I lived in Bella Trae as well and bought in 2008 when the price was still a bit high. We have a Mandalay and a condo. Reselling if you have a mortgage may not be the right thing to do now. A lot of owners have chosen to rent their unit out long term. You sonoma could rent for about 1200 per month. YOu will still have to pay the HOA and taxes and insurance on your own.
If you need more information about options for your unit , do not hesitate to call me or email anytime.
Michele Rigaud, Licensed Realtor
Keller Williams Realty