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Home Buying in Chambersburg : Real Estate Advice

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  • Local Info2
  • Home Buying14
  • Home Selling2
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Activity 26
Thu Jul 6, 2017
Steve Bracero answered:
Sat Jan 2, 2016
Dan Tabit answered:
Myhoe,

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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Sun Jan 25, 2015
Gary Swank answered:
Check your county assessment website or Recorder of Deeds, or you can do a title search.
0 votes 8 answers Share Flag
Mon Sep 29, 2014
Jim Cramer answered:
We have done several Rent-to-Own contracts and they work well if the buyer is able to purchase in a year or less. I currently have one available in Shippensburg, PA if purchase is settled before April 1st of next year. We get you with a Lender to do a pre-approval of your ability to purchase and determine the terms and write-up the contract at the same time you enter into your Lease agreement. You then work with the Lender to Close on time. ... more
0 votes 7 answers Share Flag
Tue Aug 26, 2014
Jay Starr answered:
Tue Aug 26, 2014
Jay Starr answered:
When you say they, I assume you mean the lenders. In my experience, that's the first thing they look at bc the loan programs have guidelines that say credit scores need to be above a certain value. Each program normally has a different score requirement. If it meets that score, they then look deeper to verify that there are no other issues. Does that help? TY ... more
0 votes 1 answer Share Flag
Tue Jan 21, 2014
Susanne Stevens answered:
Hi Katherine - there is a loan for all types of situations. If you would like step by step assistance, please feel free to give me a call.

Susanne M. Stevens
Prudential
PA & MD
717-404-2327 ... more
0 votes 5 answers Share Flag
Sun Jan 12, 2014
Susan Funk answered:
I live in north Chambersburg and would love to help you. This is a great time to buy. Call anytime 301-302-2108 or send an email to susancfunk@gmail.com. I will look forward to working with you. ... more
0 votes 3 answers Share Flag
Fri Dec 6, 2013
Jeanine McVicker answered:
Hi Kelly! Congrats on such a big decision - to start the home buying process! It can certainly be intimidating and overwhelming, and that's why it is so important to find an agent that you feel comfortable with!

You will have lots of questions through this process so it is a great idea to get connected with an agent that is willing to spend the extra time and energy to help you through this exciting time!

Usually, agents will start this process by having you meet with a lender or call a lender to see where you are in terms of price. Once you know how much you can prequalify for, an agent can start showing you around different areas.

Also, think about where you would like to live! There are many options in this area, whether you would like to stay in Franklin County or perhaps look at properties in Maryland as well.

I am licensed in Pennsylvania, Maryland, and West Virginia and would love to talk to you about how to get started and what types of steps you should be taking!
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0 votes 12 answers Share Flag
Sat Apr 6, 2013
Jim Cramer answered:
Contact Jeff George at http://www.jeffandadageorge.com or 717-263-3555

Jeff specializes in Bank Owned properties.

Below is his Bio:

ARE YOU LOOKING FOR EXPERIENCE, KNOWLEDGE, AND A STRONG WORK ETHIC IN YOUR REAL ESTATE AGENT? WELL LOOK NO FURTHER THAN JEFF GEORGE.

JEFF IS A LIFETIME RESIDENT OF FRANKLIN COUNTY AND IS INVOLVED IN MANY ASPECTS OF THIS COMMUNITY. JEFF HAS NUMEROUS ACCOMPLISHMENTS HE CAN BE PROUD OF INCLUDING MEMBERSHIP ON THE BOARD OF DIRECTORS OF PEN MAR ASSOCIATION OF REALTORS DURING THE YEARS 2007 - 2009, SERVED AS VICE PRESIDENT IN 2009 AND PRESIDENT IN 2010. JEFF IS AN ASSOCIATE BROKER, GRI, ABR, AND E-PRO. HE IS LICENSED TO SELL REAL ESTATE IN PA, MD, AND W.VA., AND LAST BUT CERTAINLY FAR FROM LEAST, JEFF WAS NAMED REALTOR OF THE YEAR IN 2008.

