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Catawba County : Real Estate Advice

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Activity 91
Wed Jan 24, 2018
Sally Grenier answered:
Only way to find out is to talk to a lender to see what you can qualify for. You can get an FHA with as little as 3.5% down and they're usually a bit more lenient on credit scores and DTI (debt to income ratio). There are some zero down programs available in certain states. Talk to a local lender and see what's available! ... more
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Sat Oct 14, 2017
bob asked:
We have the gotten the certificate of occupancy and the building company gave us the keys... we also moved our stuff into the house. After giving us the keys they told us they aren't allowed…
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Thu Sep 14, 2017
tcute57 answered:
Take your credit card limit and multiply it by 18%. Pay your cards down to that balance every month. I actually keep my down under 20% and I qualified. I too am a single person that was trying to qualify and I did it. You can have a balance on your credit cards, it just needs to show that you do not depend on credit to live. So cut out eating out, buying new clothes of whatever you use those cards for. Its worth it. ... more
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Fri Jul 28, 2017
Marlenecoffey44 asked:
Fri Jun 24, 2016
Hannah Mitchell asked:
I want to sell my house in a short sale. My lender requires that I give it a listing agreement, Realtor license, and authorization for third-party arm's-length transaction affidavit.…
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Thu May 19, 2016
Terrilee2323 asked:
We have a finished basement with a lovely acid etched and sealed floor. There is one spot about two feet in diameter that was patched and looks different. I keep a rug over it and am planning…
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Thu Mar 24, 2016
Maryannbustle asked:
Thu Feb 25, 2016
Maryann.neil asked:
My home is for sale with a realtor and MLS #. It is no longer shown on the Trulia Map. The other community homes for sale, including sold and in.contract, are still on.the map.
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Mon Jan 4, 2016
Dan Tabit answered:
You "might" find someone willing to provide a mortgage for you with that score, but I think that just because you can, doesn't mean you should.
Congratulations on the cash. In my opinion the wisest thing you could do with it is go to work on your credit. Pay down your debts, get a secured card (secured against some of that money if needed) and use it for gas, groceries and normal expenses then pay it off monthly. Dispute any errors on your credit report in writing to each agency that reports them. DO NOT close any accounts or pay off any old collections unless your loan officer instructs you too as a condition of final approval.
Get into some good habits and when your scores are up, you'll be able to get a mortgage with great rates and not only buy your home, but be able to keep it. Best of luck.
... more
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Mon Nov 30, 2015
Indepth1dd asked:
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Sat Nov 28, 2015
Indepth1dd asked:
Retiring to this area in the spring from TX.
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Sat Jul 18, 2015
Goldenretpups318 asked:
Sat Feb 21, 2015
Judy Poole answered:
Where was the asbestos found? I was interested in the house until I read this.
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Thu Feb 5, 2015
Teodor L. Bonar asked:
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