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Central San Jose : Real Estate Advice

  • All75
  • Local Info10
  • Home Buying32
  • Home Selling0
  • Market Conditions3

Activity 50
Tue Nov 24, 2015
Ruth and Perry Mistry answered:
Hi Jonathan:

It comes down to if you want a new home at a reasonable price in the down town area.

While the location may not be perfect, there are a lot of other attributes, such as close to
a strip mall, whole foods, down town San Jose etc.

Best regards
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0 votes 6 answers Share Flag
Fri May 1, 2015
Huey Nguyen answered:
Hello Khalid,

This is downtown. You do not specify what kind of conditions you are looking for, what kind of community, the noise level, the schools, etc. in your question, so I can only offer you some general suggestions I offer to my own clients here:

- Come by the neighborhood and the property at night and during the day, both on weekdays and weekends. See how you feel in the neighborhood; how would you feel if your family lived there?

- Talk to the neighbors around the property - They will be able to tell you much more about the neighborhood and what living there is like than what an agent might be able to tell you.

Good luck to you!

Best regards,

Huey Nguyen
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0 votes 2 answers Share Flag
Sun Apr 26, 2015
Sheryl Arndt answered:
Hello Hiep, there is currently a 2bd 1ba condo that accepts animals for $950 a month rent in Fremont and from $1,100 for 3bd 1ba condo in San Jose. The purchase in Fremont start from 224k for 1bd 1ba condo which is as low as $1,110 down payment with a minimum 580 fico score. They start from 269k for 2bd 1ba condo in San Jose which is as low as $1,350 down payment with a minimum 580 fico score.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
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Sun Apr 19, 2015
Rich answered:
No it's necessary to put 20% down..
A good Realtor should be able to inform you of other ways, including Down Payment Assistance..

If you need help to raise your credit scores fast, Feel free to contact us.
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recent clients we raised his score from 552 up to 729 in 3 weeks.

Hope This Helps

IZM Credit Services

(702) 758 - 3799
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Sat Jan 31, 2015
Sam Shueh answered:
Fri Dec 19, 2014
Kris125 answered:
I just came across this thread and though I would share since I live in the community. We live in one of the 3 bedroom homes and love it.The homes are well built and have a solid feeling to them. The location is super convenient and everthing is very close by. The community is small which makes getting to know your neighbors easy. The area around San Carlos ST is getting way better in the 6 years we have lived here. Since the homes where built in 09 only one of the 3 bedrooms have been offered for sale if that say anything. A couple 2 bedrooms homes have sold, but the 2 bedroom are kinda small.

Trust me if I did not like living here I could sell and live somewhere else in the bay area.

Yes the homes are single family attached homes(townhouses) for the person asking.
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Sat Jul 26, 2014
Philhood answered:
Yes, there are three or four places to look. Right downtown you have a variety of condos and apartments to choose from. Just north of downtown you can live in Vendome neighborhood, beginning at Hobson and First Street. Just west of downtown you can live in Delmas Park Neighborhood beginning at Park and Delmas, there are apartments, condos and a small historic district. In any of those places you can walk to downtown and rail transportation (Caltrain, lightrail, etc.)
The San Pedro Square Market area is crowded most nights now and that is becoming a center of downtown activity. As the new buildings under construction are completed it will get even more lively.
Favorite things downtown: dining, tech museum, Camera 12, theaters on South First Street, San Pedro Square Market, Library, lots of places for Boba Tea
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Wed Jun 18, 2014
I offer a foreign national program. This program is available nationwide. It requires confirmation of your VISA and at least 35% down. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been offering loans since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you.

Bart Gabe - Lending Nationwide Since 1987

800 315 8803
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Mon Jun 16, 2014
Sam Shueh answered:
posted 2 months ago. Probably gone
0 votes 4 answers Share Flag
Sat Jan 11, 2014
John Arendsen answered:
Crime free Neighborhoods

I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's absolutely no way of guaranteeing that any neighborhood will have little or especially NO CRIME.

We're living in a very different time and place today. Unlike anytime since possibly the Great Depression we are living in very volatile socio economic times everywhere in America as well as most places in the World.

What with dynamics like poverty, homelessness, unemployment, illegal immigration and shear desperation it's clearly obvious why crime is on the rise everywhere. What were once considered very safe and secure upscale neighborhoods are now viable high value targets for those who wish to prey on them.

I've livee in a very laid back, low key semi rural North San Diego country neighborhood for the past 33 years. During that time we've never locked the doors on our cars or homes and we've always left our bicycles out unlocked.