JEFF AND HIS WIFE ADA WORK TOGETHER AS A DYNAMIC AND ENERGETIC REAL ESTATE TEAM. YOU CAN ALWAYS COUNT ON THEIR AVAILABILITY TO GUIDE YOU THROUGH THE PURCHASING OR SELLING PROCESS.

IF YOU ARE SEARCHING FOR THAT SPECIAL PROPERTY, JEFF IS READY TO ASSIST YOU IN YOUR SEARCH AND HE WILL ATTEND TO ALL DETAILS NECESSARY TO HELP YOU FINALIZE YOUR INVESTMENT.

MAKE SURE YOU CALL JEFF GEORGE WHEN PURCHASING OR SELLING THAT PROPERTY IS IMPORTANT TO YOU!
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0 votes 1 answer Share Flag
Fri Apr 5, 2013
Tammy Gibaud answered:
Christine,
Are you back in the market yet? Our lender has just rolled out a program to help people just like you own a home again.
0 votes 5 answers Share Flag
Wed Jan 16, 2013
SunnyHill Properties answered:
Contact the Tax Assessor's office - 717-261-3803.
They are very helpful and can direct you! Appeals are due by September for reassessment for the next year. There is a form you'll need to complete. At this time in the year, you have some time get this completed. ... more
1 vote 4 answers Share Flag
Tue Dec 4, 2012
grj1948 answered:
Mon Jul 2, 2012
Sue Johnson answered:
Good Morning-
More than the medium price is considered when listing a property for sale. A Realtor will look at homes that have sold and homes for sale in your area, and compare them to your property. Recent sales, size, age, condition and the lot are important considerations for pricing a property. I would be more than happy to meet with you and prepare a Comparative Market Analysis of your home. please feel free to contact me anytime. Sue ... more
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Wed Dec 14, 2011
Marva Purvis answered:
You may try calling Chris Genovese at 301-794-6753 and see if he can help you. Let him know I sent you.
0 votes 5 answers Share Flag
Fri Jul 15, 2011
Jeff K answered:
Hi Phyllis,

Just call the agent that you are working with and ask him/her to look it up for you to validate the info. Not a big deal.

Jeff
0 votes 3 answers Share Flag
Mon Jun 20, 2011
Ryan Fleagle answered:
I really would like to buy this property before it went to Sheriff sale or at Sheriff sale. At one point it was listed as Short Sale $599,000. Since more mold has grown i am aware of this. I am aware that the yard has gone wild. But surely the bank and homeowner would want to sell if they had a buyer! I would like to know if anyone knows for sure that we could make an offer on the house since it is currently off the market, what is the asking price. Who would we contact? I can also be contacted at rfleagle@hotmail.com. ... more
0 votes 4 answers Share Flag
Tue Jun 7, 2011
Bh67 answered:
WORK, WORK, WORK on your credit dings. I went from a 490 to 720 Credit Score in under (45) days because I disputed EVERYTHING on my credit report when I purchased my (1st) home.

Need help...I've got scripted letters I can send you that you can modify to fit your situation and just mail them off. FAXING the letters is a quicker response because it puts the letter IN someone's hand instead of their (dreaded) email which they'll accidentally delete, etc., etc.

Email me: BHimchak@aol.com

I'd be glad to help you.
... more
0 votes 11 answers Share Flag
Fri Mar 4, 2011
Boris Russanov answered:
Pricing your property correctly is crucial. You want to sell your property in a timely manner at the highest price possible. Current market conditions determine the value.
Pricing too high or too low can cost you time and money. Realistic pricing will achieve a maximum sale price in a reasonable amount of time.
Work with an experienced Real Estate Agent who will help determine the price and develop the best strategy to sell your home.
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0 votes 7 answers Share Flag
Sat Dec 11, 2010
Tim Moore answered:
What difference at all does it make what anyone paid for it? Property is always worth what someone will pay for it. If you don't like their price, offer what you want but don't get upset when they say no. ... more
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Home Buying in Chambersburg Zip Codes

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