not qualify for a short sale. If the bank has already pre-approved the seller then things can move at the usual pace and you could close within 6-8 weeks. Anyone who suggest any differently to you doesn't have a clue about short sales.
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Tue Sep 22, 2015
Anna Rohde Yuan Chinese answered:
I'm the president of Helen Adams International Realty. I have grown up in China and has lived over a decade in several countries across Europe including the UK, Germany, and Switzerland. I speak English, Mandarin, Cantonese and German. If you are thinking about selling your Charlotte property and would like to put your property on our international market which will help you sell to more prospective buyers around the world. Give me a call, I will help you to sell! I would love to share my international marketing plan that combines new technology and great networks! If you’re looking to buy a house in Great Charlotte, either for living or investing, please contact me so we can talk about finding the best home and neighborhood for YOU! Come to our Helen Adams Realty Real Estate office in the Ballantyne of Charlotte. Let me help you to buy or sell your property right and fast. I promise you will have an AWESOME real estate experience with us! I look forward to hearing from you!


Anna Rohde Yuan, Chinese Realtor in NC
President, Helen Adams International Realty
Search house website:http://www.anna.helenadamsrealty.com/
Personal website: http://www.annarohdeyuan.com/
International website: http://hairealty.com/
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Mon Sep 14, 2015
Ron29732 asked:
I am working with getting approved through NACA, and I need a realtor that is familiar with the process, and also familiar with other brokers outside of NACA as well.
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Tue Sep 8, 2015
Soledad00 asked:
Can I get an American mortgage while living abroad? Where do I find someone has experience with this?
I am a US citizen who has never lived in the States and therefore has no credit there.…
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Tue Sep 1, 2015
Morgan Cole asked:
Hi! My husband and I are considering a move to Charlotte, NC. We will be spending a few days there later this month. What are the areas of town we should look into? We do have a child who…
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Sun Aug 30, 2015
My NC Homes Team answered:
Nobody at Trulia (or Zillow their parent company) is "in real estate" Nobody at either of these companies knows a thing about your house or any of the proeprties they advertise. These sites are Internet Advertsiing sites and nothing more and the accuracey of their data is weak as they gather data from a wide variety of unreliable sources and vet none of it. Lastly no one at Trulia reads these questions, they are for other Realtors like myself to respond to. Hope this answers your question. ... more
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Tue Jul 28, 2015
USMortgageRanger answered:
Hi Colette,

Based on your post and if you spouse has a 620 score with two years tax returns on file, I would be able to help you with your refinancing. I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
Phone (469) 315-1709
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Sat Jul 18, 2015
April Crowder answered:
I have a listing in Davidson that may interest you. Davidson is a quaint small town North of Charlotte. It has Davidson College and building in the area is tightly controlled. People like to walk to the shops on main street. You may like my listing at:

http://www.cbunited.com/Charlotte/Property/Detail/Charlotte/3080924/1334-Hudson-Place-Davidson-NC-28036

I am a Charlotte Native so I know the whole Charlotte Market. If I can of assistance to you in anyway, please let me know.

April Crowder
Coldwell Banker United, REALTORS
Licensed since 1996
704-533-2220
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Wed Jul 15, 2015
Rmullis10023 answered:
You need to have your lawyer review the financial stability of Quail Hollow East!!! There are assessments on top of HOA and these are most likely to continue...
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Thu Jul 9, 2015
Joe Riggi answered:
I can help you find a home if you want. there are a lot of good options available depending on your specific needs. Just give me a call and we can talk a little more about what you are looking for.

Thanks! : )
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