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Cedar Key : Real Estate Advice

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  • Local Info1
  • Home Buying11
  • Home Selling0
  • Market Conditions1

Activity 21
Sun Jun 26, 2016
Codcreekcottage asked:
Want to buy property on CR 347 or CR 345 in Cedar Key, FL and need to know if that area is zoned for mobile homes
0 votes 0 Answers Share Flag
Thu Jun 16, 2016
Diane Christner answered:
With most new construction in FL, the builder/developer retains control of the HOA until a specifically stated percentage of homes have been sold, generally in the 90%+ range. At that point the HOA control gets turned over to the residents of the community, although I have noted a few where the builder still maintained at least 2 or 3 seats on the board until the community was fully built out.

You'll have to read your bylaws, but most likely yes, the developer can amend the HOA covenants to not allow rentals if the developer deems it is in the best interests of the community.

If you don't like the rule changes, you have the option of lobbying to reverse it again AFTER the homeowners have taken over control of the HOA.
... more
0 votes 2 answers Share Flag
Sat Oct 11, 2014
Geezer Bean answered:
I just nailed a weekend rental there for December. They get booked solid early in Jan, Feb. Never been there but I look forward to it. I have a winter place outside of Floral City so an easy drive. My opinion for the desireability is that it has a real island atmosphere, quiet, not glitzy, and a very uniform climate compared to inland. If you buy a place, be prepared to lose it in a big storm or build on stilts. I would buy a cheaper shack and just kick back. ... more
0 votes 5 answers Share Flag
Mon Jul 14, 2014
John Bennett answered:
Flood, leaks from pipe, AC issues, roof, its like asking why a room is dark. Many possible answers. don't think anyone could answer you . . . did not you know that?
0 votes 4 answers Share Flag
Wed Jan 22, 2014
Jennie Pinto answered:
http://www.trulia.com/voices/Home_Buying/Why_are_Cedar_Key_homes_so_expensive_-533488
0 votes 1 answer Share Flag
Tue Jan 7, 2014
Jennie Pinto answered:
There are occasional full time rentals available, but you need to be ready to move on them when they come on the market. I know of one coming up the 1st of February, Please feel free to call me for price and location. ... more
0 votes 1 answer Share Flag
Mon Dec 30, 2013
Jennie Pinto answered:
I would check with building and zoning and confirm there is enough uplands to build on the lots. Cedar Key requires 50 foot minimum setbacks from mean high water line. A survey would be required, by a Florida licensed surveyor, to establish the line. Building and Zoning can not confirm without that information, but may be able to give you general information.
Looking at the aerial of the lots I think you are talking about, I would recommend that you, as the buyer, make the survey your first priority.
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0 votes 2 answers Share Flag
Tue Nov 19, 2013
Caryn Stephenson answered:
No properties in Cedar Key will sell for that price. It is simply a number that shows transfer from the owner to the bank. When the real price comes up, it will likely be close to the assessed value of the property according to the Levy County Property Appraiser's site. ... more
0 votes 1 answer Share Flag
Thu Nov 14, 2013
Homesforsalepro answered:
Late answer, but what the heck. Went to cedar key on vacation, fell in love with this small town. Started looking into 1/1 condos. Here are the problems i see with buying here. (1) Condo maintenance amounts (HOA)!!!! "CRAZY" in many cases ($400-$600 month) due to the fact that many are old and need many expensive repairs/renovations. Many owners just want out cause the unit just doesn't produce enough income or renters to pay the bills (Mortgage, TAXES, Maintenance, electric, phone, water, and on and on). (2) TAXES!!!!!!!!!!!!!!!!!!!!! This county is crazy charging $3000 for a 35 year old 1/1 condo, with only 600 sq ft. DO THE MATH. And that is in (2013) todays market. What they have done is dropped the property values to nearly nothing, and raised the millage rates to an astronomical amount. Think about it, who would want to buy now and have to deal with taxes in say 7 years if the property values go up (hahaha wishful thinking, but can happen). Not a good investment, just a nice quiet place to visit from time to time. ... more
2 votes 9 answers Share Flag
Sun Jun 9, 2013
Jennie Pinto answered:
It has sold. It closed Friday morning at 10 a.m. The sales price closed was $195,000 and it was a cash sale, no bank involved.
0 votes 1 answer Share Flag
Fri Jun 7, 2013
Jennie Pinto answered:
who has your property listed? The listing agent needs to change the listing by signing in and fixing the map location. In this part of the state it is not uncommon for maps to be wrong, our county's numbering system is too logical for mapping software. We often have to change address locations, particularly along SR 24 coming into Cedar Key. ... more
0 votes 1 answer Share Flag
Wed Jun 5, 2013
Vanessa Edmunds answered:
Hi! The historic homes of the island are in this downtown area, and these older homes in many cases have on-street parking only. Homes built in the last 30 years were required to provide off-street parking, however in some instances it was not carried out. The island is not a fast-paced area, and many residents are satisfied with only street parking. However, I do believe that the property at 6010 F Street has an existing curb cut, which is the first hurdle to off-street parking in the downtown areas. My answer to you is--I believe that because of the existing curb cut and with a minimum city building permit of $79, you would probably be allowed to create a driveway to cross the sidewalk to off-street parking on this property. The yard is slightly lower than the sidewalk elevation, and I think there's a retaining wall, but you should be able to work through those changes without much problem. I hope this helps you, and I hope to see you on the island! :) Vanessa ... more
0 votes 1 answer Share Flag
Tue May 28, 2013
Jennie Pinto answered:
Hardiplank specifications can be found numerous places on the web, here is one link http://www.mobilehome.com/hardiplank.html

