There are loans with non hard money lenders for non residents but as always it all depends on whether you meet the requirements. It is hard to know if you would qualify without more information such as if you are planning in moving to this home in Az or if it would be your second home or even an investment property; also it would depend in the purchase price and how much money you can put down. Having assets, such as a $600,000 home paid for,always helps! I work for Top Flite Financial Inc, a mortgage bank ,and we are located in Scottsdale, feel free to call me and I will be glad to help you determine if there is a program available for your needs. Office number is 480-614-0416.