If the home is cah only, then you would NOT get Pre-Qualified for a mortgage. The Listing Agent will most likely need a copy of your most recent bank statement(s) showing sufficient funds to close.
Many times when a property is listed as "cash only", that is because it needs a lot of renovations. Sometimes, these Sellers will consider a Renovation mortgage instead of only cash.
If you are looking to purchase a property and need financing, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at www.rodneymason.com to get started.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.