It is extremely durable, and withstands most any climate and while it is not termite resistant, it is advertised as:
Resists damage from moisture
Resists cracking, splitting, rotting and swelling
Superior performance in high wind and hurricane areas
Resists flame spread
Complete exterior available in lap, shingle, panel, fascia, trim and soffit
With ColorPlus® Technology, paint stands up to high UV levels, offering up to 30% more fade resistance**
... more
0 votes 4 answers Share Flag
Tue May 21, 2013
Jennie Pinto answered:
Yes, there are a few, notice the word FEW. Many people use their homes as second homes or winter homes so there are not many homes available for long term rentals. If you find one, yesterday was the time to put down your deposit and make your arrangements to start moving. I know of one maybe coming available in three months. ... more
0 votes 1 answer Share Flag
Sat Feb 16, 2013
Caryn Stephenson answered:
Jennie's answer is correct. Homeowner's coverage is no more difficult here than anywhere else. Also, keep in mind that flood insurance is only required if you have a mortgage. If not, flood coverage is optional. Your decision will likely depend greatly upon the location and elevation of the home you decide to purchase. ... more
0 votes 2 answers Share Flag
Wed Jul 18, 2012
A ''Nickie'' Rucker answered:
Hello! As a Buyer, You may offer what you would like to offer, Agents are the messegeners on your behave. But Agents do have good as advise most of the time! You never know the Seller's situation on putting in low offer. One house sold in Cedar Key recently that was priced at around $470K and the sellers took an offer of $350K. You Never Know!! Comps are hard in sometimes in Cedar Key because we are surely not any type of subdivision. ONE THING that many of the Sellers in Cedar Key do not understand, that IF the Buyers are getting fincaning, Mortgage Lenders will not leand more than the house is worth! ... more
0 votes 7 answers Share Flag
Wed May 23, 2012
A ''Nickie'' Rucker answered:
Hi! I am very knowledgeable in the process of Short Sales. I am trained by some of the lenders and national negotiators of the process.

My company at La Rosa Realty has a staff of legal & title professionals that negotiate the process for FREE.

Please hurry! IF you close on your house before the end of the year, the federal government does not allow the lenders to collect the deficit Or/And the IRS can not charge you taxes on the deficit.
... more
0 votes 2 answers Share Flag
Wed May 23, 2012
A ''Nickie'' Rucker answered:
Hi! I have a house on the island of Cedar Key that is a Short Sale out by the State Museum. This home is 2500 square feet needs some TLC and priced to sale at $149,000.
0 votes 5 answers Share Flag
Sun Aug 28, 2011
A ''Nickie'' Rucker answered:
Driving To Crystal River it's about one and half hours. From the water by boat it's about 40+ minutes. IF you standing on the Big Dock in Cedar Key you can see the smoke stack on a clear day. ... more
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