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Home Buying in Cedar Rapids : Real Estate Advice

  • All73
  • Local Info12
  • Home Buying12
  • Home Selling6
  • Market Conditions1

Activity 25
Fri Feb 3, 2017
Alysse Musgrave answered:
You'll have to wait 2 years from the date of your discharge for an FHA loan. Longer for conventional financing.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Thu Jun 25, 2015
Cathi Weuve answered:
I have a lender that I work closely with. I would urge you to email me or give me a call. I am a night owl so do not hesitate to call me in the evenings. I would love to see if we can get you both into a home ASAP. My email cathi.weuve@hotmail.com my cell 319-202-0617 ... more
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Thu Apr 30, 2015
jesse.sargent asked:
I work for a locally owned cable/internet/phone company in Cedar Rapids, Iowa. I am interested in finding out how I can advertise on your site. My name is Jesse Sargent. My email is jes…
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Sun Jan 4, 2015
Jeff Hage answered:
There are many different loan programs out there. Some as little as 0% down. I would be happy to help you out on your mortgage inquiry. I would need to take a look at your income, assets, and credit to determine what you qualify for. Once that is figured out then we can go over payments.

Please feel free to contact me anytime.

Jeff Hage
Mortgage Loan Originator
715-559-7148
NMLS: 240540
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Fri Aug 22, 2014
John Beltramea answered:
I hope you were able to take advantage of the last round of ROOTS funding. In case you weren't, there are still some of the city grants available for $5000.00 for first time buyers. Feel free to call, text, or email me-319-329-JOHN(5646). ... more
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Fri Aug 22, 2014
John Beltramea answered:
Emily,
Congratulations on working hard to get those scores up! I don't think you are quite there yet but if you would like local help in trying to resolve the problem, please call me-319-329-JOHN(5646). There may be something that can help you. Keep up the good work there are many folks who have credit issues so you are not alone. ... more
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Mon May 26, 2014
Alicia Porter answered:
If you would like help getting introduced to a great Realtor in your area, I can certainly have a RE/MAX agent get in touch right away. RE/MAX is world wide, so no matter where you want to be, we can assist you. Feel free to call or email me directly. ... more
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Sat May 24, 2014
iowahomebuyer asked:
Hi, I am looking for a FHA loan with a credit score of 600. My credit debt utilization is about 50% total, and I had quite a few inquiries due to shopping for mortgage which adversely affected…
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Wed May 7, 2014
Revolution Realty Team answered:
I would say there are options out there for you. If you would like to discuss, give me a call.

319-849-5252
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Mon Mar 24, 2014
John Beltramea answered:
It's a great time to buy a home anywhere in the area. Cedar Rapids is offering the first time buyer program again that allows buyers to get a $5000.00 grant that can be used for down payment or closing costs! There are several other programs available. Please feel free to text, email, or call for more details and access to the ENTIRE Multiple Listing Service and ALL LISTINGS from EVERY company in Cedar Rapids. I look forward to helping you in any way to find the BEST option for your new home-Thanks-John

Please feel free to check out what clients have said to make me the highest rated REALTOR in the state of IOWA at the link below:
http://www.zillow.com/profile/John-Beltramea/

John Beltramea
Broker Associate
Iowa Realty
385 Collins Rd NE
Cedar Rapids, IA 52402
Cell: 319-329-JOHN(5646)
RealEstate@Beltramea.com
Iowa Licensed Real Estate Broker
Search 1000’s of Homes Instantly!
Go to: www.EasternIowaRealty.com
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Mon Mar 24, 2014
John Beltramea answered:
Any lender who is good can help you with minor credit issues. There are several credit repair companies available too. Most of my clients have had good results using a local company rather than an internet based service. I also have a library of letters that can be sent to creditors I can share with you. Please feel free to text, email, or call and I can help you get on the right track! Congratulations on your decision to purchase a home!!-John

Please feel free to check out what clients have said to make me the highest rated REALTOR in the state of IOWA at the link below:
http://www.zillow.com/profile/John-Beltramea/

John Beltramea
Broker Associate
Iowa Realty
385 Collins Rd NE
Cedar Rapids, IA 52402
Cell: 319-329-JOHN(5646)
RealEstate@Beltramea.com
Iowa Licensed Real Estate Broker
Search 1000’s of Homes Instantly!
Go to: www.EasternIowaRealty.com
... more
0 votes 5 answers Share Flag
Fri Feb 28, 2014
John Ritchison answered:
I agree that it can be a great time to sell. The market does pick up at the beginning of the year. However, what is best really depends on the home, the weather and your situation. It is true that buyers in the winter tend to be more serious and some buyers will have a deadline for finding a home and need to find something right away. Also, if your home will get lost in all the spring inventory then listing earlier when fewer homes are for sale is probably best. If you can wait and have a home that stands out then it might be worth waiting for spring and maybe you will have multiple offers! If you need to sell right away then the time of year doesn't really matter. Ultimately, a good home at the right price will sell any time of year. ... more
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Mon Feb 3, 2014
Scott Godzyk answered:
Why would you not use a buyers agent? They work for you, look after your best interest, help you get the best deal and their fees are uaually paid by the listing agent. It does not save you anything to go direct o a listing agent ... more
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Mon Feb 3, 2014
Don Maclary answered:
Good Realtors today often find themselves doing the work for both sides anyway, Why not work with a FSBO if the home fits your clients needs............
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Mon Jan 20, 2014
Irene45 asked:
Tue Nov 26, 2013
John Beltramea answered:
As long as all other criteria to purchase is good, I may be able to help. Please feel free to contact me as I have properties that could be bought on contract and a private resource that will evaluate the circumstances and fund a contract purchase for you while you are getting back on your feet. You are not alone and there is help available. Feel free to contact me at 319-329-JOHN(5646) for more info. I'll be happy to help! ... more
0 votes 3 answers Share Flag
Thu Oct 17, 2013
Alicia Porter answered:
Hello Rachael,
There are 100% options out there and grants that you may be able to take advantage of. The first step is to get pre-approved and then you can look into what programs are available to you, etc. If you would like additional help in meeting with lenders and having a buyers agent work for you, please feel free to call or email me (319)350-1093 or aliciaporter@remax.net. The best part of being a buyer, is that using a Realtor doesn't cost you a thing. So why wouldn't you take advantage of using a buyers agent to get the best deal possible? I also encourage you to check out my reviews from past clients, listed here on Trulia. Have a wonderful day and good luck with your home search process.
Alicia Porter, Realtor in IA, RE/MAX Associates
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Thu May 16, 2013
Info answered:
I will give you an honest opinion, as I had a friend who lived on this street near Coe C. This area is considered the making of a ghetto. Coe actually tells the students to use caution in this area. ... more
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Thu Apr 25, 2013
Alicia Porter answered:
There are a lot of tips for buying a single family home. Here are just a few...
~Hire a Buyers Agent that has your best interest at heart. Make sure you are comfortable with this Realtor, and trust they are working in your best interest. The best part about purchasing a home, is that it's customary for the sellers to cover your Realtor's fees, so it's free for you!
~Make sure you are pre-approved and hire a lender you are also comfortable with.
~Check the ages of the mechanical's of the home, as if they are older, this may be a big expense to you as a buyer.
~Check out the neighborhood, make sure it is a good fit and location for you.
~Check the age of the roof, windows, ect., as this again, can be costly to a buyer.
~Once a contract is in place, I highly recommend a professional home inspection be done.
For more great tips, or further assistance in purchasing your new home, please feel free to call or email.
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