In the past several months we've had an influx of multi-family or multi-tenant renters moving into several of the single family residents that have come up for rent throughout our neighborhood. Sometimes there are as many as a dozen old cars and trucks parked in the driveways and on the streets.

Common sense has to tell you that these folks aren't the most financially privileged or steadily employeed. Hence, lot's of folks are hungry and desperate to pay the rent so voila our once very safe and quiet neighborhoods become not so safe and secure.

As a result we've seen a dramatic increase in break-ins and burglaries. Fortunetley there has been no violent crime. Just folks stealing bicycles, lawn mowers & myriad garden tools or anything of value that's not secured. We even have a neighbor who's had 4 chickens stolen in the past month. Duh........ya think they might be hungry?

So we took measures into our own hands and with the help of local law enforcement we've facilitated a NEIGHBORHOOD WATCH PROGRAM. Since the signs have gone up and we've installed or activated existing security systems and video cameras and our buddies at the Sheriff's Dept have been making their presence known and we've all been keeping in touch with one another and notifying one another when we'll be out of town things have really calmed down. In fact there have been no incidents in the past couple of months.

So the long and short of it is that there is no totally safe and secure way of keeping your neighborhood free of crime. The best thing you can do is become involved in your community and stay aware of the folks who live around you.
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Fri Oct 25, 2013
Terri Vellios answered:

Be sure to read the warning about scams. The listing does say it's offered by Cornerstone and there is a phone number. Call the number and ask for their California BRE Number and then verify it at www.DRE.CA.GoV ... more
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Thu Oct 10, 2013
Juliana Lee answered:
Rarely will a property owner try to scam anyone. They can be located and held responsible for their actions. Most of the scams encountered on the internet are done by people who can not be identified nor found. It is inexpensive to contact many people over the internet. Even if only a very few respond to the scam it can bring sufficient money to the scammer that they will continue doing it.

San Jose home values are given at

San Jose just sold real estate information is given at

Juliana Lee
Top 2 agent nationwide at Keller Williams Realty, the nations largest
Cell 650.857.1000

Over 20 years experience
Over 1,000 homes sold in Santa Clara County and San Mateo County
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Fri Sep 27, 2013
Elena Talis answered:
You should talk to the owner/agent who listed the property for rent.
0 votes 2 answers Share Flag
Tue Sep 17, 2013
Michelle Carr-Crowe answered:
We don't have a lot of rental agents here to be honest. If you tell me your criteria I can send you a list of homes for rent in those areas and price point.
0 votes 1 answer Share Flag
Mon Aug 5, 2013
Alexander Greer answered:
We can certainly help you out. You can check us out at and give us a call. One of our loan officers will look at your situation and present you with some options. ... more
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Fri Jul 26, 2013
Juliana Lee answered:
In general there are two different ways to find a more affordable house: look in areas further from jobs, look at homes which need work or have limitations that you can accept.

If you look at the neighborhood home values you'll see that the south end of San Jose has a few areas with lower average prices.

Juliana Lee
Top 2 agent nationwide at Keller Williams Realty, the nations largest
Cell 650-857-1000

Over 20 years experience
Over 1,000 homes sold in Santa Clara County and San Mateo County
... more
0 votes 7 answers Share Flag
Sat Jul 13, 2013
Barry Shaw answered:
I'm sorry but I do not have access to the demographics for this area. It is a nice neighborhood and the condo is in great shape. Located near major freeways, light rail and CalTrain stations. I am hosting an open house tomorrow from 1-4 if you would like to stop by.

Thanks for your question.
Barry Shaw
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Thu Jul 4, 2013
Juliana Lee answered:
Yes it has an inside laundry. Pictures showing the laundry and many other details are at:

San Jose real estate information is at

Juliana Lee
Top 2 agent nationwide at Keller Williams Realty, the nations largest
Cell 650-857-1000

Over 20 years experience
Over 1,000 homes sold in Santa Clara County and San Mateo County
... more
0 votes 4 answers Share Flag
Wed May 29, 2013
Emoney811 answered:
Ok thank you very much for all your answers. I looked at a couple of property's and what I found is that most are condo owned. There even is a condo that is listed as a single family townhouse. It's has a back yard that is private. The cc&r's state it is a condo but the listing agents say that the home owners own the land? Anyways the home I'm looking at is legally defined as a single family attached townhouse/home and is in a Planned development. This is according to the cc&r's. So my question is does the fact that I would own the land( and is a SFH) justify paying a higher price than for a townhouse style condo?

This house has a front yard like a single family home with grass and stuff like that just not as big.
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